New Democrat Plan to Solve the "Housing Crisis:" Let's Inflate the Housing Market By Pouring Government Cash Into It and Letting People Who Can't Afford a Mortgage Buy Homes Until They Default

Say.... wait a minute...

Isn't this how they created the 2008 housing market collapse the crashed the world economy?

And then blamed on Republicans?

Well, since they got away with it once, I guess it's time to crash the world economy again. For Great Justice.

And... "Affordability."

One of President Biden's economic officials wants to create a system where people can pay just $1,000 to buy a home.
What could possibly go wrong?

$1,000 for an entire house.

The housing crisis of 2008 was caused by "Ninja" loans -- No Income, No Job.

Now we're adding to "no down payment, no money at all."

Just a free house. For a very nominal payment of $1,000, which I'm sure will be waived for Democrat Constituents.

Bloomberg:

A top Biden administration economic official is pitching Democrats on a low-down-payment proposal to bring millions of new homebuyers into the market, as incoming congressional leaders take stock of affordability measures that might help them notch early legislative wins.
A new policy group chaired by former National Economic Council Director Lael Brainard is pushing for the creation of a Federal Housing Administration program to facilitate home purchases with as little as $1,000 down for first-time buyers who meet "strong underwriting criteria," according to a copy of the proposal reviewed by Bloomberg News.

Uh-huh. If they have only managed to save $1,000, they do not have "strong underwriting criteria." This fiction is added so they can say "But it's not like the 2008 housing collapse, we're only giving free houses to people with no money but who have 'strong underwriting criteria.'"

Housing is a key factor in the widespread frustration over the high cost of living that helped fuel Democrats' historic rout of Republicans in last week's midterm elections. Some 77% of Americans support zero-down payment loans for qualifying first-time buyers, according to a survey by the Kitchen Table Project, the Brainard group that debuted in June and calls itself a "policy pop-up."

What about all the other Democrat spending priorities?

Don't worry, Jerry. They write it off.

They write it off.

Proposals to provide down payment assistance generally take the form of "grants, and grants are a direct cost to the government, and we know that we already have additional fiscal priorities," Brainard added, pointing to Democratic agenda items like restoring Affordable Care Act and Medicaid subsidies along with food assistance. "We really looked for proposals that could be done with a minimal amount of taxpayer funding."

This is absurd. Down payments for homes are usually 20% of the value of the home. The average cost of a home in the US is $472,000. So a down payment would be something like $95,000.

The Democrats are proposing only a $1,000 down payment, and then pretending the $94,000 usually expected is just Free Money that will cost the taxpayers "a minimal amount."

They're really doing it all again.

Just like with their eternal bleat the Real Communism Has Never Been Tried.

Real Housing Bubble Collapse That Crashes the Global Economy has never been tried.

Update:

Evicting them for non-payment in a year is the comeback.
Posted by: San Franpsycho at November 13, 2026 12:14 PM (RIvkX)
No one will be evicted for non-payment.
Posted by: Heavy Meta

Correct. That's the move: Let them take a house for $1,000, then make all attempts to evict and repossess illegal.

"Minimal taxpayer cost," you know.

Posted by: Disinformation Expert Ace at 12:10 PM

Comments

(Jump to bottom of comments)

1 45wvy4w345yvw45v

Posted by: Blonde Morticia at November 13, 2026 12:10 PM (XJ22o)

2 SPONGE!!!!

Posted by: SSBN 656 (G) at November 13, 2026 12:10 PM (9bpxs)

3 Nooded.

Posted by: Nazdar at November 13, 2026 12:10 PM (NcvvS)

4 Open channel D

Posted by: Open Channel D at November 13, 2026 12:10 PM (MOKCo)

5 but this time they'll get it right.

Posted by: gnats local 678 at November 13, 2026 12:11 PM (CWTWj)

6
They never learn.

Posted by: Frank Barone at November 13, 2026 12:12 PM (OkYzo)

7 We're a victim of the 2008 debacle... Lost Our home and construction business.....

Posted by: It's me donna at November 13, 2026 12:13 PM (DO80x)

8 What is old is new again.

Posted by: Mr Aspirin Factory at November 13, 2026 12:13 PM (bFq8h)

9
Oh boy. I was saying in the last thread that the Dems have great campaign issues. Free healthcare, free college, no more ICE.

Now they have another one. Free housing.

As Lizlem said, we've got to change the phrasing. "Taxpayer-funded housing."

I also suggest:

Soviet-style housing.

1984-style housing.

Medieval-style housing. (The lords and ladies in government decide what you get, but you can bet they'll always get the best.)

Posted by: Blonde Morticia at November 13, 2026 12:13 PM (XJ22o)

10 Ensuring people "buy a home" is the gimme.

Evicting them for non-payment in a year is the comeback.

Posted by: San Franpsycho at November 13, 2026 12:14 PM (RIvkX)

11 >> New Democrat Plan to Solve the "Housing Crisis:" Let's Inflate the Housing Market By Pouring Government Cash Into It and Letting People Who Can't Afford a Mortgage Buy Homes Until They Default

I call this plan, courageous. But remember, I wouldn’t know courage if it wagged its dick in my face.

Posted by: Johns Thune at November 13, 2026 12:14 PM (AydIQ)

12 Just how f**king stupid can we be?

Posted by: Diogenes at November 13, 2026 12:14 PM (2WIwB)

13 What exactly is the housing crisis? Are people living in the woods with the hobos because there aren't enough houses? Are people in apartments because there aren't enough houses? Are all the broke ass youngsters living with their parents because there aren't enough houses? What is the crisis?

Posted by: NCKate at November 13, 2026 12:14 PM (enNUy)

14 and as the great thomas sowell has noted, this kind of thing can push the prices of houses up.

Posted by: gnats local 678 at November 13, 2026 12:14 PM (CWTWj)

15
but this time they'll get it right.
Posted by: gnats local 678

================

We just have to get the right people in there.

Posted by: Socialist Record-skip at November 13, 2026 12:15 PM (XJ22o)

16 Being a fuckhead liberal is the easiest thing. Just do as you're told. Raw emotion and feelings. Never deductive reasoning and common sense.

Posted by: Mr Aspirin Factory at November 13, 2026 12:15 PM (bFq8h)

17 Are all the broke ass youngsters living with their parents because there aren't enough houses? What is the crisis?
Posted by: NCKate at November 13, 2026 12:14 PM (enNUy)

The last one.

Posted by: Nova Local at November 13, 2026 12:15 PM (Gb7+b)

18 "Ninja" loans -- No Income, No Job.
-------
Oh the flashbacks. Liar Loans, No-Doc Loans, Exploding ARMs. What a mess.

Posted by: scampydog at November 13, 2026 12:15 PM (2bFN5)

19 KEEP THE GRAY.

Keep the gray.

A futile cry that has to be made.

Posted by: rhomboid at November 13, 2026 12:16 PM (U/Byj)

20 "Some 77% of Americans support zero-down payment loans for qualifying first-time buyers"

i wonder what 'qualifying' means, although i can guess

Posted by: gnats local 678 at November 13, 2026 12:16 PM (CWTWj)

21 a grey box for a gray friday...

Posted by: Sturmtoddler at November 13, 2026 12:16 PM (nXhwP)

22 So "houses" or high rise Soviet style dwellings ?

Posted by: It's me donna at November 13, 2026 12:17 PM (DO80x)

23
>>$1,000 down for first-time buyers who meet "strong underwriting criteria,"

===================

Reminds me of the CCP phrase, "the socialist market economy."

Literally, they were pushing that in the days of Hu Jin-tao, don't know if it's still a thing.

Posted by: Socialist Record-skip at November 13, 2026 12:17 PM (XJ22o)

24 If the boomers all sell their houses do they go live in the woods with hobos or live in their cars? Which houses to they then buy if there's a housing crisis?

Posted by: NCKate at November 13, 2026 12:17 PM (enNUy)

25 They're really doing it all again.

Just like with their eternal bleat the Real Communism Has Never Been Tried.

***

Next thing you know they will be giving Greta whatsherface airtime for the latest cause.

Posted by: Diogenes at November 13, 2026 12:17 PM (2WIwB)

26 13 What exactly is the housing crisis? Are people living in the woods with the hobos because there aren't enough houses? Are people in apartments because there aren't enough houses? Are all the broke ass youngsters living with their parents because there aren't enough houses? What is the crisis?

Posted by: NCKate at November 13, 2026 12:14 PM (enNUy)

People crowding into cities driving up prices.

Funnily enough the deportations have been easing rents substantially, multifamily apartments are going through a serious downturn due to it.

Posted by: Red Turban Someguy at November 13, 2026 12:17 PM (okun6)

27 ninja - no income no job or assets

Posted by: gnats local 678 at November 13, 2026 12:17 PM (CWTWj)

28 The mayor of Philly is all over this. TD Bank (which is circling the drain) is the underwriting partner. What could possibly go wrong?!

Posted by: Heavy Meta at November 13, 2026 12:17 PM (vr4To)

29 Just a speed bump on the road to confiscation and redistribution

Posted by: Ufda at November 13, 2026 12:18 PM (Y1gPQ)

30 The plan is to get your hands on the money first and spend it first before it trickles down to the peons, by which time its worthless.

Capisce?

Posted by: San Franpsycho at November 13, 2026 12:18 PM (RIvkX)

31 I am so happy to have played such a large role in this election. So large, that I am senate leader again, which is a bit like being one of the chiefs at Little Bighorn and calling yourself a US Cavalry member.

Posted by: Johns Thune at November 13, 2026 12:18 PM (AydIQ)

32 "Some 77% of Americans support zero-down payment loans for qualifying first-time buyers"

i wonder what 'qualifying' means, although i can guess
Posted by: gnats local 678 at November 13, 2026 12:16 PM (CWTWj)
----
"Do you have a pulse? Great! We'll get you into a $500K house by the end of the day!"

Posted by: "Perfessor" Squirrel at November 13, 2026 12:19 PM (s2iZv)

33 Just a speed bump on the road to confiscation and redistribution
Posted by: Ufda at November 13, 2026 12:18 PM (Y1gPQ)

Something...something...cold dead fingers.

Posted by: Diogenes at November 13, 2026 12:19 PM (2WIwB)

34
Just how f**king stupid can we be?
Posted by: Diogenes

=================

More stupid than the article reveals. You know damn well illegal aliens will be eligible. And the levels of fraud... oh lord.

Posted by: Blonde Morticia at November 13, 2026 12:19 PM (XJ22o)

35 Feeling a replay of 2008 - perhaps culminating with another gay islamist president.

Posted by: ... at November 13, 2026 12:19 PM (rXvAA)

36 I have my free house, but where's my free car ? How am I supposed to get to the government free food store ?

Posted by: No longer homeless but hopeless socialist... at November 13, 2026 12:19 PM (DO80x)

37 The typical HTML gremlins attacked this post but I have expelled them.

Posted by: ace at November 13, 2026 12:19 PM (1wjle)

38 No one called me as I can tell you how to do it! Of course, I'm dead. It's hot down here too.

Posted by: Barney Fag, dead homosexual democrat at November 13, 2026 12:20 PM (Ssbab)

39 >Evicting them for non-payment in a year is the comeback.

Posted by: San Franpsycho at November 13, 2026 12:14 PM (RIvkX)

No one will be evicted for non-payment.

Posted by: Heavy Meta at November 13, 2026 12:20 PM (vr4To)

40 Housing is a key factor in the widespread frustration over the high cost of living"

An interesting assertion. And with no evidence...

Posted by: man at November 13, 2026 12:20 PM (k0zLw)

41 What could possibly go wrong?

Former NATO Boss Calls on UK, France to Deploy Troops in Ukraine and End War

Posted by: Anonosaurus Wrecks, Now Is the Winter of Our Discontent at November 13, 2026 12:21 PM (ndZc7)

42 Good afternoon Ace and everyone
And happy Friday 13th

Posted by: Skip at November 13, 2026 12:21 PM (YdHVy)

43 I think rent levels in several major metros are declining, first interruption in the upward curve for many years. In some places it's clearly attributable to reduced demand thanks to illegal alien departures (however they go).

This is part of an overall economy that's much better, across the board, than every year under the vegetable (and most under the affirmative action empty suit).

Of course much of the progress is in areas not felt by the common voter, whose understanding of economics resembles that of a chimpanzee and whose attention span is that of a fruit fly. But they all are the basis for future growth (real growth, manufacturing and basic industries, not state employees and even more "health" employment).

(cue the observation that it's so hard to find a job nowadays ..... compared to .... when exactly? having changed jobs/paths multiple times over the decades I do not recall a single time it was easy, and that includes "boom" cycles)

Posted by: rhomboid at November 13, 2026 12:21 PM (U/Byj)

44 Feeling a replay of 2008 - perhaps culminating with another gay islamist president.
Posted by: ... at November 13, 2026 12:19 PM (rXvAA)
=====

Oh, yeah?

Posted by: Short Arab dude with a bad Napoleon complex in a tight v-neck and bracelets yeah so ghey at November 13, 2026 12:21 PM (RIvkX)

45 Oh, wait. It's a $1K down payment? Not $1000 to *buy* the house outright?

I had a vision of me buying twelve $1000 homes, renting out eleven of them for, say, $1000/month, and living large on a pretty nice monthly income. Darn.

Posted by: Wolfus Aurelius, Dreaming of Elsewhere at November 13, 2026 12:21 PM (56Qyq)

46 re 25: 'a i is an existential threat to humanity' seems to be this year's line

Posted by: gnats local 678 at November 13, 2026 12:21 PM (CWTWj)

47 Socialists are coming for your taxes

Posted by: Skip at November 13, 2026 12:21 PM (YdHVy)

48 , but where's my free car ? How am I supposed to get to the government free food store ?"

Just use your free phone to get free delivery!

Posted by: man at November 13, 2026 12:21 PM (k0zLw)

49 This will be just the latest in a long, long, line of muh restitution for teh slaveries.

Posted by: I used to have a different nic at November 13, 2026 12:22 PM (ExV1e)

50
The mayor of Philly is all over this. TD Bank (which is circling the drain) is the underwriting partner. What could possibly go wrong?!
Posted by: Heavy Meta

================

I hope he makes it happen. (He? She?) We need to see it go down in flames, like Vermont's free healthcare, although that never even got lit.

Posted by: Blonde Morticia at November 13, 2026 12:22 PM (XJ22o)

51 WHAT COULD GO WRONG?!?!?!

Posted by: ShainS at November 13, 2026 12:22 PM (dFfN0)

52 If the goal is to put everyone in a free home basically, why the fuck are apartments being built on every last scrap of land in every city?

Posted by: NCKate at November 13, 2026 12:22 PM (enNUy)

53 OT: If no one has seen the news, Van Hollen will be challenging Schumer for his post...

Posted by: Nova Local at November 13, 2026 12:22 PM (Gb7+b)

54
I had a vision of me buying twelve $1000 homes, renting out eleven of them for, say, $1000/month, and living large on a pretty nice monthly income. Darn.
Posted by: Wolfus Aurelius

====================

Won't work so well with the 90% tax rate that's coming.

Posted by: Blonde Morticia at November 13, 2026 12:23 PM (XJ22o)

55 I think Pence's recent scripted quotes deserve some attention as it sums up what we the people are being subjected to despite trying for 10 years to raise our voice above the D and especially R scum... and most of all tells the "story" of last week.

Posted by: ... at November 13, 2026 12:23 PM (rXvAA)

56 >>> They're really doing it all again.

Well, it worked. They get the vibes and aura of "well, we tried!" without any accountability or responsibility when it tanks, like it did before.

Posted by: LizLem at November 13, 2026 12:23 PM (Eng1Z)

57 We'll get you into a $500K house by the end of the day!"

Politician's relatives start building more crappy houses...

Posted by: man at November 13, 2026 12:23 PM (k0zLw)

58
Same with new cars. Ford & GMAC are loosening credit requirements to buy new cars.

Posted by: Frank Barone at November 13, 2026 12:23 PM (OkYzo)

59 Sure, that's healthy....meanwhile here on Earth what will happen is either Blackrock will buy more or if you refuse to let the corps buy them they will "relunctantly" buy the defaults"....which "fine" what this is really over is reappraisals and tax raids on property valuation....

Posted by: sven at November 13, 2026 12:24 PM (Int1s)

60 53 OT: If no one has seen the news, Van Hollen will be challenging Schumer for his post...
Posted by: Nova Local at November 13, 2026 12:22 PM (Gb7+b)

Maybe they can sit down for margaritas like he did with Maryland Dad... Who by the way I believe, is still here...

Posted by: It's me donna at November 13, 2026 12:24 PM (DO80x)

61 'a i is an existential threat to humanity' seems to be this year's Party line
=====

Don't forget us!

Posted by: San Franpsycho at November 13, 2026 12:24 PM (RIvkX)

62 Bread and Circuses.

Posted by: stu-mick-o-sucks at November 13, 2026 12:24 PM (0Dp3t)

63 56 Posted by: LizLem at November 13, 2026 12:23 PM (Eng1Z)

Sure and if they can speed run it it will be "the GOP did this!" and the last time they DID get it done in a year.....

Posted by: sven at November 13, 2026 12:24 PM (Int1s)

64 That was supposed to be a CCP sock.

Posted by: San Franpsycho at November 13, 2026 12:24 PM (RIvkX)

65 Can these poor folks buy a $200k home for $1000 (BigGov ponies up $39K), then flip it for $191K, and pocket the $30K?

Posted by: illiniwek at November 13, 2026 12:25 PM (vbXSk)

66 The Democrats are proposing only a $1,000 down payment, and then pretending the $94,000 usually expected is just Free Money that will cost the taxpayers "a minimal amount."

-

That is literally the mathematical definition of wealth transfer. To each according to their needs, from each according to their assets.

Posted by: Vashta Nerada at November 13, 2026 12:25 PM (0U5gm)

67 >>> I also suggest:

Soviet-style housing. 1984-style housing. Medieval-style housing. (The lords and ladies in government decide what you get, but you can bet they'll always get the best.)
Posted by: Blonde Morticia at November 13, 2026 12:13 PM (XJ22o)

Serf housing. But I don't know if the youngins know what serfs are.

Posted by: LizLem at November 13, 2026 12:26 PM (Eng1Z)

68 "And now it's incumbent on the minorities in the Congress … to recast what the Republican Party is about, to lay a foundation again in conservative principles — the highest standards in public office, strong American leadership in the world and a strong defense..."

-Judas Pence

I'll be honest I thought this motherfucker had been awfully fucking quiet. He was supposed to follow the Romney/Cheney model but instead they kept him mum. I guess until now.

Posted by: ... at November 13, 2026 12:26 PM (rXvAA)

69 goooggle ai:

U.S. Senator Bernie Sanders has warned that unregulated artificial intelligence poses an existential and societal threat, driven primarily by tech billionaires rather than public interest.

Posted by: gnats local 678 at November 13, 2026 12:26 PM (CWTWj)

70 Why is there a top Biden official opining on anything?
He was beat like a red headed step child and left on the curb down town with a binky, diaper and a passifier. Nobody in his administration was there for him at the end. His family isn't even able to cash in the Presidential Library grift. Russia never paid him huge $ speaking fees. He's unseemly.

He's like ex-president Grant only it's deserved.

Posted by: torabora at November 13, 2026 12:26 PM (Wt1Rs)

71 News flash. You can already get a zero down payment loan at a higher rate. That’s because decades of lending shows you are at a higher risk of default if you don’t make a down payment. In fact if they care to look at the data, the amount you put down on a mortgage directly correlates with defaults, with zero being the highest default category and default laddering down with each larger percentage down.

Posted by: Johns Thune at November 13, 2026 12:27 PM (AydIQ)

72 The only things certain are death, taxes, and postal rate hikes.

U.S. Postal Service Seeks Price Hike Amid Ongoing Financial Difficulties

Posted by: Anonosaurus Wrecks, Now Is the Winter of Our Discontent at November 13, 2026 12:27 PM (ndZc7)

73 Won't work so well with the 90% tax rate that's coming."

For you, honkey...

Posted by: man at November 13, 2026 12:27 PM (k0zLw)

74 What could possibly go wrong?

Former NATO Boss Calls on UK, France to Deploy Troops in Ukraine and End War

Posted by: Anonosaurus Wrecks,

Declaring war is not official because of a declaration, that would be de facto declaring war on Russia.

Posted by: Vashta Nerada at November 13, 2026 12:28 PM (0U5gm)

75 Wait.... 10 years? No, sorry I meant 20 years. Started with Palin, then the Tea Party. The GOP keeps conveniently beating us back.

Posted by: ... at November 13, 2026 12:28 PM (rXvAA)

76 I doubt Chris has a chance against Schumer, though it would be typically inexplicable for a guy with zero leadership role to date and no $$$ traction nation-wide to displace a guy who just oversaw (well, was a bystander to) the greatest party victory in decades.

Chris got some very minor leadership role in the House, but in the Senate has been pretty invisible. So much so that he decided to go Full Stupid and pander to the most alien and extreme elements, even more than Dem leadership has in general. Especially on MidEast matters.

As in "Casablanca", where Laszlo is puzzled by Rick's refusal to sell him the letters of transit, and when he presses as to why, Rick says "ask your wife". Katharine's been an anti-Israel dingbat for decades.

Posted by: rhomboid at November 13, 2026 12:28 PM (U/Byj)

77 Correct. That's the move: Let them take a house for $1,000, then make all attempts to evict and repossess illegal.

"Minimal taxpayer cost," you know.

------------

Predicted 2030 Headline: "No New Homes To Be Built In America This Year -- As We Once Told You: 'You Will Own Nothing, And You Will Be Happy, Comrades!'"

Posted by: ShainS at November 13, 2026 12:28 PM (dFfN0)

78 BTW who pays when the loan goes into default, which many will?

That you, sucker. The taxpayer who did it the right way now gets to pay for everyone else.

Posted by: Johns Thune at November 13, 2026 12:28 PM (AydIQ)

79 Pence needs to go away. And when he gets there, he needs to keep fucking walking.

Posted by: NCKate at November 13, 2026 12:28 PM (enNUy)

80 Afternoon Ace
Lael Brainard appears to be your usual elite leftist. Child of a diplomat , Wesleyan U, Harvard, appointed vice chairman of fed , economic advisory to president. And she started her career at McKinsey. Her theories will work gosh darnit.
In other stupid leftist economic news the CFO of Chicago resigned, basically saying the numbers don't make sense. That is the exact point lady

Posted by: Smell the Glove at November 13, 2026 12:28 PM (Qu9v+)

81
The ghost of Bawney Fwank just spooged all over itself.

Posted by: Krebs v Carnot: Epic Battle of the Cycling Stars (TM) at November 13, 2026 12:28 PM (6rDqw)

82 gooogle again:

Climate change is classified as an existential threat by major international bodies and legal authorities - including a unanimous advisory opinion by the International Court of Justice (ICJ) declaring it an urgent and existential risk to human populations and natural ecosystems

Posted by: gnats local 678 at November 13, 2026 12:28 PM (CWTWj)

83 >>> Next thing you know they will be giving Greta whatsherface airtime for the latest cause.
Posted by: Diogenes at November 13, 2026 12:17 PM (2WIwB)

I saw that someone asked her about a climate change protest she founded, that apparently she's abandoned, because she laughed on camera and said "they still do that?"

Performative hobgoblin hypocrite.

Posted by: LizLem at November 13, 2026 12:29 PM (Eng1Z)

84 These idiots are economic illiterates, who know nothing and are incapable of learning anything. These are the same morons (the bad kind) that have turned arithmetic (counting ballots) into a process akin to astrophysics in difficulty (at least to them). (Yeah, I know...it's on purpose as it's their cover for stealing elections.)

Posted by: Angzarr the Cromulent at November 13, 2026 12:29 PM (/jglT)

85 Note how a used car costs 15k now instead of a $1500 beater.

Cash for Clunkers.

It worked, didn't it?

Posted by: ... at November 13, 2026 12:29 PM (rXvAA)

86 So we could stop giving illegals reduced cost housing at all or...give them $500K houses.

Obviously it will be easier to do the latter...

Posted by: 18-1 at November 13, 2026 12:29 PM (sKqQm)

87
Crashing the world economy has always been the objective of the left.

Posted by: Auspex at November 13, 2026 12:29 PM (Y8DZL)

88 3rd time is a charm: googgle ai:

Nuclear weapons and the resulting phenomenon of a nuclear winter represent a severe global catastrophic and existential threat to humanity and the biosphere.

Posted by: gnats local 678 at November 13, 2026 12:30 PM (CWTWj)

89 It's genocide!

Trans Characters Are Finally Vanishing From TV Next Season

Posted by: Anonosaurus Wrecks, Now Is the Winter of Our Discontent at November 13, 2026 12:30 PM (ndZc7)

90 I hope people are really proud of their votes for Democrats. Boy you really showed us, didn’t you.

Posted by: Johns Thune at November 13, 2026 12:30 PM (AydIQ)

91 The reminds me of the Dem's healthcare proposal. The Dems say "it will pay for itself" while independent estimators peg it at $4.7T a year.

Posted by: 18-1 at November 13, 2026 12:30 PM (sKqQm)

92 71 Posted by: Johns Thune at November 13, 2026 12:27 PM (AydIQ)

Cali is already earmarking this bullshit for foreigners...this is at best a raid on actual American citizens' descendant's future wealth...and it may just be the death knell of the first American Republic and I am not freaking out....nobody anywhere near anything gives a shit....

fuck these people.

Posted by: sven at November 13, 2026 12:30 PM (Int1s)

93
Once they kill off we boomers there will be lots of houses available.

How many worthless people can they cram in a house?

Posted by: four seasons at November 13, 2026 12:31 PM (/QHx4)

94 The VA home loan program only "works" because active duty personnel have a steady-paying job, and even *that's* not guaranteed. It can't scale.

Posted by: Jeff Weimer at November 13, 2026 12:31 PM (gUs21)

95 Climate change has mostly gone away because the people funding the movement have moved on to datacenters and need more electricity not less.

Posted by: 18-1 at November 13, 2026 12:31 PM (sKqQm)

96 @71 -- Math is hard! Actuarial math is really hard...

Posted by: Angzarr the Cromulent at November 13, 2026 12:32 PM (nJ/vH)

97
Just a tentative inquiry -- has the Swedish Climate Golem laughing off acolytes still holding climate change protests been covered here yet?

You cannot be serious suckas!
* hysterical laughter *

Posted by: Krebs v Carnot: Epic Battle of the Cycling Stars (TM) at November 13, 2026 12:32 PM (6rDqw)

98 What could possibly go wrong?

Former NATO Boss Calls on UK, France to Deploy Troops in Ukraine and End War

Posted by: Anonosaurus Wrecks,

Declaring war is not official because of a declaration, that would be de facto declaring war on Russia.
Posted by: Vashta Nerada

So Barbarossa Lite?

Posted by: Anonosaurus Wrecks, Now Is the Winter of Our Discontent at November 13, 2026 12:32 PM (ndZc7)

99 There are quiet kittle villages in England that contain formerly multifamily dwellings (from a hundred or more years ago) that had become beautiful single family estates.

And they are now cramming as many illegals into them as they can.

Posted by: ... at November 13, 2026 12:32 PM (rXvAA)

100 The VA no down payment is not an exception to the rule that lower down payments have higher defaults. They just happen to be above the trendline.

Posted by: Johns Thune at November 13, 2026 12:33 PM (AydIQ)

101 Maybe if we let foreigners flood across the borders the price of houses will go down.

Posted by: Darth Randall at November 13, 2026 12:33 PM (7iKri)

102 Posted by: 18-1 at November 13, 2026 12:31 PM (sKqQm)

They're not even gonna bother saying they fixed it. They're just gonna "move on" until they need it again. Like they've done with blacks and women.

Posted by: ... at November 13, 2026 12:34 PM (rXvAA)

103 I guess its time to rewatch the Big Short and figure out how to clean up on the democrat's idiocy.

I know there's a way. Something about 'shorting...'

Posted by: LASue at November 13, 2026 12:34 PM (lCppi)

104 The Brits and French want to get a bunch of their native young people to die so they are very eager for war with Russia IN Ukraine.

The "problem" is the Russians have said if they do they'll nuke Britain/France so that's what is stopping WWIII right now because seeing 100K young men die is fine but losing VIPs in London or France now that would be a problem

Posted by: 18-1 at November 13, 2026 12:34 PM (sKqQm)

105 I stopped into a Goodwill Store on my way home the other day. They used to be set up like a normal department store but no more. Instead, they have large bins where the clothes, household items and other junk are dumped and the savages customers, all unattractive fat women except for me and one other male, paw through the stuff looking for their dreams while the employees at the cash registers look on, zombie like. I walked the store on the edge of the bin layout and looked on in amazement at the disgusting behavior. Like that scene out of "Soylent Green" in the market place.

Posted by: Goodwill Hunting at November 13, 2026 12:34 PM (Ssbab)

106 Poison pill the shit out of this:

Add that any bank that loans in any way or is guaranteed by the government in any way on this:
1) cannot write the loss against their taxes, e.g. they have to eat the loss in full.
2) has to make it a non-recourse loan, e.g., they can't sue the borrower for the balance after foreclosure.

Add the kicker: "Why $1k and not $0? Americans are suffering--Rs are here to help."

Those are easy sells as "fighting corporate greed."

And no bank will touch those loans.

PS: Fuck the builders--they came out massively against Rs in TX.

Posted by: People's Hippo Voice at November 13, 2026 12:34 PM (xJHN3)

107 67 Serf housing.

surf housing > serf housing

Posted by: kowabunga, dude! at November 13, 2026 12:35 PM (v3pYe)

108 If you haven’t figured it out, Democrats answer to “affordability” is to take money from the productive taxpayers and give it away to the non productive sector and illegal aliens.

Posted by: Johns Thune at November 13, 2026 12:35 PM (AydIQ)

109 Shit, I should just get renters in apartments to front these stupid loans for me. I'll use them to "buy" my houses, in return for another, let's say, $2000. Then I rent the houses out to other skels, and then once they're all fucked up, I rent them out as traphouses for corner boys to run their dope and whores out of. At the end of the home's short-ass lifecycle, I leave the original skel (assuming he's even still alive) to default.

Posted by: Yudhishthira's Dice at November 13, 2026 12:35 PM (BI5O2)

110 conservative principles

Presumably defined as fucking over the American people in order to advance the globohomo agenda and increase the wealth of big business, particularly private equity, which hates us almost as much as our "representatives" do.

Posted by: I used to have a different nic at November 13, 2026 12:35 PM (ExV1e)

111 Having gone thru the nightmare (twice) of having to evict what were basically squatters, I can tell you most people can't afford the time, money or aggravation. The process is beastly.
Better solution- self help.

Posted by: LASue at November 13, 2026 12:35 PM (lCppi)

112 It's always fun to be in a corporate town hall and listening to the Ai and data center cheerleading and then have a true believer in the audience pipe up with what about our green initiatives and climate change stance. Sad trombone.

Posted by: NCKate at November 13, 2026 12:36 PM (enNUy)

113 100 posts and I’m still gayer than a snacking bag of dicks at a Carol Channing lookalike contest.

Posted by: Johns Thune at November 13, 2026 12:37 PM (AydIQ)

114
Kaprugina: "There was living space for thirteen families in this one house!"

Zhivago: "Yes, yes, this is a better arrangement, comrades -- more just."

Posted by: Krebs v Carnot: Epic Battle of the Cycling Stars (TM) at November 13, 2026 12:37 PM (6rDqw)

115 There are three class in America - not working, middle, upper

The Productive class: These people work and pay taxes

The Government class: These people "work" for the government and take the taxes including a large chunk for themselves

The Dependent class: These people don't work, and get whatever is leftover from the theft of the productive class

Posted by: 18-1 at November 13, 2026 12:37 PM (sKqQm)

116 The cute thing about "affordability" is it actually promises nothing and doesn't have to deliver anything.

Even if they pretended it still mattered to them post-election, there is no way to measure or track the promise.

Posted by: ... at November 13, 2026 12:37 PM (rXvAA)

117 U.S. Senator Bernie Sanders has warned that unregulated artificial intelligence poses an existential and societal threat, driven primarily by tech billionaires rather than public interest.
Posted by: gnats local 678 at November 13, 2026 12:26 PM (CWTWj)

Hopefully a target blip just lit up on the new Director of OSS' screen...

Posted by: Boswell at November 13, 2026 12:37 PM (j10i6)

118 The Productive class: These people work and pay taxes

The Government class: These people "work" for the government and take the taxes including a large chunk for themselves

The Dependent class: These people don't work, and get whatever is leftover from the theft of the productive class

Posted by: 18-1 at November 13, 2026 12:37 PM (sKqQm)

And they are trying like hell to get rid of the Productive Class so there's only two left.

Posted by: ... at November 13, 2026 12:38 PM (rXvAA)

119 And ace 2008 had the breadth it did due to the insane malfeasance of all the institutions (shocking, I know).

Bad/coerced/subsidized housing loans only were more than a bump to overcome because the whole thing was weaponized and globalized like mad. FNMA pushed its people to push bad paper (we had a commenter here at the time who provided inside anecdotal accounts), Treasury and the Fed pushed banks (many were more than wary), the Fed (NY branch, whose bailiwick this is) pushed European banks to participate (they were also unenthusiastic).

Oh - and the NY Fed guy who did this was punished for his role in the greatest needless financial disaster in history by .... being made Treasury secretary. After surviving the jaw-dropping and hilarious issue where he pretended to not know that World Bank Group compensation was tax-net.

Half of government policy (and the entirety of that by Dems) is just looting, vandalism, and clownish incompetence. For which there is never any accounting or political cost.

Posted by: rhomboid at November 13, 2026 12:38 PM (U/Byj)

120 77% of Americans support zero-down payment loans for qualifying first-time buyers, according to a survey by the Kitchen Table Project, the Brainard group that debuted in June and calls itself a "policy pop-up."
-

So I can invent a pop up survey “group”
And
Just put BS crap in too

I think I’m literally going to try it!

57% of voters in 2026 already have buyer’s remorse . Vast majority are from lie cities and states

Posted by: Gonzotx at November 13, 2026 12:38 PM (nGraA)

121 If congress had worked with Trump, codified the DOGE cuts, passed SAVE, and confirmed his judges, and the American people had given him time, we'd be in a blazing economy and things would be going well like in the Reagan years within 6 months.

The stuff Trump is doing takes time and is hard at first, but would pay off, but Americans have no patience or strength to do that any more. That's why guys like me say "we are not voting our way out of this"

Posted by: Christopher R Taylor at November 13, 2026 12:38 PM (TMNW7)

122
Comrade Bernie cannot shuck off this mortal coil rapidly enough to suit me. Just saying.

Posted by: Krebs v Carnot: Epic Battle of the Cycling Stars (TM) at November 13, 2026 12:38 PM (6rDqw)

123 Every proposal Democrats put forth can be put into this formula.

We will take away something from one group and give it to another. Or in the case of something like the 2A, we will take away your rights and never give them back.

You will never find a proposal that does not end in that calculation. Ever.

Posted by: Johns Thune at November 13, 2026 12:39 PM (AydIQ)

124 Correct. That's the move: Let them take a house for $1,000, then make all attempts to evict and repossess illegal.

"Minimal taxpayer cost," you know.

Posted by: Disinformation Expert Ace at 12:10 PM
======

The US banking system and HOAs hardest hit.

Posted by: mrp at November 13, 2026 12:39 PM (rj6Yv)

125 >>"Ninja" loans

There goes the Neighborhood.

Posted by: garrett at November 13, 2026 12:39 PM (k1S9h)

126 lol that was blue cities and states and my phone changed it
But they do lie

Posted by: Gonzotx at November 13, 2026 12:39 PM (nGraA)

127 So you're saying the Dems want to Amber Heard the housing market again?

Great....when the collapses in a couple of years I'll be able to afford a house again. Umm...hurray?

Posted by: RedMindBlueState at November 13, 2026 12:40 PM (LEj5u)

128 >> congress had worked with Trump, codified the DOGE cuts, passed SAVE, and confirmed his judges, and the American people had given him time

I did all I could. I wouldn’t change a thing.

*says with fag wrist*

Posted by: Johns Thune at November 13, 2026 12:40 PM (AydIQ)

129 The primary driver of cost of living is inflation. Which is directly caused by the government spending more then it takes in. The resolution to this would be to cut spending.

The next driver is the cost of gasoline. The easiest solution is to remove all restrictions on drilling and refining in the US. Also massive attacks on Iran leaving them unable to even field drones

The next driver is illegals and immigration. More people on welfare more money taken from the productive class to pay for THEIR food. So not only is demand going up which raises costs, the government has no regard for getting food cheaply so your hard earned dollars have to compete against Urban Annie's Bidenbux on doordash, fast food, and hohos...

Posted by: 18-1 at November 13, 2026 12:41 PM (sKqQm)

130 Sounds great to me!

Posted by: Zombie Lehman Bros. at November 13, 2026 12:41 PM (lCppi)

131 57% of voters in 2026 already have buyer’s remorse . Vast majority are from lie cities and states

I totally believe it, it is online, and what is on the internet must be true!

I do think its going to be hilarious watching the Democrats go crazy thinking they have this historical win, absolutely enraging voters.

Posted by: Christopher R Taylor at November 13, 2026 12:41 PM (TMNW7)

132 Ninja without the hard r

Posted by: ... at November 13, 2026 12:41 PM (rXvAA)

133 In other stupid leftist economic news the CFO of Chicago resigned, basically saying the numbers don't make sense. That is the exact point lady
Posted by: Smell the Glove

If she did her job, people would go to jail. And they can't have that.

Posted by: Mr Aspirin Factory at November 13, 2026 12:41 PM (bFq8h)

134 Crashing the world economy has always been the objective of the left."

Tear the system down... tear it down.

/

Posted by: man at November 13, 2026 12:42 PM (k0zLw)

135 I can't begin to imagine the sense it makes for people who can't even scrape together more than $1k for a downpayment would be able to afford a monthly mortgage on a $400,000 house with only that $1k down. It would be astronomical.

Posted by: Lady in Black at November 13, 2026 12:42 PM (qBdHI)

136 I did all I could. I wouldn’t change a thing.

*says with fag wrist*
Posted by: Johns Thune

"Lets reward him with more power!!!"
--GOP congress

Posted by: Christopher R Taylor at November 13, 2026 12:42 PM (TMNW7)

137 >>Half of government policy (and the entirety of that by Dems) is just looting, vandalism, and clownish incompetence.

Well, they are Utilitarians. So, the only 'plan' they have is the outcome they desire.
They don't deign to consider Process.
They have a Result in mind.
That's all that matters.

Posted by: garrett at November 13, 2026 12:42 PM (k1S9h)

138 Lets reward him with more power!!!"
--GOP congress

Posted by: Christopher R Taylor at November 13, 2026 12:42 PM (TMNW7)

Ever feel like the GOP is trying to send you a message

Posted by: ... at November 13, 2026 12:42 PM (rXvAA)

139 I bought my home with no money down (VA Home Loan).

The VA got ALL up in my business before deciding to offer the mortgage. They went through every account for years determing my risk to them - as it should be. I borrowed a shit ton of money from them.

MPA.com: The percentage of VA home loans currently in any part of the foreclosure process (Delinquent all the way to Foreclosed) is 0.84%, compared to 4.04% for traditional mortgages and 10.6% for FHA mortgages.

Posted by: Washington Nearsider, preparing at November 13, 2026 12:43 PM (yKhjs)

140 The easiest solution is to remove all restrictions on drilling and refining in the US. "

XOM says "don't do that"

Posted by: man at November 13, 2026 12:43 PM (k0zLw)

141 Democrats slogan is DITPA

Dick In The People’s Ass.

Posted by: Johns Thune at November 13, 2026 12:43 PM (AydIQ)

142 U.S. Senator Bernie Sanders has warned that unregulated artificial intelligence poses an existential and societal threat

-
To be fair, biological intelligence hasn't worked out all that well either.

Posted by: Anonosaurus Wrecks, Now Is the Winter of Our Discontent at November 13, 2026 12:44 PM (ndZc7)

143 UK and France have no military capability to affect anything in Ukraine. Their ground forces are far too small (France at least has some), they have no particular abilities in the peculiar new environment (where the defense if favored even more than historically, due to unmanned systems).

Unless they'd be backfilling where the Ukes have finally run out of men, for defensive purposes, can't see any meaningful role.

Have completely tuned out that idiotic slugfest for a long time, suppose I should read back in. When I turned away from it, the lines were close to the last major Donbass oblast towns not under russki control, Kramatorsk and Slavyansk. Don't think that's changed.

Posted by: rhomboid at November 13, 2026 12:44 PM (U/Byj)

144 The stuff Trump is doing takes time and is hard at first, but would pay off, but Americans have no patience or strength to do that any more. That's why guys like me say "we are not voting our way out of this"
Posted by: Christopher R Taylor at November 13, 2026 12:38 PM (TMNW7)
=======

The big story in 1981, 82 were farm auctions and recessions. The GOP got clobbered in the 1982 midterms. They held the Senate (barely), the Dems took the House.

One may argue whether the Carter Administration was more inept than Biden's, but the following presidential elections went hard Red. Ronald Reagan had his Morning in America re-election, DJT won a solid victory in 2024.

Things are just getting started. Keep hope alive.

Posted by: mrp at November 13, 2026 12:45 PM (rj6Yv)

145 They have a Result in mind.
That's all that matters.

Posted by: garrett at November 13, 2026 12:42 PM (k1S9h)

While we write thousand word treaties with powerpoints trying to "prove" to them the catastrophe that will come from their policies, in their mind they're like, "we know that muthafucka that's what we're trying to do".

But they can't admit that so they Ketanji you and say they don't understand.

Posted by: ... at November 13, 2026 12:45 PM (rXvAA)

146 35 I can't begin to imagine the sense it makes for people who can't even scrape together more than $1k for a downpayment would be able to afford a monthly mortgage on a $400,000 house with only that $1k down. It would be astronomical.
Posted by: Lady in Black at November 13, 2026 12:42 PM (qBdHI)

Gemini says the monthly mortgage payment would be about $3305.00 at 6.5% No problem!

Posted by: SSBN 656 (G) at November 13, 2026 12:45 PM (9bpxs)

147 Heh, I see on X in "Today's News" that Mike Pence is hinting at a 2028 run. We're saved!!!

Posted by: Lady in Black at November 13, 2026 12:45 PM (qBdHI)

148 >>U.S. Senator Bernie Sanders has warned that unregulated artificial intelligence poses an existential and societal threat

Well, it is clear that Bernie is not getting any financial support from the AI crowd...

Posted by: garrett at November 13, 2026 12:45 PM (k1S9h)

149 Well I'm glad autocorrect doesn't know the word treatise. Just splendid.

Posted by: ... at November 13, 2026 12:46 PM (rXvAA)

150
I do think its going to be hilarious watching the Democrats go crazy thinking they have this historical win, absolutely enraging voters.
Posted by: Christopher R Taylor

It's coming.

Posted by: Mr Aspirin Factory at November 13, 2026 12:46 PM (bFq8h)

151 If you can only manage to scrape together $1000 to buy a house, how the hell are you going to handle the first time a pipe bursts and you need to call a plumber? Or any of the other myriad of random expenses that a homeowner encounters?

Posted by: Liberty at November 13, 2026 12:46 PM (TK8Ss)

152 restoring Affordable Care Act and Medicaid subsidies along with food assistance.
.......

MEDICARE FOR THE WORLD

Posted by: wth at November 13, 2026 12:47 PM (UjdFS)

153 I can't begin to imagine the sense it makes for people who can't even scrape together more than $1k for a downpayment would be able to afford a monthly mortgage on a $400,000 house with only that $1k down. It would be astronomical.

Posted by: Lady in Black at November 13, 2026 12:42 PM (qBdHI)

-------------

Next thing you know someone will be proposing 50-year mortgages.

Posted by: ShainS at November 13, 2026 12:47 PM (dFfN0)

154 57% of voters in 2026 already have buyer’s remorse . Vast majority are from lie cities and states

You can see this in real time go to:

Soft left sites: Yeah! Gas prices are going down and food too!

Hard left sites: First we arrest everyone we don't like, then we ban gas, then we give illegals more free shit which will double inflation again

Posted by: 18-1 at November 13, 2026 12:48 PM (sKqQm)

155 Honestly? Fuck the banks on this. They near-universally support Democrats.

Who is going to get sandblasted on this? Banks that are now stuck with loans that aren't getting paid by deadbeats who can't be evicted for nonpayment.

Screw em all, let the system collapse and MAYBE we'll be able to salvage it.

Posted by: DudeAbiding at November 13, 2026 12:48 PM (setIA)

156 >>If you can only manage to scrape together $1000 to buy a house, how the hell are you going to handle the first time a pipe bursts and you need to call a plumber?

Need a new roof? That's 14-15k. For the cheapest option.

Posted by: garrett at November 13, 2026 12:48 PM (k1S9h)

157 Hey they've gotta 100 million new voters that need a place to live. You oppose this, you must be racist!

Posted by: brak at November 13, 2026 12:49 PM (gw3RI)

158 45wvy4w345yvw45v
Posted by: Blonde Morticia
......

No wonder Microsoft went tits up. They couldn't remember their password. You have saved the world!

Posted by: wth at November 13, 2026 12:49 PM (UjdFS)

159 >>Screw em all, let the system collapse and MAYBE we'll be able to salvage it.

They have their retards.

We have ours.

Posted by: garrett at November 13, 2026 12:49 PM (k1S9h)

160 If you can only manage to scrape together $1000 to buy a house, how the hell are you going to handle the first time a pipe bursts and you need to call a plumber? Or any of the other myriad of random expenses that a homeowner encounters?
Posted by: Liberty at November 13, 2026 12:46 PM (TK8Ss)

Excellent point. Most people think they deserve to be a homeowner when in fact they have neither the temperament, the skills, the intelligence nor the income to own a home.

Posted by: People Who Lease Hyundais at November 13, 2026 12:49 PM (Ssbab)

161
Michigan AG Dana Nessel is now suing the ferryboat line that connects Mackinaw Island to the mainland.

Why do democrats hate that place so much?

Posted by: Auspex at November 13, 2026 12:49 PM (Y8DZL)

162 Can I buy a beachfront home on Martha’s Vineyard for 1000k and then stop paying for it?

Wait. Why not?

Posted by: nurse ratched at November 13, 2026 12:50 PM (yVYSZ)

163 Prominent Never Trumper tells Democrat conference, "We're just kind of libs, just like the rest of you."

-
Well, I'm flabbergasted!

Posted by: Anonosaurus Wrecks, Now Is the Winter of Our Discontent at November 13, 2026 12:50 PM (ndZc7)

164 Heh, I see on X in "Today's News" that Mike Pence is hinting at a 2028 run. We're saved!!!

Posted by: Lady in Black at November 13, 2026 12:45 PM (qBdHI)

---------------

Pence/Walz 2028 -- The Ambiguously Gay Duo Unity Ticket!

Posted by: ShainS at November 13, 2026 12:51 PM (dFfN0)

165 >> If you can only manage to scrape together $1000 to buy a house, how the hell are you going to handle the first time a pipe bursts and you need to call a plumber? Or any of the other myriad of random expenses that a homeowner encounters?

Let's be honest...they will never even be able to support the Tax Burden of Property Ownership.

Posted by: garrett at November 13, 2026 12:51 PM (k1S9h)

166 They aren't going to do shit for the next 2 years. Oh they will huff and puff and investigate and hold hearings but it will all be empty noise. At the state levels where they hold power they will do the real damage.

Posted by: steevy at November 13, 2026 12:51 PM (KDeM8)

167 162 Can I buy a beachfront home on Martha’s Vineyard for 1000k and then stop paying for it?

Wait. Why not?
Posted by: nurse ratched at November 13, 2026 12:50 PM (yVYSZ)

Wow you have a million dollars? Good for you! 😁

Posted by: SSBN 656 (G) at November 13, 2026 12:51 PM (9bpxs)

168
Let's be honest...they will never even be able to support the Tax Burden of Property Ownership.

Posted by: garrett at November 13, 2026 12:51 PM (k1S9h)

That's why we have to support it for them.

Posted by: Washington Nearsider, preparing at November 13, 2026 12:51 PM (yKhjs)

169 Can I buy a beachfront home on Martha’s Vineyard for 1000k and then stop paying for it?

Wait. Why not?
Posted by: nurse ratched at November 13, 2026 12:50 PM

Well for starters, the neighbors are asshoe.

Posted by: RedMindBlueState at November 13, 2026 12:52 PM (LEj5u)

170 Riddle me this:

When you give a POV a $350k Home for 1k down...

How are they going to service the Taxes when the value of their home jumps to $500k and the Dems want to Tax that Un-Realized Profit?

Posted by: garrett at November 13, 2026 12:52 PM (k1S9h)

171 Five hours to go until the planned opening of the launch window for Starship Flight 15, and the footdragging fucks at the FAA still haven't taken time away from their arduous pr0n-watching chores to approve the flight.

Posted by: far cry at November 13, 2026 12:52 PM (+IsEU)

172
I paid 90 cents less per gallon of gas today than on election day.

Trump was right.

Posted by: Frank Barone at November 13, 2026 12:52 PM (OkYzo)

173 Soft left sites: Yeah! Gas prices are going down and food too!

Unspoken: Despite the fact that the Democrats have done absolutely nothing. Almost as though prices were being manipulated to produce a desired effect.

Posted by: I used to have a different nic at November 13, 2026 12:53 PM (ExV1e)

174 >>I paid 90 cents less per gallon of gas today than on election day.

-$1.03 here.
From Election Eve until yesterday.

Posted by: garrett at November 13, 2026 12:53 PM (k1S9h)

175 Mike Ponce should jump in a pool of fire.

Posted by: Johns Thune at November 13, 2026 12:53 PM (AydIQ)

176
Pence and Christie combined may get 1% of the Republican 2028 primary vote.

In Vermont.

Posted by: Auspex at November 13, 2026 12:53 PM (Y8DZL)

177 Let's be honest...they will never even be able to support the Tax Burden of Property Ownership.
Posted by: garrett at November 13, 2026 12:51 PM

I'm amazed by how many people forget that property tax is a thing.

Posted by: RedMindBlueState at November 13, 2026 12:53 PM (LEj5u)

178 "... footdragging fucks at the FAA still haven't taken time away from their arduous pr0n-watching chores to approve the flight.
Posted by: far cry at November 13, 2026 12:52 PM (+IsEU)

If it's that hard to do, they're doing it wrong.

Posted by: SSBN 656 (G) at November 13, 2026 12:54 PM (9bpxs)

179 So obviously the almost free houses thing is good for the FSA.

But there is a second group it is good for - people with expensive houses already - more demand means the cost will go up.

The suckers in all this of course are the people that saved their money

Posted by: 18-1 at November 13, 2026 12:54 PM (sKqQm)

180 171 Five hours to go until the planned opening of the launch window for Starship Flight 15, and the footdragging fucks at the FAA still haven't taken time away from their arduous pr0n-watching chores to approve the flight.
Posted by: far cry at November 13, 2026 12:52 PM (+IsEU)

Wasn't there some bullshit about some beach having to be closed down or something, and they were going to use that as a pretext to scrub every launch now? I think I read that here. I don't remember.

Posted by: Warai-otoko at November 13, 2026 12:54 PM (aKiSo)

181 I'm amazed by how many people forget that property tax is a thing.
Posted by: RedMindBlueState at November 13, 2026 12:53 PM (LEj5u)

And don't forget insurance....whoa nelly!

Posted by: Zombie Keith Jackson at November 13, 2026 12:55 PM (Ssbab)

182 The suckers in all this of course are the people that saved their money
Posted by: 18-1 at November 13, 2026 12:54 PM

I'm right here, you know.

Posted by: RedMindBlueState at November 13, 2026 12:55 PM (LEj5u)

183 >>> Things are just getting started. Keep hope alive.
Posted by: mrp at November 13, 2026 12:45 PM (rj6Yv)

Love that, thank you.

Posted by: LizLem at November 13, 2026 12:55 PM (Eng1Z)

184 Hard left sites: First we arrest everyone we don't like, then we ban gas, then we give illegals more free shit which will double inflation again

They already are saying they will fly the deported DACA people back to the USA and pay them compensation.

Posted by: Christopher R Taylor at November 13, 2026 12:56 PM (TMNW7)

185 Five hours to go until the planned opening of the launch window for Starship Flight 15, and the footdragging fucks at the FAA still haven't taken time away from their arduous pr0n-watching chores to approve the flight.

Posted by: far cry at November 13, 2026 12:52 PM (+IsEU)

------------

After Elon is imprisoned and SpaceX Nationalized ... Future Launches are gonna be Lit AF!

Posted by: ShainS at November 13, 2026 12:56 PM (dFfN0)

186 >>But there is a second group it is good for - people with expensive houses already - more demand means the cost will go up.

They still have to go somewhere with their money.

So, any profit they would realize would be taxed on their next purchase.

Mostly, Dems are concerned about exposing un-taxable funds/investments/holdings to taxation.
This was almost the entirety of Obama's plan.
Find the 'safe' money and expose it to taxation.

Posted by: garrett at November 13, 2026 12:57 PM (k1S9h)

187 After Elon is imprisoned and SpaceX Nationalized ... Future Launches are gonna be Lit AF!
Posted by: ShainS at November 13, 2026 12:56 PM

Kind of like the Challenger.

Posted by: RedMindBlueState at November 13, 2026 12:57 PM (LEj5u)

188
They already are saying they will fly the deported DACA people back to the USA and pay them compensation.

I argued at the time when Trump got started he should have been seizing any assets the illegals had to make them question whether they want to come back...

Posted by: 18-1 at November 13, 2026 12:57 PM (sKqQm)

189 Talked with a gen Z person who has malaise about ever buying a home, which for most people is a sign to them they have at least one toe in the American Dream.

I told him to stay out of debt, find a good solid woman and not divorce her, live frugally. But not getting stuck in a divorce is key. Oh and compound interest.

Posted by: LizLem at November 13, 2026 12:57 PM (Eng1Z)

190 What has been funny to see is people from outside the USA convinced this means Trump is out of office now, because all they understand is a parliamentary system.

Posted by: Christopher R Taylor at November 13, 2026 12:58 PM (TMNW7)

191 -$1.03 here.
From Election Eve until yesterday.

Posted by: garrett at November 13, 2026 12:53 PM (k1S9h)

I got mocked repeatedly by a particular person because he said I'm too much of a "conspiracy theorist". Before he was wrong about practically everything he claimed as fact.

I'll be honest. I'm not enough of a fucking conspiracy theorist.

Posted by: ... at November 13, 2026 12:58 PM (rXvAA)

192 >>"Ninja" loans

There goes the Neighborhood.
Posted by: garrett at November 13, 2026 12:39 PM (k1S9h)
----
At least you'll never see it coming...

Posted by: "Perfessor" Squirrel at November 13, 2026 12:58 PM (s2iZv)

193 I have a better plan to solve the housing crisis and it will actually work... Kill all the poor people...

Posted by: Lemmiwinks at November 13, 2026 12:58 PM (tB7nu)

194
Mandami is opening city real estate offices after he gets done with grocery stores.

Posted by: Auspex at November 13, 2026 12:59 PM (Y8DZL)

195 CA making it worse of course

@InTheAssembly Nov 5
BREAKING: California voters just passed Prop 37. Buyers of newly built homes can now put down 3% instead of 20%.

How: the state lends you the other 17% as a second mortgage, funded by up to $25 billion in bonds.

@BillMelugin_
In case you’re wondering, the eligibility requirements for this do not include US citizenship or any legal status.

Just “proof of residency” in California for one year.
***
And this means 10 million new Chinese home owners in next few years.

Posted by: weft cut-loop at November 13, 2026 12:59 PM (nEUC6)

196
So THAT'S why yootoob has been shoving shipping container/quonset hut tiny home vids in my feed for the past 5 years...

The fun part is going to be when these Gen Z idiots try to use their smart phones and realize that they just moved into a Faraday Cage.

Posted by: IllTemperedCur at November 13, 2026 12:59 PM (y9nCu)

197 Why would you insure a $1000 house? The thing burns down just go buy another one.

Posted by: wth at November 13, 2026 12:59 PM (UjdFS)

198 I told him to stay out of debt, find a good solid woman and not divorce her, live frugally. But not getting stuck in a divorce is key. Oh and compound interest.

The divorce thing is difficult to guess ahead of time. The 50% of marriages end in divorce thing is a bit deceptive since that includes 2nd and on marriages but the divorce rate is high...

Posted by: 18-1 at November 13, 2026 12:59 PM (sKqQm)

199 Posted by: I used to have a different nic at November 13, 2026 12:53 PM (ExV1e)

Been occasionally wondering how you are.

Posted by: ... at November 13, 2026 12:59 PM (rXvAA)

200 I'll be honest. I'm not enough of a fucking conspiracy theorist.
Posted by: ... at November 13, 2026 12:58 PM (rXvAA)

Anybody can be a conspiracy theorist.

It's the conspiracy experimentalists who really get results.

Posted by: Warai-otoko at November 13, 2026 12:59 PM (aKiSo)

201 I told him to stay out of debt, find a good solid woman and not divorce her, live frugally

And the response you get to that, no matter how gently and kindly you deliver it is

DIE BOOMER YOu @$(*@&$ING (@$*&ER!!!1!!1! PULL MYSELF UP BY MY BOOTSTRAPS? THAT'S EASY FOR YOU TO SAY!!1!!!! YOU WERE GIVEN A MCMANSION AND TWO CARS WHEN YOU GRADUATED AND FOOD COST A PENNY A SHOPPING CART!1!1!!! F YOU AND F EVERYTHING YOU STAND FOR!!11!!

Posted by: Christopher R Taylor at November 13, 2026 01:00 PM (TMNW7)

202 "And then blamed on Republicans?"

To be fair, they mostly blamed greedy banks (which they had forced to make the loans.

Posted by: Ripley at November 13, 2026 01:00 PM (GUOwU)

203 100 year interest only mortgages at 1%.

Posted by: Cat Ass Trophy at November 13, 2026 01:00 PM (PB58D)

204 193 I have a better plan to solve the housing crisis and it will actually work... Kill all the poor people...
Posted by: Lemmiwinks at November 13, 2026 12:58 PM (tB7nu)

That was the basis for a Mitchell and Webb sketch where government employees were trying to figure out a way to do whatever financially and the boss says well let's kill all the poor and the employees were outraged and the guy says well just put it in the computer and try it And in the end they decided to just raise VAT a half a point shore up the pound and round up all the dwarves.

Posted by: SSBN 656 (G) at November 13, 2026 01:00 PM (9bpxs)

205 To be fair, they mostly blamed greedy banks (which they had forced to make the loans.

Posted by: Ripley at November 13, 2026 01:00 PM (GUOwU)

Actually wasn't it bankers, ie.... The Ahem...?

Posted by: ... at November 13, 2026 01:01 PM (rXvAA)

206 Conspiracy theory is a useless term.

If you went back 40 years ago it was used for things like "the moon landing was faked" now its used for things that are objectively true like "COVID came from a lab in China"

It just means "something the left doesn't like" sort of like how they use the term fascist, NAZI, far rightwing and so on

Posted by: 18-1 at November 13, 2026 01:01 PM (sKqQm)

207 Been occasionally wondering how you are.
Posted by: ... at November 13, 2026 12:59 PM (rXvAA)

I'm fine. Needed to take a few days to process the disappointment.

Posted by: I used to have a different nic at November 13, 2026 01:01 PM (ExV1e)

208 From an older WSJ article, Brainard was part of the team to shield Biden:
------------------
How the White House Functioned With a Diminished Biden in Charge

To adapt the White House around the needs of a diminished leader, they told visitors to keep meetings focused. Interactions with senior Democratic lawmakers and some cabinet members—including powerful secretaries such as Defense’s Lloyd Austin and Treasury’s Janet Yellen—were infrequent or grew less frequent. Some legislative leaders had a hard time getting the president’s ear at key moments, including ahead of the U.S.’s disastrous pullout from Afghanistan.

Senior advisers were often put into roles that some administration officials and lawmakers thought Biden should occupy, with people such as National Security Adviser Jake Sullivan, senior counselor Steve Ricchetti and National Economic Council head Lael Brainard and her predecessor frequently in the position of being go-betweens for the president.

Posted by: beckster at November 13, 2026 01:02 PM (kX27y)

209 They already are saying they will fly the deported DACA people back to the USA and pay them compensation.

The the Cato Institute's "Director of Immigration Studies" completely dropped the mask yesterday:

Immigration should be legal like it was in 1900. Then we won't need amnesties.

Of course, there were no welfare programs in 1900.

Posted by: The ARC of History! at November 13, 2026 01:02 PM (aD4fx)

210 Dems cause the problem, Blame the other side, then come up with "solutions" to the problem that make it worse, because a problem solved by Gov't is a problem that Gov't can't use anymore for political gain...

Posted by: jim (in Kalifornia) at November 13, 2026 01:02 PM (l3cgK)

211 The costs of home ownership are never calculated in, anybody who ever bought a first home knows. Also there is that mortgage insurance thing that becomes part of the payment, not to mention property taxes and insurance. All of this on top of the monthly payment that surely will have higher interest rates.

They would create a massive amount of foreclosures within two years time.

Posted by: Guy Mohawk at November 13, 2026 01:02 PM (n5tGW)

212 Aw geez, am I coming off a bit cynical?
/sarc

Posted by: jim (in Kalifornia) at November 13, 2026 01:03 PM (l3cgK)

213 1k for a house? Wife and I just replaced our bathtub/shower for a "walk-in" shower; 20k. Marble, granite-nope, basically fiberglass. Had to replace two plumbing valves in our crawlspace (35 y.o. house) 1.5k. Holy hell...

Posted by: pahound at November 13, 2026 01:03 PM (bPSlQ)

214 One small benefit to this - it would be amusing when a bunch of renter LIVs suddenly realize how much real estate taxes and home repairs cost

Posted by: 18-1 at November 13, 2026 01:03 PM (sKqQm)

215 Posted by: 18-1 at November 13, 2026 01:01 PM (sKqQm)

Well I genuinely mean factions literally "conspiring" in secret and on a large scale to fuck everyone else over in some major way.

The media doesn't stay in creepy lockstep as some kind of crazy accident of fate.

Posted by: ... at November 13, 2026 01:04 PM (rXvAA)

216 "I told him to stay out of debt, find a good solid woman and not divorce her, live frugally. But not getting stuck in a divorce is key. Oh and compound interest.
Posted by: LizLem"

They would live frugally but their friends are getting married in Vegas and everybody has to go there for a week. Even had to put off the Caribbean get-together for month until after the hiking in Spain trip. What more do you want?

Posted by: Ripley at November 13, 2026 01:05 PM (GUOwU)

217 >>> Mandami is opening city real estate offices after he gets done with grocery stores.

And disbanding the riot police. So the mom and pop grocery stores can get looted by mobs without any interference, eliminating his store's competition! Genius.

Posted by: LizLem at November 13, 2026 01:05 PM (Eng1Z)

218 Well I genuinely mean factions literally "conspiring" in secret and on a large scale to fuck everyone else over in some major way.

The media doesn't stay in creepy lockstep as some kind of crazy accident of fate.

There have been several composite videos were people put together dozens or even hundreds of FNM figures saying the exact same newspeak phrases. Its...disconcerting.

Posted by: 18-1 at November 13, 2026 01:05 PM (sKqQm)

219 I'm certain race and gender identity will figure prominently in the doling out of properties taken from whites. That's probably the end state anyway.

Posted by: Martini Farmer at November 13, 2026 01:05 PM (RORbl)

220 Y'all do know that VA home loans are 0% down, right?

Y'all also know that FHA first-time homebuyer loans are only 3.5% down, if your FICO is over ~550? Right? So, the down payment for that $472,000 home is only $16,500.

Don't go jumping on stuff and slamming it when the same program (or similar) already exists.

Posted by: GWB at November 13, 2026 01:05 PM (kU0PQ)

221 It is really too late for this to make much of a difference. There are houses that have been on the market for 4 months here, and a couple that were taken off the market because of no hits.
This is what the market looked like when I started looking at buying a house in 2009-2010

Posted by: Kindltot at November 13, 2026 01:05 PM (rbvCR)

222 "Conspiracy" used to generally mean i go distract the guard while you go visit Mr. Lincoln in the balcony at the second intermission.

Now it just means all the things they do to us, together. They don't even have to conspire, the whole thing just moves organically in unison.

It's how they're so successful when their top talent is all a bunch of uptalking stubbly buttfuckers and fat chicks with stringy hair and masters degrees who couldn't hack it at the Starbucks and so got a job in International Bullshittery instead.

Posted by: Warai-otoko at November 13, 2026 01:05 PM (aKiSo)

223 213 1k for a house? Wife and I just replaced our bathtub/shower for a "walk-in" shower; 20k. Marble, granite-nope, basically fiberglass. Had to replace two plumbing valves in our crawlspace (35 y.o. house) 1.5k. Holy hell...

Posted by: pahound at November 13, 2026 01:03 PM (bPSlQ)

Not long after my wife passed, one of my kids left the water running in the kitchen (NOT over the sink either), causing the entire kitchen and dining room to flood...
$17k later, the kitchen counters, cabinets, and sink were all cleaned and replaced (old "wood" from the 70's had fallen apart)...I was not happy.

Posted by: jim (in Kalifornia) at November 13, 2026 01:05 PM (l3cgK)

224 CA making it worse of course

It's what we do.

Posted by: California at November 13, 2026 01:06 PM (UjdFS)

225 And then blamed on Republicans?

Which was made slightly more difficult by the fact that they had ridiculed Palin for sounding the alarm about the impending crisis about a week before it hit.

But brazenness does work, until it doesn’t. And I don’t think it’s stopped yet.

Posted by: Stephen Price Blair at November 13, 2026 01:06 PM (f2Jjf)

226 224 CA making it worse of course

It's what we do.

Posted by: California at November 13, 2026 01:06 PM (UjdFS)

Never let an opportunity go to waste.

Posted by: jim (in Kalifornia) at November 13, 2026 01:06 PM (l3cgK)

227 They would create a massive amount of foreclosures within two years time.
Posted by: Guy Mohawk at November 13, 2026 01:02 PM (n5tGW)

Hooray!

Posted by: Blackrock at November 13, 2026 01:07 PM (aKiSo)

228 I remember being so poor I slept on the couch in a house in Michigan where we couldn't afford the heat with 5 other dudes (who had their own bedrooms). We ate ramen and peanut butter. We collected cans to turn in for lunch money. My first job paid $3.15 an hour to wash dishes at a restaurant.

You even hint at this possibility for college kids today and they act like you want to put them in a gulag.

Posted by: Christopher R Taylor at November 13, 2026 01:08 PM (TMNW7)

229
But brazenness does work, until it doesn’t. And I don’t think it’s stopped yet.

The Dems just won an election on gas prices after not only arguing gasoline should be restricted to only the elites but raising the price of gas to the same rate when they were in charge a few years ago

Posted by: 18-1 at November 13, 2026 01:08 PM (sKqQm)

230 Jerry: "You don't even know what a write off is."

Kramer: "But they do, and they're the ones writing it off."

Posted by: Lex at November 13, 2026 01:08 PM (+ScOG)

231 Mandami is opening city real estate offices after he gets done with grocery stores.

He's shutting down the NYPD anti terrorism task force

Posted by: Christopher R Taylor at November 13, 2026 01:09 PM (TMNW7)

232 >>> Which was made slightly more difficult by the fact that they had ridiculed Palin for sounding the alarm about the impending crisis about a week before it hit.

Romney warned them about Russia, and Obama told him the 80s wanted their foreign policy back.

Republicans are often level headed Cassandras, and Cassandras are party buzzkills, compared to the dems who stole their parent's beer and weed and want to party it up.

Posted by: LizLem at November 13, 2026 01:09 PM (Eng1Z)

233 We might as well give houses to the Chinese. They are going to be in charge soon enough.

One of Nvidia's biggest chip buyers in Asia is MegaSpeed, a Singaporean company. Apparently the company would buy chips that could not be sold to China and use them to power data centers in Southeast Asia that sold the compute to ... China! Despite many US government agencies concluding that MegaSpeed was operating as a backdoor for China to access Nvidia's most advanced tech and should be sanctioned, Lutnick at Commerce didn't want to make the Chinese even angrier with us and did nothing.

Posted by: Oglebay at November 13, 2026 01:09 PM (2ap+5)

234 Nood.

Posted by: Nazdar at November 13, 2026 01:11 PM (NcvvS)

235 227 They would create a massive amount of foreclosures within two years time.
Posted by: Guy Mohawk at November 13, 2026 01:02 PM (n5tGW)

Hooray!

Posted by: Blackrock at November 13, 2026 01:07 PM (aKiSo)

They did it before by forcing banks (on penalty of the Gov't pulling their balls out through their throat) to give loans to "minority" and "underprivileged" for homes, despite terrible FICO scores (which turn out to be an excellent way to determine credit-worthiness). Those loans were collected together with other "good" loans into securities which where given the seal of approval by bond rating agencies...Then the foreclosures on the "bad" loans started happening...

Yeah, let's do that again! I really enjoyed it the last time!
/sarc

Posted by: jim (in Kalifornia) at November 13, 2026 01:11 PM (l3cgK)

236
I have a better plan to solve the housing crisis and it will actually work... Kill all the poor people...
Posted by: Lemmiwinks at November 13, 2026 12:58 PM (tB7nu)

Someone's been reading John Ringo novels...

Posted by: IllTemperedCur at November 13, 2026 01:11 PM (y9nCu)

237 Nood Bessent

Posted by: Washington Nearsider, preparing at November 13, 2026 01:13 PM (yKhjs)

238 228 I remember being so poor I slept on the couch in a house in Michigan where we couldn't afford the heat with 5 other dudes (who had their own bedrooms). We ate ramen and peanut butter. We collected cans to turn in for lunch money. My first job paid $3.15 an hour to wash dishes at a restaurant.

You even hint at this possibility for college kids today and they act like you want to put them in a gulag.

Posted by: Christopher R Taylor at November 13, 2026 01:08 PM (TMNW7)

---

Me too (back in the 80 and early 90s). It didn't destroy me, it galvanized me. We need to stop with all of the handouts, it is creating too many pussies who don't have any life skills. But the handouts are how politicians buy votes...

Posted by: Lemmiwinks at November 13, 2026 01:14 PM (tB7nu)

239 Of course our Republican "leaders" will make a cogent case why this is insane and will bankrupt the same people who are striving to own a house, and provide a better path...
HAHAHAHAHA!!!

Posted by: runner at November 13, 2026 01:14 PM (AKptf)

240 They would live frugally but their friends are getting married in Vegas and everybody has to go there for a week. Even had to put off the Caribbean get-together for month until after the hiking in Spain trip. What more do you want?
Posted by: Ripley at November 13, 2026 01:05 PM (GUOwU)

You mean . . . Like we did?

No, that is not true, their prosperity leads to greed...
One taste of a life of affluence and they're enslaved.
They must understand that fear is freedom.
Subjugation is liberation.
Contradiction is true.
Those are the facts of this world.
And we all surrender to them.
They are nothing more than Pigs.
Pigs in human clothing.
Pigs that must be tamed by Force!

Posted by: Principle Skinner at November 13, 2026 01:16 PM (rbvCR)

241 They did it before by forcing banks (on penalty of the Gov't pulling their balls out through their throat) to give loans to "minority" and "underprivileged" for homes, despite terrible FICO scores (which turn out to be an excellent way to determine credit-worthiness). Those loans were collected together with other "good" loans into securities which where given the seal of approval by bond rating agencies...Then the foreclosures on the "bad" loans started happening...

---

Don't forget the part where responsible homeowners like myself were excited at the possibility of upgrading because the cost of housing was supposed to drop to sane levels. But before that happened, the government jumped in and bailed out the banks. They used my (an your) money to counteract market forces that would have allowed me to get a better house.

Incentivize irresponsible people to buy houses. Market crashes a few years later. Bail out the banks. As a hardworking, bill paying, tax paying American, I got fucked on both ends of this.

Posted by: Lemmiwinks at November 13, 2026 01:24 PM (tB7nu)

242 Kill kill kill the landlords!

C-I-L-L the landlords!!!

Posted by: Mr. Robinson at November 13, 2026 01:32 PM (wfBlv)

243 103 Posted by: LASue at November 13, 2026 12:34 PM (lCppi)

The key is you need to know within about 90-180 days when the music is stopping...you bet hard on the price dropping because functionally you borrow the stock and promise to "pay" what it is worth on date x....

Now that is a simplified version of bear short selling....

credit swaps of course were buying mortgage risk bundles.... this is where of course you add in the correct amount of bullshit masked high default mortgages with good mortgages so you never know the risk really is....

Posted by: sven at November 13, 2026 01:34 PM (Int1s)

244 The AI situation reminds me of what happened to nuclear power. Tons of movies and media of all kinds of AI destroying or trying to destroy humanity set the stage just like The China Syndrome and overblown coverage of Three Mile Island.We can't afford for the AI industry to get set back decades like nuclear power was.

Posted by: steevy at November 13, 2026 01:35 PM (KDeM8)

245 Because the subprime crisis worked so well last time.

Posted by: Wofus at November 13, 2026 01:38 PM (CNa+A)

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