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Mortgate Rates Fall to Lowest Level In Three Years As CNN Grieves
Before that: Last week, Trump proposed banning large institutional investors from buying up single-family homes, which they've been doing for years, contributing to the high cost of home ownership.
You will own nothing and love it, they promised.Via Larry O'Connor, mortgage rates have fallen to a three-year low from the highs they reached under Biden, making buying houses affordable for many more people.
President Trump on Wednesday said he's "taking steps to ban large institutional investors from buying more single-family homes," linking the move to housing affordability. Why it matters: Real estate investors -- including both large and small-scale operations -- bought about 1 in 3 single-family homes sold in the second quarter of 2025, according to a report by market intelligence firm C.J. Patrick using BatchData figures. "People live in homes, not corporations," Trump said on his social media platform, Truth Social. The impact: Shares of home-owning companies fell sharply Wednesday after Trump's statement. OpenDoor, an online platform that buys and sells residential real estate, was trading down 11.5%. ... Friction point: Critics say the trend contributes to rising home prices and rent hikes.
DeVory Darkins
@devorydarkins CNN ADMITS Trump's housing affordability plan is working. "So let's just say you're buying a $500,000 home. You're putting 20% down. A year ago, your monthly payments were almost $2,700 for principal and interest. Now they're around $2,400. Now, that might not sound like that much. It's about $260 difference, but over the course of a year, you're talking about $3,000 less in interest over the course of a loan, it's over $90,000. So that's huge, right? That's less money going to the bank, more for everything else in life. Now, all of this comes after the White House has really started to focus more on this issue of housing affordability."
🚨 HOLY CRAP. Liberals are panicked after CNN was just forced to admit President Trump is PLUMMETING home prices, saving the middle class THOUSANDS of dollars already
— Eric Daugherty (@EricLDaugh) January 16, 2026
"The White House has REALLY started to focus on housing affordability!" 🔥
The Experts are LOSING!
"A year… pic.twitter.com/9nagED5USp
For The Show!
— Dan Mandis (@DanMandisShow) January 16, 2026
CNN talks about falling mortgage rates- pic.twitter.com/DJHQhbbb5R
Mortgage rates fell to 6% it's 3-years low , with some lenders offering as low as 5.87% As January 12, 2025.
— Mmir (@m86742) January 12, 2026
This is important I bought my first single family house 🏠at the same rate:" The president's latest affordability push sent 15- and 30-year mortgage rates tumbling ". pic.twitter.com/kmtxmaszY4
NEC Director Kevin Hassett: "If you look at the last three quarters, it's 4% growth, 4% growth, and now, we're looking at something like 5% growth... there have been very, very few times in American economic history where things were as strong as they are." pic.twitter.com/mTNy6zA4mo
— Rapid Response 47 (@RapidResponse47) January 15, 2026
Comments
(Jump to bottom of comments)1
Gustatory
Posted by: ... at January 16, 2026 03:49 PM (3AyDK)
2
Geronimo.
Posted by: Thomas Bender at January 16, 2026 03:51 PM (XV/Pl)
3
The economy is rolling and Trump is planning military action against Iran and Minnesota .All good.
Posted by: steevy at January 16, 2026 03:52 PM (YwEeS)
4
Hola
Posted by: Thanatopsis at January 16, 2026 03:52 PM (LdBR/)
5
ESPONJA!!11!1!111
ESPONJA!!11!1!111
Posted by: AltonJackson at January 16, 2026 03:52 PM (tljrc)
6
For those of you keeping score at home, I'm still not tired of winning.
Posted by: Quarter Twenty at January 16, 2026 03:53 PM (2Ez/1)
Posted by: Grudge Harbor at January 16, 2026 03:53 PM (yFLFB)
8
More white supremacy from Drumpf!
Posted by: bear with asymmetrical balls at January 16, 2026 03:53 PM (zUe/H)
Posted by: Bulg at January 16, 2026 03:53 PM (77rzZ)
10
Dave Ramsey has a good segment on what's driving up real estate prices.
We need to get Private Equity, start regulating AirBnB's, and stop all of this foreign ownership.
It's destroying starter homes for America. And the "market" is not going to fix itself.
https://tinyurl.com/ynf6x6j5
We need to get Private Equity, start regulating AirBnB's, and stop all of this foreign ownership.
It's destroying starter homes for America. And the "market" is not going to fix itself.
https://tinyurl.com/ynf6x6j5
Posted by: Leupold at January 16, 2026 03:53 PM (eIzlH)
11
Hmmm...
Posted by: XTC at January 16, 2026 03:54 PM (iXqHn)
12
Well it's bad for savers and investors.
-San Franpsycho and Ebenezer Scrooge
-San Franpsycho and Ebenezer Scrooge
Posted by: San Franpsycho at January 16, 2026 03:54 PM (RIvkX)
13
Dems gonna need a new strategy for this fall. Will they actually go with insurrection in defense of criminal illegals? What else do they have?
Posted by: Ripley at January 16, 2026 03:55 PM (GUOwU)
14
Communists HATE the middle class, individual property ownership and economic mobility. HATE THEM.
Posted by: Hence CNN crying in its artisanal quinoa at January 16, 2026 03:55 PM (TbWk/)
Posted by: Lady Who Had to Look it Up at January 16, 2026 03:56 PM (JCLJi)
16
I’m reliably told it’s Marxist if you don’t want corporations buying up all the single family homes.
Posted by: Jack Squat Bupkis at January 16, 2026 03:56 PM (CwUhY)
17
I saw Artisanal Quinoa open for...
Posted by: Bulg at January 16, 2026 03:56 PM (77rzZ)
18
The one part of Trump's affordability plan I don't agree with is credit card rate caps. That only makes the irresponsible more irresponsible.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
19
MFM reports on "the economy is overheating!" in five, four, three...
Posted by: Idaho Spudboy at January 16, 2026 03:57 PM (GjEvj)
20
How, exactly, are the institutional investors driving up the prices? They can't just sit on a bunch of inventory that's not generating income. Are they turning them into rentals? Or price fixing somehow?
Posted by: Biff Pocoroba at January 16, 2026 03:57 PM (XvL8K)
21
Lotsa reasons why houses and apartments are falling in price (I loathe the leftwing-invented term "affordable").
Lower interest rates are of course a big reason. (It's still insane to me that some on our side still seem to think the Fed should keep rates where they are.)
Another big reason is increased supply. We've kicked out a ton of illegal parasite smellies, which freed up housing. A lot of new housing development was delayed during covid, and only now is starting to come online.
Lower interest rates are of course a big reason. (It's still insane to me that some on our side still seem to think the Fed should keep rates where they are.)
Another big reason is increased supply. We've kicked out a ton of illegal parasite smellies, which freed up housing. A lot of new housing development was delayed during covid, and only now is starting to come online.
Posted by: Judge Elric The Blade at January 16, 2026 03:57 PM (iFTx/)
22
"People live in homes, not corporations," Trump said on his social media platform, Truth Social.
===
He means People Before Profits!
Now we know why Trump loves Mamdani.
===
He means People Before Profits!
Now we know why Trump loves Mamdani.
Posted by: San Franpsycho at January 16, 2026 03:57 PM (RIvkX)
23
Hmm. Maybe I'll actually be able to find a house this year.
Posted by: RedMindBlueState at January 16, 2026 03:57 PM (Wnv9h)
24
I heard that every economist everywhere and for all time agreed that tariffs would kill the economy.
Posted by: blaster at January 16, 2026 03:57 PM (cD7Zt)
25
Standing CNN host seems a little chunky.
Posted by: Maj. Healey at January 16, 2026 03:57 PM (abIsI)
26
Dems gonna need a new strategy for this fall. Will they actually go with insurrection in defense of criminal illegals? What else do they have?
Posted by: Ripley at January 16, 2026 03:55 PM (GUOwU)
=====
The galactic-level fraud numbers doesn't help, either.
Posted by: Ripley at January 16, 2026 03:55 PM (GUOwU)
=====
The galactic-level fraud numbers doesn't help, either.
Posted by: mrp at January 16, 2026 03:58 PM (rj6Yv)
27
But if you own utilities transports or reits you are probably happy.
Posted by: San Franpsycho at January 16, 2026 03:58 PM (RIvkX)
28
Another good proposal from Pres. T is to allow 401k assets to be used to buy a home; that alone will drive a LOT of people to be able to afford it. PUSH IT!
Posted by: Mr Wolf at January 16, 2026 03:58 PM (5obJk)
29
Do not say Cochise to this dog.
Posted by: ... at January 16, 2026 03:58 PM (3AyDK)
30
Force Blackrock and absentee foreign investors to divest properties over the next 3 years.
Posted by: hate_the_deepstate at January 16, 2026 03:58 PM (2Nfh9)
31
Communists HATE the middle class, individual property ownership and economic mobility. HATE THEM.
Well, if the damn kulaks wouldn't keep insisting on owning TWO cows, we'd stop hating them.
Nahhhhh.
Well, if the damn kulaks wouldn't keep insisting on owning TWO cows, we'd stop hating them.
Nahhhhh.
Posted by: Communists at January 16, 2026 03:58 PM (Riz8t)
32
But houses are so expensive because the Boomers bought them all dirt cheap 100 years ago and I have to live in my mom's basement and smoke weed and play video games when I am not furiously bating and pleasuring myself.
Mom! Mom! The WiFi is down again! Mom! I never know what she's doing up there...
Mom! Mom! The WiFi is down again! Mom! I never know what she's doing up there...
Posted by: 28 Year Old American Monster Child at January 16, 2026 03:58 PM (R/m4+)
Posted by: Opinion fact at January 16, 2026 03:58 PM (KDPiq)
34
Homeowners insurance will more than make up for any lost revenue. Same for property taxes.
Posted by: Martini Farmer at January 16, 2026 03:58 PM (U2OZr)
35
The one part of Trump's affordability plan I don't agree with is credit card rate caps. That only makes the irresponsible more irresponsible.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
====
I think its more likely the irresponsible pay cash.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
====
I think its more likely the irresponsible pay cash.
Posted by: San Franpsycho at January 16, 2026 03:59 PM (RIvkX)
36
We're planning to sell in early spring. This is all good news.
Posted by: Maj. Healey at January 16, 2026 03:59 PM (abIsI)
37
Deporting a few million illegals also eases the pressure on housing and jobs availability. Amazing how things improve when you get rid of economy busters.
Posted by: Decaf at January 16, 2026 03:59 PM (Z8jzG)
38
Our last mortgage was 3.25% in 2018. I don't know when or if ever we will see rates like that again.
Posted by: Mister Scott (Formerly GWS) at January 16, 2026 03:59 PM (0N4FZ)
Posted by: Aetius451AD work phone at January 16, 2026 03:59 PM (zZu0s)
40
Hail Trump.
Posted by: toby928(c) at January 16, 2026 04:00 PM (jc0TO)
41
Another way to fix housing would be to create a sort of Quarters Act for illegals. If we can tie a liberal directly to a statement, verbal or written, that illegals deserve to stay in the U.S., the government puts four illegals in said liberal's house on their dime.
Posted by: The_Hoser at January 16, 2026 04:00 PM (H4qGm)
42
I was trying to buy a house in the NY Hudson Valley in the mid 80's. I don't need to hear any whining about affordability.
Posted by: Opinion fact at January 16, 2026 04:00 PM (KDPiq)
43
>>How, exactly, are the institutional investors driving up the prices? They can't just sit on a bunch of inventory that's not generating income. Are they turning them into rentals? Or price fixing somehow?
Yes, they are turning them into rentals. Removing a large number of available homes for sale and turning them into rental units drives up the price of houses available for sale.
Yes, they are turning them into rentals. Removing a large number of available homes for sale and turning them into rental units drives up the price of houses available for sale.
Posted by: JackStraw at January 16, 2026 04:00 PM (viF8m)
44
Stop the spread of communism with this one weird trick
Posted by: ... at January 16, 2026 04:00 PM (3AyDK)
45
The down side to lower rates is less return on my "safe" capital.
Posted by: toby928(c) at January 16, 2026 04:00 PM (jc0TO)
46
Get the Warren Buffett character out of there and things might improve. He's been fucking over single family homeowners for decades.
Posted by: Rev. Wishbone at January 16, 2026 04:01 PM (BSdIE)
47
Another good proposal from Pres. T is to allow 401k assets to be used to buy a home; that alone will drive a LOT of people to be able to afford it. PUSH IT!
Oh great. Now all those idiots with $80k incomes will cash out their 401ks in order to get into houses they can't afford, so they'll end up losing both the house and their retirement nest egg.
Oh great. Now all those idiots with $80k incomes will cash out their 401ks in order to get into houses they can't afford, so they'll end up losing both the house and their retirement nest egg.
Posted by: Archimedes at January 16, 2026 04:01 PM (Riz8t)
48
The one part of Trump's affordability plan I don't agree with is credit card rate caps. That only makes the irresponsible more irresponsible.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
Why wouldn't the response be for card issuers to just not issue cards to people who they feel are too big a risk given the cap?
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
Why wouldn't the response be for card issuers to just not issue cards to people who they feel are too big a risk given the cap?
Posted by: bear with asymmetrical balls at January 16, 2026 04:01 PM (zUe/H)
49
Propaganda Ministries: no, no, no the peasants must be punished until morale improves , tovarich
Posted by: Smell the Glove and at January 16, 2026 04:01 PM (r8eU0)
50
20 How, exactly, are the institutional investors driving up the prices? They can't just sit on a bunch of inventory that's not generating income. Are they turning them into rentals? Or price fixing somehow?
Posted by: Biff Pocoroba at January 16, 2026 03:57 PM (XvL8K)
They drive up prices, by buying up inventory in select markets. Ever gone into an area to buy a home, only to find that an entity paid CASH on the spot for a home? and you have to keep shopping and shopping and shopping? I had that happen NUMEROUS times in Florida; find a house, try to set up a purchase and loan and all that, only to find that a company bought it in an hour with cash. No contingencies no inspection nothing on their end.
Posted by: Biff Pocoroba at January 16, 2026 03:57 PM (XvL8K)
They drive up prices, by buying up inventory in select markets. Ever gone into an area to buy a home, only to find that an entity paid CASH on the spot for a home? and you have to keep shopping and shopping and shopping? I had that happen NUMEROUS times in Florida; find a house, try to set up a purchase and loan and all that, only to find that a company bought it in an hour with cash. No contingencies no inspection nothing on their end.
Posted by: Mr Wolf at January 16, 2026 04:01 PM (5obJk)
51
Another good proposal from Pres. T is to allow 401k assets to be used to buy a home; that alone will drive a LOT of people to be able to afford it. PUSH IT!
Posted by: Mr Wolf at January 16, 2026 03:58 PM (5obJk)
That sounds like a good idea. Owning your own home is one of the best investments for your future you can make.
Posted by: Mr Wolf at January 16, 2026 03:58 PM (5obJk)
That sounds like a good idea. Owning your own home is one of the best investments for your future you can make.
Posted by: Aetius451AD work phone at January 16, 2026 04:01 PM (zZu0s)
52
Why isn't anyone mentioning me when they're mentioning famous Native Americans?
Posted by: Elizabeth "Two Dogs" Warren (D-MA) at January 16, 2026 04:01 PM (0sNs1)
53
>>> 18 The one part of Trump's affordability plan I don't agree with is credit card rate caps. That only makes the irresponsible more irresponsible.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
Maybe the credit card companies could, oh I don't know, consider adjusting the balance limits for people less likely to pay them back?
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
Maybe the credit card companies could, oh I don't know, consider adjusting the balance limits for people less likely to pay them back?
Posted by: Helena Handbasket at January 16, 2026 04:02 PM (ULPxl)
54
I didn't know the rates had gotten that high. I only got a mortgage 3 years ago, and it was lower than the lowest quoted rate in that article. It's really run up.
Posted by: Yudhishthira's Dice at January 16, 2026 04:02 PM (BI5O2)
55
I think its more likely the irresponsible pay cash.
Posted by: San Franpsycho at January 16, 2026 03:59 PM (RIvkX)
I see the people who load up their CCs with the high rates thinking they can do it even more if the rates are capped lower.
Posted by: San Franpsycho at January 16, 2026 03:59 PM (RIvkX)
I see the people who load up their CCs with the high rates thinking they can do it even more if the rates are capped lower.
Posted by: Opinion fact at January 16, 2026 04:02 PM (KDPiq)
56
Im looking to buy a home but mortgage rates going down would result in more demand, so I cant see prices really plummeting until the corporations that have been buying up homes get butt fucked
Posted by: The Unvaxxed and Homeless Ranger at January 16, 2026 04:03 PM (REq0p)
57
Our mortgage is 2 3/8. I can never sell.
Posted by: blaster at January 16, 2026 04:03 PM (cD7Zt)
58
Another good proposal from Pres. T is to allow 401k assets to be used to buy a home; that alone will drive a LOT of people to be able to afford it. PUSH IT!
Posted by: Mr Wolf at January 16, 2026 03:58 PM
That's what I wanted in 2008. Tax free penalty free withdrawals for home payoffs.
Posted by: Mr Wolf at January 16, 2026 03:58 PM
That's what I wanted in 2008. Tax free penalty free withdrawals for home payoffs.
Posted by: toby928(c) at January 16, 2026 04:03 PM (jc0TO)
59
Dems gonna need a new strategy for this fall. Will they actually go with insurrection in defense of criminal illegals? What else do they have?
Posted by: Ripley at January 16, 2026 03:55 PM (GUOwU)
There's always new scum to support.
Posted by: Ripley at January 16, 2026 03:55 PM (GUOwU)
There's always new scum to support.
Posted by: ... at January 16, 2026 04:03 PM (3AyDK)
60
The one part of Trump's affordability plan I don't agree with is credit card rate caps. That only makes the irresponsible more irresponsible.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
====
I think its more likely the irresponsible pay cash.
Posted by: San Franpsycho at January 16, 2026 03:59 PM (RIvkX)
______
Credit card rates are an odd thing and I'm not sure the path forward.
The affluent don't pay high CC rates because they either (i) pay off the card every month or (ii) have good credit and can keep bouncing back and forth between all those "no interest for a year" promotions.
The poor don't pay the rates either, because they almost always end up defaulting and not paying the balance.
The only people really paying CC rates are the lower-to-middle classes, who are getting fucked because they are forced to subsidize all the defaults from the group described above.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
====
I think its more likely the irresponsible pay cash.
Posted by: San Franpsycho at January 16, 2026 03:59 PM (RIvkX)
______
Credit card rates are an odd thing and I'm not sure the path forward.
The affluent don't pay high CC rates because they either (i) pay off the card every month or (ii) have good credit and can keep bouncing back and forth between all those "no interest for a year" promotions.
The poor don't pay the rates either, because they almost always end up defaulting and not paying the balance.
The only people really paying CC rates are the lower-to-middle classes, who are getting fucked because they are forced to subsidize all the defaults from the group described above.
Posted by: Judge Elric The Blade at January 16, 2026 04:03 PM (iFTx/)
61
You want to sell a house quickly in today's market, ship lap everything. These millennial douchebags seem to love the ship lap.
Posted by: Maj. Healey at January 16, 2026 04:03 PM (abIsI)
62
Communists HATE the middle class, individual property ownership and economic mobility. HATE THEM.
Posted by: Hence CNN crying in its artisanal quinoa at January 16, 2026 03:55 PM (TbWk/)
------------
And yet the stupid middle class Karens are their most useful foot soldiers. If they had any intelligence they would work out how Cambodia's middle class agitators ended up when they were no longer needed by the Kmer Rouge.
Posted by: Hence CNN crying in its artisanal quinoa at January 16, 2026 03:55 PM (TbWk/)
------------
And yet the stupid middle class Karens are their most useful foot soldiers. If they had any intelligence they would work out how Cambodia's middle class agitators ended up when they were no longer needed by the Kmer Rouge.
Posted by: Decaf at January 16, 2026 04:03 PM (Z8jzG)
63
Crime down, drug deaths and overdoses down, prescription drug prices down, gas prices down, egg prices down, homes affordable again...
The republicans in congress are doing nothing to help by passing almost none of the MAGA agenda. But if we still hold out in the midterms, it will be despite them, and solely because Trump has turned things around.
My employer sent my W2 recently. Excited to see if the Trump changes mean we actually get back a little more of our money this year! Fingers crossed. New children tax credits will help.
Benefits from the tariffs and taxpayers seeing a fatter return this year will help.
The republicans in congress are doing nothing to help by passing almost none of the MAGA agenda. But if we still hold out in the midterms, it will be despite them, and solely because Trump has turned things around.
My employer sent my W2 recently. Excited to see if the Trump changes mean we actually get back a little more of our money this year! Fingers crossed. New children tax credits will help.
Benefits from the tariffs and taxpayers seeing a fatter return this year will help.
Posted by: LizLem at January 16, 2026 04:04 PM (gWBY1)
64
"So let's just say you're buying a $500,000 home. You're putting 20% down. A year ago, your monthly payments were almost $2,700 for principal and interest. Now they're around $2,400."
_____________
"Peanuts." - N. Pelosi (Miss September, 1342)
"So let's just say you're buying a $500,000 home. You're putting 20% down. A year ago, your monthly payments were almost $2,700 for principal and interest. Now they're around $2,400."
_____________
"Peanuts." - N. Pelosi (Miss September, 1342)
Posted by: Hadrian the Seventh at January 16, 2026 04:04 PM (tgvbd)
65
"The one part of Trump's affordability plan I don't agree with is credit card rate caps. That only makes the irresponsible more irresponsible.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
Why wouldn't the response be for card issuers to just not issue cards to people who they feel are too big a risk given the cap?
Posted by: bear with asymmetrical balls"
That's exactly what would happen. You wouldn't be able to get a credit card with less than a 700 credit score. Probably half the population.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
Why wouldn't the response be for card issuers to just not issue cards to people who they feel are too big a risk given the cap?
Posted by: bear with asymmetrical balls"
That's exactly what would happen. You wouldn't be able to get a credit card with less than a 700 credit score. Probably half the population.
Posted by: Ripley at January 16, 2026 04:04 PM (GUOwU)
66
My mom just had a 70-unit apartment complex plopped down next to her upscale gated community. Strangely, it is almost empty after being open for six months.
I'm pretty sure the targeted tenants were to be Government-subsidized illegals and Somali-style fraudsters.
Oops! Oopsie!
I'm pretty sure the targeted tenants were to be Government-subsidized illegals and Somali-style fraudsters.
Oops! Oopsie!
Posted by: Idaho Spudboy at January 16, 2026 04:04 PM (GjEvj)
67
Why wouldn't the response be for card issuers to just not issue cards to people who they feel are too big a risk given the cap?
Posted by: bear with asymmetrical balls at January 16, 2026 04:01 PM (zUe/H)
Ding ding ding
Posted by: bear with asymmetrical balls at January 16, 2026 04:01 PM (zUe/H)
Ding ding ding
Posted by: blaster at January 16, 2026 04:04 PM (cD7Zt)
68
How, exactly, are the institutional investors driving up the prices? They can't just sit on a bunch of inventory that's not generating income. Are they turning them into rentals? Or price fixing somehow?
Posted by: Biff Pocoroba
My understanding is that most are converted into rentals.
However, if an institutional investor is willing to swoop in with cash and take a property at market value, that may prevent any natural mark-to-market that would occur with an increase in inventory.
Maybe it's like the banks holding properties to avoid realizing losses in the last housing bubble, but now institutions hold them and generate some rental income while keeping property values high? Just spitballing, really.
Posted by: Biff Pocoroba
My understanding is that most are converted into rentals.
However, if an institutional investor is willing to swoop in with cash and take a property at market value, that may prevent any natural mark-to-market that would occur with an increase in inventory.
Maybe it's like the banks holding properties to avoid realizing losses in the last housing bubble, but now institutions hold them and generate some rental income while keeping property values high? Just spitballing, really.
Posted by: Grudge Harbor at January 16, 2026 04:04 PM (yFLFB)
69
Meanwhile, Newsom wants everyone to live in 9 story apartment buildings near "transit hubs".
Posted by: wth at January 16, 2026 04:05 PM (UjdFS)
Posted by: Opinion fact at January 16, 2026 04:05 PM (KDPiq)
71
20 How, exactly, are the institutional investors driving up the prices? They can't just sit on a bunch of inventory that's not generating income. Are they turning them into rentals? Or price fixing somehow?
Posted by: Biff Pocoroba at January 16, 2026 03:57 PM (XvL8K)
They are turning them into rentals. Single-family rental is the usual term for renting out stand-alone houses.
In the long-run it ought to balance out in areas that can continue to construct new houses, but in the short run it tends to cause pricing surges in localities. They're not much of existing housing supply but are driving a good chunk of new construction.
Posted by: Biff Pocoroba at January 16, 2026 03:57 PM (XvL8K)
They are turning them into rentals. Single-family rental is the usual term for renting out stand-alone houses.
In the long-run it ought to balance out in areas that can continue to construct new houses, but in the short run it tends to cause pricing surges in localities. They're not much of existing housing supply but are driving a good chunk of new construction.
Posted by: Red Turban Someguy at January 16, 2026 04:05 PM (okun6)
72
President Trump on Wednesday said he's "taking steps to ban large institutional investors from buying more single-family homes,"
Those steps were removing illegals and their funding. Corporations that bet big on continued Democrat rule will take it in the shorts. Their rental market- and the value of their rental property- will crash. Their mortgage will not.
Those steps were removing illegals and their funding. Corporations that bet big on continued Democrat rule will take it in the shorts. Their rental market- and the value of their rental property- will crash. Their mortgage will not.
Posted by: t-bird at January 16, 2026 04:05 PM (qoUKC)
73
Dems gonna need a new strategy for this fall. Will they actually go with insurrection in defense of criminal illegals? What else do they have?
Posted by: Ripley at January 16, 2026 03:55 PM
OrangeMan Bad!
Posted by: Ripley at January 16, 2026 03:55 PM
OrangeMan Bad!
Posted by: (D)emocrats & the MSM at January 16, 2026 04:05 PM (0sNs1)
74
61 You want to sell a house quickly in today's market, ship lap everything. These millennial douchebags seem to love the ship lap.
YT sometimes serves up videos about "Never do these 10 things to your house". One of them was install ship lap. It is apparently a trend whose time has passed. Who knew?
And yes, I had to look up what ship lap was.
YT sometimes serves up videos about "Never do these 10 things to your house". One of them was install ship lap. It is apparently a trend whose time has passed. Who knew?
And yes, I had to look up what ship lap was.
Posted by: Archimedes at January 16, 2026 04:06 PM (Riz8t)
75
How, exactly, are the institutional investors driving up the prices? They can't just sit on a bunch of inventory that's not generating income. Are they turning them into rentals? Or price fixing somehow?
Yes, they are turning them into rentals. Removing a large number of available homes for sale and turning them into rental units drives up the price of houses available for sale.
Posted by: JackStraw at January 16, 2026 04:00 PM
In our neighborhood they buy them up and leave them sitting there empty. There are two houses that were bought by corporations that have been updated and have been sitting empty for over a year. I have no idea what is going on. One of them was for sale after they did the upgrades but they pulled it from the market soon after it was listed. Every once in a while we see people there but nobody lives in them.
Yes, they are turning them into rentals. Removing a large number of available homes for sale and turning them into rental units drives up the price of houses available for sale.
Posted by: JackStraw at January 16, 2026 04:00 PM
In our neighborhood they buy them up and leave them sitting there empty. There are two houses that were bought by corporations that have been updated and have been sitting empty for over a year. I have no idea what is going on. One of them was for sale after they did the upgrades but they pulled it from the market soon after it was listed. Every once in a while we see people there but nobody lives in them.
Posted by: Mister Scott (Formerly GWS) at January 16, 2026 04:06 PM (0N4FZ)
76
>>> so I cant see prices really plummeting until the corporations that have been buying up homes get butt fucked
If they're forced to suddenly offload all those homes, I hope they have to sell them at a loss and cut bait. Serves them right.
If they're forced to suddenly offload all those homes, I hope they have to sell them at a loss and cut bait. Serves them right.
Posted by: LizLem at January 16, 2026 04:06 PM (gWBY1)
77
Developers love investor buyers who rent out the properties. It means that can build shoddy houses that an individual buyer would reject, but a renter wouldn't care about.
When my neighborhood was being built, entire illegal families were roofing. Lots of reports of nail pops and leaking roofs.
When my neighborhood was being built, entire illegal families were roofing. Lots of reports of nail pops and leaking roofs.
Posted by: Field Marshal Zhukov at January 16, 2026 04:07 PM (wBaIH)
78
Dems gonna need a new strategy for this fall. Will they actually go with insurrection in defense of criminal illegals? What else do they have?
Posted by: Ripley at January 16, 2026 03:55 PM
I would run against the Do-Nothing Republican Congress, and the price of beef.
Posted by: Ripley at January 16, 2026 03:55 PM
I would run against the Do-Nothing Republican Congress, and the price of beef.
Posted by: toby928(c) at January 16, 2026 04:07 PM (jc0TO)
79
Why wouldn't the response be for card issuers to just not issue cards to people who they feel are too big a risk given the cap?
Posted by: bear with asymmetrical balls at January 16, 2026 04:01 PM (zUe/H)
Ding ding ding
Posted by: blaster at January 16, 2026 04:04 PM (cD7
So the higher risk get the lower cap rate?
Posted by: bear with asymmetrical balls at January 16, 2026 04:01 PM (zUe/H)
Ding ding ding
Posted by: blaster at January 16, 2026 04:04 PM (cD7
So the higher risk get the lower cap rate?
Posted by: Opinion fact at January 16, 2026 04:07 PM (KDPiq)
80
The poor don't pay the rates either, because they almost always end up defaulting and not paying the balance.
I thought Barney Frank The Fag from Massholeshushits fixed the housing problem for the poors with fannie and freddie mac when he wasn't sucking dick and playing with other men's assholes.
I thought Barney Frank The Fag from Massholeshushits fixed the housing problem for the poors with fannie and freddie mac when he wasn't sucking dick and playing with other men's assholes.
Posted by: GMAC Mortgage at January 16, 2026 04:07 PM (R/m4+)
81
How, exactly, are the institutional investors driving up the prices?
***************
They increase buying demand which drives up prices and by sucking up all the houses, reduce inventory as well
My guess is they convert them into rentals, which takes the houses off the market (reducing inventory even more) OR flip them to sell at higher prices
Either way they can all get rhino fucked
***************
They increase buying demand which drives up prices and by sucking up all the houses, reduce inventory as well
My guess is they convert them into rentals, which takes the houses off the market (reducing inventory even more) OR flip them to sell at higher prices
Either way they can all get rhino fucked
Posted by: The Unvaxxed and Homeless Ranger at January 16, 2026 04:07 PM (REq0p)
82
How, exactly, are the institutional investors driving up the prices? They can't just sit on a bunch of inventory that's not generating income. Are they turning them into rentals? Or price fixing somehow?
Posted by: Biff Pocoroba
____
The institutions have more money to pay and can outbid almost any private buyer. That drives up prices.
The institutions then turn the properties into rentals and a lot are basically run as commercial hotels (AirBNB, etc).
I question how significant this upward pricing pressure is in the total market, but clearly it has some.
Posted by: Biff Pocoroba
____
The institutions have more money to pay and can outbid almost any private buyer. That drives up prices.
The institutions then turn the properties into rentals and a lot are basically run as commercial hotels (AirBNB, etc).
I question how significant this upward pricing pressure is in the total market, but clearly it has some.
Posted by: Judge Elric The Blade at January 16, 2026 04:07 PM (iFTx/)
83
Those steps were removing illegals and their funding. Corporations that bet big on continued Democrat rule will take it in the shorts. Their rental market- and the value of their rental property- will crash. Their mortgage will not.
Oh no! Anyway...
Oh no! Anyway...
Posted by: Archimedes at January 16, 2026 04:08 PM (Riz8t)
84
How, exactly, are the institutional investors driving up the prices?
As Executor, I had to sell the family home. Built in the 70s and on truly poor soil. The foundation was like gravel, and the cast iron plumbing needed replacement. it would cost 80k just to bring it to a saleable condition. It was also the low point in the housing retail due to Covid. No one was looking or buying in the city only out in the sticks because WFH was supposed to last forever.
After languishing on the market and being told by realtors that people were buying in the exurbs because Location Location Location lost so much value compared to New and Spacious.
The house needed love, and the young generation wants nothing to do with anything than move-in ready with zero maintenance.
So the institutional investor OpenDoor gave me cash and covered my mother's nursing home expenses. They flipped it to immigrants who don't know the first thing about maintenance and it shows.
As Executor, I had to sell the family home. Built in the 70s and on truly poor soil. The foundation was like gravel, and the cast iron plumbing needed replacement. it would cost 80k just to bring it to a saleable condition. It was also the low point in the housing retail due to Covid. No one was looking or buying in the city only out in the sticks because WFH was supposed to last forever.
After languishing on the market and being told by realtors that people were buying in the exurbs because Location Location Location lost so much value compared to New and Spacious.
The house needed love, and the young generation wants nothing to do with anything than move-in ready with zero maintenance.
So the institutional investor OpenDoor gave me cash and covered my mother's nursing home expenses. They flipped it to immigrants who don't know the first thing about maintenance and it shows.
Posted by: Unknown Drip Under Pressure at January 16, 2026 04:08 PM (BvPIe)
85
The institutional investor home buying doesn't just ramp up prices. It destroys neighborhoods. I've seen it here in flyover and little modest 'hoods that were nice are all of a sudden full of renters, most of whom have not been vetted and don't gas about the place. It's sad. I get texts and snail-mail postcards almost daily from these bloodsuckers and I really hope Trump can put the kibosh on them.
Posted by: Peaches at January 16, 2026 04:09 PM (VyqMH)
86
My last house was close to 2.8%. Sigh... I had to move for another job and sale it. That was so painful.
Posted by: banana Dream at January 16, 2026 04:09 PM (3uBP9)
87
My house built in 2025 is shiplap siding.
Posted by: Opinion fact at January 16, 2026 04:10 PM (KDPiq)
88
Great, not doing me any good so fat
Posted by: Skip at January 16, 2026 04:10 PM (Ia/+0)
89
74 61 You want to sell a house quickly in today's market, ship lap everything. These millennial douchebags seem to love the ship lap.
YT sometimes serves up videos about "Never do these 10 things to your house". One of them was install ship lap. It is apparently a trend whose time has passed. Who knew?
And yes, I had to look up what ship lap was.
Posted by: Archimedes
*runs to get the cats paw nail remover*
YT sometimes serves up videos about "Never do these 10 things to your house". One of them was install ship lap. It is apparently a trend whose time has passed. Who knew?
And yes, I had to look up what ship lap was.
Posted by: Archimedes
*runs to get the cats paw nail remover*
Posted by: Maj. Healey at January 16, 2026 04:10 PM (abIsI)
90
87 My house built in 2025 is shiplap siding.
Posted by: Opinion fact [/i
I was referring to interior walls.
Posted by: Opinion fact [/i
I was referring to interior walls.
Posted by: Maj. Healey at January 16, 2026 04:11 PM (abIsI)
91
>>> And yet the stupid middle class Karens are their most useful foot soldiers.
There was a funny video on Crowder's show yesterday of a black guy waking and taking. He said his theory about why all these women are so mad and protesting is they are all feminine incels. They need a good healthy boink fest.
He said, white dudes, sorry to dump this on your shoulders, but you gotta step up and take one for the team. Get their rocks off so they get off our backs. It's your duty to your country.
I laughed. Lie back and think of MAGA...
There was a funny video on Crowder's show yesterday of a black guy waking and taking. He said his theory about why all these women are so mad and protesting is they are all feminine incels. They need a good healthy boink fest.
He said, white dudes, sorry to dump this on your shoulders, but you gotta step up and take one for the team. Get their rocks off so they get off our backs. It's your duty to your country.
I laughed. Lie back and think of MAGA...
Posted by: LizLem at January 16, 2026 04:11 PM (gWBY1)
92
Another good proposal from Pres. T is to allow 401k assets to be used to buy a home; that alone will drive a LOT of people to be able to afford it. PUSH IT!
Posted by: Mr Wolf at January 16, 2026 03:58 PM (5obJk)
What's to prevent people from doing that now? Once they get the distribution, aren't they free to spend it as they see fit?
Posted by: Mr Wolf at January 16, 2026 03:58 PM (5obJk)
What's to prevent people from doing that now? Once they get the distribution, aren't they free to spend it as they see fit?
Posted by: Bulg at January 16, 2026 04:11 PM (77rzZ)
93
" You want to sell a house quickly in today's market, ship lap everything. These millennial douchebags seem to love the ship lap."
What is a ship lap?l
What is a ship lap?l
Posted by: FenelonSpoke at January 16, 2026 04:12 PM (8Xy/A)
94
71 20 How, exactly, are the institutional investors driving up the prices? They can't just sit on a bunch of inventory that's not generating income. Are they turning them into rentals? Or price fixing somehow?
Posted by: Biff Pocoroba
The investors are putting down cash on barrel head offers and using Wallstreet financing to buy the homes, even entire subdivisions. These investors are not good neighbors either with failure to maintain their housing, numerous complaints about who they let rent the places (Sec. 8 and other welfare cases), and generally being assholes to renters. I live near a metro area and the complaints are coming in from all sides.
These companies are often inexperienced in property management, did not understand that single home maintenance and rentals are a different market than big apartment complexes, and their management skills frankly suck with high turnover of employees, illegal tactics, and strained relations with neighbors and local governments.
Posted by: Biff Pocoroba
The investors are putting down cash on barrel head offers and using Wallstreet financing to buy the homes, even entire subdivisions. These investors are not good neighbors either with failure to maintain their housing, numerous complaints about who they let rent the places (Sec. 8 and other welfare cases), and generally being assholes to renters. I live near a metro area and the complaints are coming in from all sides.
These companies are often inexperienced in property management, did not understand that single home maintenance and rentals are a different market than big apartment complexes, and their management skills frankly suck with high turnover of employees, illegal tactics, and strained relations with neighbors and local governments.
Posted by: whig at January 16, 2026 04:12 PM (WDjG6)
95
Willowed from last thread because this is important for everyone to understand.
The Left would sue and easily prevail over the Castrati in the Fe'ral Government's DOJ.
Something about First Amendment Right to Protest.
Posted by: Unknown Drip Under Pressure
You have the right to peaceably assemble. You do not have the right to protest. (Important distinction)
The very first thing that gets broken, your assembly is now a riot.
The Left would sue and easily prevail over the Castrati in the Fe'ral Government's DOJ.
Something about First Amendment Right to Protest.
Posted by: Unknown Drip Under Pressure
You have the right to peaceably assemble. You do not have the right to protest. (Important distinction)
The very first thing that gets broken, your assembly is now a riot.
Posted by: rickb223 at January 16, 2026 04:12 PM (sui1r)
96
You want to sell a house quickly in today's market, ship lap everything. These millennial douchebags seem to love the ship lap.
YT sometimes serves up videos about "Never do these 10 things to your house". One of them was install ship lap. It is apparently a trend whose time has passed. Who knew?
And yes, I had to look up what ship lap was.
Posted by: Archimedes
*runs to get the cats paw nail remover*
Posted by: Maj. Healey at January 16, 2026 04:10 PM (abIsI)
______
You definitely don't want to shit-wrap your home. Come on now, who does that?
YT sometimes serves up videos about "Never do these 10 things to your house". One of them was install ship lap. It is apparently a trend whose time has passed. Who knew?
And yes, I had to look up what ship lap was.
Posted by: Archimedes
*runs to get the cats paw nail remover*
Posted by: Maj. Healey at January 16, 2026 04:10 PM (abIsI)
______
You definitely don't want to shit-wrap your home. Come on now, who does that?
Posted by: Judge Elric The Blade at January 16, 2026 04:12 PM (iFTx/)
97
What's to prevent people from doing that now? Once they get the distribution, aren't they free to spend it as they see fit?
Posted by: Bulg at January 16, 2026 04:11 PM (77rzZ)
Penalty for early withdrawal.
Posted by: Bulg at January 16, 2026 04:11 PM (77rzZ)
Penalty for early withdrawal.
Posted by: Opinion fact at January 16, 2026 04:12 PM (KDPiq)
98
You want to sell a house quickly in today's market, ship lap everything. These millennial douchebags seem to love the ship lap.
Posted by: Maj. Healey at January 16, 2026 04:03 PM (abIsI)
I think I'd prefer OG wood paneling or the knotty pine look, but then I am not a millennial.
Posted by: Maj. Healey at January 16, 2026 04:03 PM (abIsI)
I think I'd prefer OG wood paneling or the knotty pine look, but then I am not a millennial.
Posted by: Aetius451AD work phone at January 16, 2026 04:13 PM (zZu0s)
99
YT sometimes serves up videos about "Never do these 10 things to your house". One of them was install ship lap. It is apparently a trend whose time has passed. Who knew?
And yes, I had to look up what ship lap was.
Posted by: Archimedes
.......
I just painted my house Caribbean turquoise green against all expert advice. Everybody loves it.
And yes, I had to look up what ship lap was.
Posted by: Archimedes
.......
I just painted my house Caribbean turquoise green against all expert advice. Everybody loves it.
Posted by: wth at January 16, 2026 04:13 PM (UjdFS)
Posted by: ... at January 16, 2026 04:13 PM (3AyDK)
101
What Im hoping for is that if interest rates do go down, they go to where they were during the wong fong shimmy shong bing bong loomy bang chinademic
a lot of would be sellers refuse to sell because they locked in a unprecedentedly low mortgage so no matter what they do if they sold and bought another house they'd have to opt into a new mortgage at a much higher rate
hence the fuckery we're in now
a lot of would be sellers refuse to sell because they locked in a unprecedentedly low mortgage so no matter what they do if they sold and bought another house they'd have to opt into a new mortgage at a much higher rate
hence the fuckery we're in now
Posted by: The Unvaxxed and Homeless Ranger at January 16, 2026 04:13 PM (REq0p)
102
Why aren't Republicans in Congress writing a law that says corporations can only buy or build apartment buildings. That would stymie the biggest sponsors of illegal immigration and show normal voters that they are looking after them. They should make a big noise about looking after families.
Posted by: Decaf at January 16, 2026 04:14 PM (Z8jzG)
103
What's to prevent people from doing that now? Once they get the distribution, aren't they free to spend it as they see fit?
Posted by: Bulg at January 16, 2026 04:11 PM (77rzZ)
Tax penalties.
Posted by: Bulg at January 16, 2026 04:11 PM (77rzZ)
Tax penalties.
Posted by: Yudhishthira's Dice at January 16, 2026 04:14 PM (BI5O2)
104
What is a ship lap?l
Posted by: FenelonSpoke at January 16, 2026 04:12 PM (8Xy/A)
As far as I can tell from looking it up, it's like wood paneling but wood painted a color like white.
Posted by: FenelonSpoke at January 16, 2026 04:12 PM (8Xy/A)
As far as I can tell from looking it up, it's like wood paneling but wood painted a color like white.
Posted by: Aetius451AD work phone at January 16, 2026 04:14 PM (zZu0s)
105
YT sometimes serves up videos about "Never do these 10 things to your house". One of them was install ship lap. It is apparently a trend whose time has passed. Who knew?
And yes, I had to look up what ship lap was.
Posted by: Archimedes
=====
Blame teh Chip Gaines and his wife on that ubiquity. Prominent HGTV hosts that now have their own network.
And yes, I had to look up what ship lap was.
Posted by: Archimedes
=====
Blame teh Chip Gaines and his wife on that ubiquity. Prominent HGTV hosts that now have their own network.
Posted by: whig at January 16, 2026 04:14 PM (WDjG6)
106
>>He said, white dudes, sorry to dump this on your shoulders, but you gotta step up and take one for the team.
White guys have been taking one for the team for years. We have been told we are the source of all evil and problems in the world.
The rest of you can carry the load for a while. We're just gonna have a beer and laugh.
White guys have been taking one for the team for years. We have been told we are the source of all evil and problems in the world.
The rest of you can carry the load for a while. We're just gonna have a beer and laugh.
Posted by: JackStraw at January 16, 2026 04:15 PM (viF8m)
107
I just painted my house Caribbean turquoise green against all expert advice. Everybody loves it.
Posted by: wth
Santorini white & blue.
Posted by: wth
Santorini white & blue.
Posted by: rickb223 at January 16, 2026 04:15 PM (sui1r)
108
Hawaiian Judge orders Trump and the Fed to raise Mortgage interest rates to 10% to help Democrats in the Midterms...
Posted by: CNN Breaking News at January 16, 2026 04:15 PM (J9q9v)
109
What's to prevent people from doing that now? Once they get the distribution, aren't they free to spend it as they see fit?
Posted by: Bulg at January 16, 2026 04:11 PM (77rzZ)
There are penalties on early withdrawals that Trump wants to exempt if the funds are used for downpayments on principal residences. This is why financially savvy people have traditionally borrowed against it rather than do a withdrawal.
Posted by: Bulg at January 16, 2026 04:11 PM (77rzZ)
There are penalties on early withdrawals that Trump wants to exempt if the funds are used for downpayments on principal residences. This is why financially savvy people have traditionally borrowed against it rather than do a withdrawal.
Posted by: Peaches at January 16, 2026 04:15 PM (VyqMH)
110
And low oil prices impacting the economy. Lower cost of food. Lower cost of plastics. Lower cost of just about everything.
Posted by: mrp at January 16, 2026 04:15 PM (rj6Yv)
111
How, exactly, are the institutional investors driving up the prices?"
They're not. Many took advantage of quick rising prices, and the early ones made bank.
Rentals are another issue, and we can thank the lightbringer, and his focus on bringing the... er, less fortunate into better neighborhoods...
They're not. Many took advantage of quick rising prices, and the early ones made bank.
Rentals are another issue, and we can thank the lightbringer, and his focus on bringing the... er, less fortunate into better neighborhoods...
Posted by: man at January 16, 2026 04:15 PM (XuXeR)
112
>>> You want to sell a house quickly in today's market, ship lap everything. These millennial douchebags seem to love the ship lap.
Posted by: Maj. Healey at January 16, 2026 04:03 PM (abIsI)
And white interiors. The whole house is white. You basically toss a white paint grenade into the house, shut the door, and BLAMMO! everything is white now. I found an old butter dish up in a cabinet when we were moving in that someone forgot. It got painted white.
Posted by: Maj. Healey at January 16, 2026 04:03 PM (abIsI)
And white interiors. The whole house is white. You basically toss a white paint grenade into the house, shut the door, and BLAMMO! everything is white now. I found an old butter dish up in a cabinet when we were moving in that someone forgot. It got painted white.
Posted by: banana Dream at January 16, 2026 04:15 PM (3uBP9)
113
>>> YT sometimes serves up videos about "Never do these 10 things to your house"
I love those videos! They talk about all the trends developers put in their homes but nobody actually wants. Like millennial gray and white walls. And open cabinet shelves, so everything in your kitchen gets coated in dust and grease and is unsightly. Having actual cabinets in the kitchen is coming back.
They also say actually having divided rooms, and not knocking down all your walls to be open concept is coming back. We will see!
I love those videos! They talk about all the trends developers put in their homes but nobody actually wants. Like millennial gray and white walls. And open cabinet shelves, so everything in your kitchen gets coated in dust and grease and is unsightly. Having actual cabinets in the kitchen is coming back.
They also say actually having divided rooms, and not knocking down all your walls to be open concept is coming back. We will see!
Posted by: LizLem at January 16, 2026 04:16 PM (gWBY1)
114
Penalty for early withdrawal.
Posted by: Opinion fact
But what if they don't withdraw it early, and then use it to buy a home?
Posted by: Opinion fact
But what if they don't withdraw it early, and then use it to buy a home?
Posted by: Bulg at January 16, 2026 04:16 PM (77rzZ)
115
I just painted my house Caribbean turquoise green against all expert advice. Everybody loves it.
Posted by: wth
There's always one in the neighborhood.
I just painted my house Caribbean turquoise green against all expert advice. Everybody loves it.
Posted by: wth
There's always one in the neighborhood.
Posted by: Maj. Healey at January 16, 2026 04:16 PM (abIsI)
116
>>> Before that: Last week, Trump proposed banning large institutional investors from buying up single-family homes, which they've been doing for years, contributing to the high cost of home ownership.
I have heard for years that tax structure discourages large inventory thus encouraging the brittle Just In Time model... and virtual market disruptions during the Kung Flu Freakout and Lockdown Pageant.
What happened to this tax structure where suddenly dumping shitloads of investment money into relately low return single family housing? Or they need they same tax structure most manufacturing retail where inventory is costly.
I have heard for years that tax structure discourages large inventory thus encouraging the brittle Just In Time model... and virtual market disruptions during the Kung Flu Freakout and Lockdown Pageant.
What happened to this tax structure where suddenly dumping shitloads of investment money into relately low return single family housing? Or they need they same tax structure most manufacturing retail where inventory is costly.
Posted by: Itinerant Alley Butcher at January 16, 2026 04:16 PM (/lPRQ)
117
101 What Im hoping for is that if interest rates do go down, they go to where they were during the wong fong shimmy shong bing bong loomy bang chinademic
a lot of would be sellers refuse to sell because they locked in a unprecedentedly low mortgage so no matter what they do if they sold and bought another house they'd have to opt into a new mortgage at a much higher rate
hence the fuckery we're in now
Posted by: The Unvaxxed and Homeless Ranger at January 16, 2026 04:13 PM (REq0p)
Another thing they've been considering which would help with that is "portable mortgages".
a lot of would be sellers refuse to sell because they locked in a unprecedentedly low mortgage so no matter what they do if they sold and bought another house they'd have to opt into a new mortgage at a much higher rate
hence the fuckery we're in now
Posted by: The Unvaxxed and Homeless Ranger at January 16, 2026 04:13 PM (REq0p)
Another thing they've been considering which would help with that is "portable mortgages".
Posted by: Red Turban Someguy at January 16, 2026 04:16 PM (okun6)
118
104 What is a ship lap?l
Posted by: FenelonSpoke
Unlike wood paneling of yore which generally were large sheets, or wainscotting, ship lap is more like floor to ceiling horizontal lap siding brought indoors. Often using simulated distressed finishes, etc.
Posted by: FenelonSpoke
Unlike wood paneling of yore which generally were large sheets, or wainscotting, ship lap is more like floor to ceiling horizontal lap siding brought indoors. Often using simulated distressed finishes, etc.
Posted by: whig at January 16, 2026 04:16 PM (WDjG6)
119
The one part of Trump's affordability plan I don't agree with is credit card rate caps. That only makes the irresponsible more irresponsible.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
Nope. The banks will simply cancel the cards of anyone who doesn't have great credit and the income to pay the card balances. They aren't stupid.
Posted by: Opinion fact at January 16, 2026 03:57 PM (KDPiq)
Nope. The banks will simply cancel the cards of anyone who doesn't have great credit and the income to pay the card balances. They aren't stupid.
Posted by: CharlieBrown'sDildo at January 16, 2026 04:16 PM (n9ltV)
120
Fantastic. But, most on the Left have no ambition to buy a house...or work for that matter. If you want to sway voters in the midterm focus primarily on food costs. Everyone has to eat.
Fuel prices are down. That should have lowered distribution supply chain costs, which should translate to lower retail costs. BUT, it hasn't. Manufacturers have keep their prices up to make up for what they've lost through the Biden years presumably. They've doubled the problem by lowering net weight on a lot of products. And, while a handful of companies have reflected the current market status, a lot have not adjusted.
Retail markets outside of grocery have lowered costs, due to consumer confidence increasing demand, allowing them to increase supply. Retailers have passed this on in order to compete with competitors. That's not happening in Grocery stores because in a lot of locations customers are captive with limited choices to shop. Fix the food prices and everyone's happy....and CNN staff starts doing swan dives off the Atlanta HQ
Fuel prices are down. That should have lowered distribution supply chain costs, which should translate to lower retail costs. BUT, it hasn't. Manufacturers have keep their prices up to make up for what they've lost through the Biden years presumably. They've doubled the problem by lowering net weight on a lot of products. And, while a handful of companies have reflected the current market status, a lot have not adjusted.
Retail markets outside of grocery have lowered costs, due to consumer confidence increasing demand, allowing them to increase supply. Retailers have passed this on in order to compete with competitors. That's not happening in Grocery stores because in a lot of locations customers are captive with limited choices to shop. Fix the food prices and everyone's happy....and CNN staff starts doing swan dives off the Atlanta HQ
Posted by: Orson at January 16, 2026 04:16 PM (dIske)
Posted by: ShainS -- 'The Warmth Of Collectivism' is Code for 'Hell On Earth' at January 16, 2026 04:16 PM (jQtSL)
122
The last house we had in Houston sat on 1.25 acres and was a pretty large one story built in 1956. It had cedar shake shingles on some of the back exterior wall.
It would take nothing more than a screwdriver to break through that wall.
I replaced it with hardy plank and plenty of nails.
It would take nothing more than a screwdriver to break through that wall.
I replaced it with hardy plank and plenty of nails.
Posted by: DanMan at January 16, 2026 04:17 PM (8uzBS)
123
Posted by: Yudhishthira's Dice at January 16, 2026 04:14 PM (BI5O2)
You missed the discussion of goats on the last thread. I remember you once posted an epic rant on here about what asshoes they are.
You missed the discussion of goats on the last thread. I remember you once posted an epic rant on here about what asshoes they are.
Posted by: Bulg at January 16, 2026 04:17 PM (77rzZ)
124
Ship lap siding has a inverted L shap groove on bottom and top has a L shape on top so two pieces lap iver each other
Posted by: Skip at January 16, 2026 04:17 PM (Ia/+0)
125
I don't care what is in or not. I design my house with what I like. I do like accent walls whether it's ship lap or plank or metal or wall paper , etc.
Posted by: Opinion fact at January 16, 2026 04:17 PM (KDPiq)
126
What, what about the cost of EGGS!!!!!
Posted by: mrp at January 16, 2026 04:18 PM (rj6Yv)
127
Shiplap isn't new. Been around for hundreds of years and as the name would indicate came from ship building.
Posted by: JackStraw at January 16, 2026 04:18 PM (viF8m)
128
Ship lap is pretty! Part of the trend of having a textured or colored accent wall. But it only looks good if you are doing farmhouse or cottage core chic, or live in an east coast beach house or in Martha's Vineyard. It's not super useful if you actually want a useable wall.
Posted by: LizLem at January 16, 2026 04:18 PM (gWBY1)
129
116 >>> Before that: Last week, Trump proposed banning large institutional investors from buying up single-family homes, which they've been doing for years, contributing to the high cost of home ownership.
I have heard for years that tax structure discourages large inventory thus encouraging the brittle Just In Time model... and virtual market disruptions during the Kung Flu Freakout and Lockdown Pageant.
What happened to this tax structure where suddenly dumping shitloads of investment money into relately low return single family housing? Or they need they same tax structure most manufacturing retail where inventory is costly.
Posted by: Itinerant Alley Butcher at January 16, 2026 04:16 PM (/lPRQ)
The rental properties can be depreciated. Funnily enough I don't think that'd be the case if it were a builder holding it for sale.
I have heard for years that tax structure discourages large inventory thus encouraging the brittle Just In Time model... and virtual market disruptions during the Kung Flu Freakout and Lockdown Pageant.
What happened to this tax structure where suddenly dumping shitloads of investment money into relately low return single family housing? Or they need they same tax structure most manufacturing retail where inventory is costly.
Posted by: Itinerant Alley Butcher at January 16, 2026 04:16 PM (/lPRQ)
The rental properties can be depreciated. Funnily enough I don't think that'd be the case if it were a builder holding it for sale.
Posted by: Red Turban Someguy at January 16, 2026 04:19 PM (okun6)
130
Shiplap, its like playing tetris with only the green pieces.
Posted by: Rex B at January 16, 2026 04:19 PM (hpzqB)
131
I love those videos! They talk about all the trends developers put in their homes but nobody actually wants. Like millennial gray and white walls. And open cabinet shelves, so everything in your kitchen gets coated in dust and grease and is unsightly. Having actual cabinets in the kitchen is coming back.
They also say actually having divided rooms, and not knocking down all your walls to be open concept is coming back. We will see!
They'd better not say my sex dungeon and slave pit is out of fashion.
They also say actually having divided rooms, and not knocking down all your walls to be open concept is coming back. We will see!
They'd better not say my sex dungeon and slave pit is out of fashion.
Posted by: Archimedes at January 16, 2026 04:20 PM (Riz8t)
132
The Experts are LOSING!
----------
They've been on a consistent losing streak for more than a century.
Zombie Woodrow Wilson hardest hit ...
----------
They've been on a consistent losing streak for more than a century.
Zombie Woodrow Wilson hardest hit ...
Posted by: ShainS -- 'The Warmth Of Collectivism' is Code for 'Hell On Earth' at January 16, 2026 04:20 PM (jQtSL)
133
One of the few decent things Bush did was cut back the long term capital gains tax on primary homes. Allowing people to withdraw from 401k and reinvest in physical property is in a similar vein. It will drive investment, and probably create more real gains for families over the long term, as opposed to stock investment.
I'm cool with it. It seems to make sense.
*shrugs*
I'm cool with it. It seems to make sense.
*shrugs*
Posted by: Yudhishthira's Dice at January 16, 2026 04:20 PM (BI5O2)
134
> The one part of Trump's affordability plan I don't agree with is credit card rate caps. That only makes the irresponsible more irresponsible.
10% is high. If your credit is so bad you are a bad bet at 10%, you can't handle credit. Some people are at 30% and that's insane.
10% is high. If your credit is so bad you are a bad bet at 10%, you can't handle credit. Some people are at 30% and that's insane.
Posted by: bonhomme at January 16, 2026 04:20 PM (Yp6az)
135
Another way to fix housing would be to create a sort of Quarters Act for illegals. If we can tie a liberal directly to a statement, verbal or written, that illegals deserve to stay in the U.S., the government puts four illegals in said liberal's house on their dime.
Posted by: The_Hoser
Wasn't this a large part of throwing the damned red coats out in 1716?
Another way to fix housing would be to create a sort of Quarters Act for illegals. If we can tie a liberal directly to a statement, verbal or written, that illegals deserve to stay in the U.S., the government puts four illegals in said liberal's house on their dime.
Posted by: The_Hoser
Wasn't this a large part of throwing the damned red coats out in 1716?
Posted by: BifBewalski - at January 16, 2026 04:20 PM (QVmho)
136
I found an old butter dish up in a cabinet when we were moving in that someone forgot. It got painted white.
Posted by: banana Dream at January 16, 2026 04:15 PM (3uBP9)
Well, I get what you're saying but in my case, I was in LA and bought a house in flyover, over the internet (with a realtor). My first morning here, after sleeping on an air mattress with my cats, I took a shower and got out and was all, holy fuckballs, I have a lavender bathroom! The fuckin' kitchen is the gaggiest shade of mint green. I soldier on but would def have preferred all white, which it looked like in the pics.
Posted by: banana Dream at January 16, 2026 04:15 PM (3uBP9)
Well, I get what you're saying but in my case, I was in LA and bought a house in flyover, over the internet (with a realtor). My first morning here, after sleeping on an air mattress with my cats, I took a shower and got out and was all, holy fuckballs, I have a lavender bathroom! The fuckin' kitchen is the gaggiest shade of mint green. I soldier on but would def have preferred all white, which it looked like in the pics.
Posted by: Peaches at January 16, 2026 04:21 PM (VyqMH)
137
a lot of would be sellers refuse to sell because they locked in a unprecedentedly low mortgage so no matter what they do if they sold and bought another house they'd have to opt into a new mortgage at a much higher rate
hence the fuckery we're in now
Posted by: The Unvaxxed and Homeless Ranger at January 16, 2026 04:13 PM (REq0p)
This would be us! In fact, we are working though how to manage J’s mom moving out of the Alpharetta home and closer to us. J has a really low interest rate - it’s hard for us to think about selling and buying something with a mother in law cottage on it. We have offered to buy the lot behind our house, our neighbor is considering it. But we will still need to build something on it. And by we I mean him, but the point remains.
a lot of would be sellers refuse to sell because they locked in a unprecedentedly low mortgage so no matter what they do if they sold and bought another house they'd have to opt into a new mortgage at a much higher rate
hence the fuckery we're in now
Posted by: The Unvaxxed and Homeless Ranger at January 16, 2026 04:13 PM (REq0p)
This would be us! In fact, we are working though how to manage J’s mom moving out of the Alpharetta home and closer to us. J has a really low interest rate - it’s hard for us to think about selling and buying something with a mother in law cottage on it. We have offered to buy the lot behind our house, our neighbor is considering it. But we will still need to build something on it. And by we I mean him, but the point remains.
Posted by: Piper at January 16, 2026 04:21 PM (OoFl2)
Posted by: man at January 16, 2026 04:21 PM (XuXeR)
139
I am not thrilled with restricting corporations from buying single family homes. But at the very least, they should be governed by the same tax rules we are.
Posted by: CharlieBrown'sDildo at January 16, 2026 04:21 PM (n9ltV)
140
Open floor plan, granite counter tops, updated appliances... look at you, cuties!
Posted by: David Bromstad, Gay Realtor at January 16, 2026 04:21 PM (UjdFS)
141
Larry O'Connor pointed out that the CNN cows had "faces longer than Secretariat " ...
-------------
The judges would have also accepted John F'ing Kerry.
-------------
The judges would have also accepted John F'ing Kerry.
Posted by: ShainS -- 'The Warmth Of Collectivism' is Code for 'Hell On Earth' at January 16, 2026 04:21 PM (jQtSL)
142
124 Ship lap siding has a inverted L shap groove on bottom and top has a L shape on top so two pieces lap iver each other
Posted by: Skip
The true stuff does, many of the replicas are basically pressboard with a finish and the joints are simulated. Back when wood was cheap, you would actually see house interior walls built with tongue and groove wood boards. Grandparent's house was built like that.
Posted by: Skip
The true stuff does, many of the replicas are basically pressboard with a finish and the joints are simulated. Back when wood was cheap, you would actually see house interior walls built with tongue and groove wood boards. Grandparent's house was built like that.
Posted by: whig at January 16, 2026 04:21 PM (WDjG6)
143
We have a VA loan, thank goodness, so we can renegotiate interest rates every year. Rates weren't coming down (thanks aholes in government!), but they finally did this year so we could renegotiate. Shaved $200k off our interest payments over the life of our loan, and dropped an interest point.
I'm hoping the rates plummet further next year, and we can get it to drop even farther!
I'm hoping the rates plummet further next year, and we can get it to drop even farther!
Posted by: LizLem at January 16, 2026 04:22 PM (gWBY1)
144
Larry O'Connor pointed out that the CNN cows had "faces longer than Secretariat " ...
-------------
The judges would have also accepted John F'ing Kerry.
Posted by: ShainS -- 'The Warmth Of Collectivism' is Code for 'Hell On Earth' at January 16, 2026 04:21 PM (jQtSL)
Sarah Jessica Parker.
-------------
The judges would have also accepted John F'ing Kerry.
Posted by: ShainS -- 'The Warmth Of Collectivism' is Code for 'Hell On Earth' at January 16, 2026 04:21 PM (jQtSL)
Sarah Jessica Parker.
Posted by: Aetius451AD work phone at January 16, 2026 04:22 PM (zZu0s)
145
I’m baaack.
Posted by: Usntakim at January 16, 2026 04:22 PM (Kwwen)
146
Some people are at 30% and that's insane.
Posted by: bonhomme at January 16, 2026 04:20 PM (Yp6az)
It's unsecured debt. It's a terrible investment for the banks unless they are making a ton of interest.
Posted by: bonhomme at January 16, 2026 04:20 PM (Yp6az)
It's unsecured debt. It's a terrible investment for the banks unless they are making a ton of interest.
Posted by: CharlieBrown'sDildo at January 16, 2026 04:22 PM (n9ltV)
147
One of the few decent things Bush did was cut back the long term capital gains tax on primary homes. Allowing people to withdraw from 401k and reinvest in physical property is in a similar vein. It will drive investment, and probably create more real gains for families over the long term, as opposed to stock investment.
I'm cool with it. It seems to make sense.
I might agree with you, except that you know damn well once people lose their houses and their retirement, the taxpayer will be expected to step up and make them whole.
I'm cool with it. It seems to make sense.
I might agree with you, except that you know damn well once people lose their houses and their retirement, the taxpayer will be expected to step up and make them whole.
Posted by: Archimedes at January 16, 2026 04:23 PM (Riz8t)
148
That should have lowered distribution supply chain costs, which should translate to lower retail costs. BUT, it hasn't."
Well, they have here. Just back from local Krogers...
Well, they have here. Just back from local Krogers...
Posted by: man at January 16, 2026 04:23 PM (XuXeR)
149
Just another sign of a horrible economy, hater!
Posted by: Angzarr the Cromulent at January 16, 2026 04:23 PM (XMwZJ)
150
Make moats popular again.
Posted by: Maj. Healey at January 16, 2026 04:24 PM (abIsI)
151
134 > The one part of Trump's affordability plan I don't agree with is credit card rate caps. That only makes the irresponsible more irresponsible.
10% is high. If your credit is so bad you are a bad bet at 10%, you can't handle credit. Some people are at 30% and that's insane.
Posted by: bonhomme
=====
States used to have usury laws until SD and Delaware made their states attractive to bank card issuers with no upper limit on interest. Joe Biden was involved in that and Hunter got a nepot VP of MNBA because of it back in the day. Eventually most all the issuers gravitated toward the highest interest states.
10% is high. If your credit is so bad you are a bad bet at 10%, you can't handle credit. Some people are at 30% and that's insane.
Posted by: bonhomme
=====
States used to have usury laws until SD and Delaware made their states attractive to bank card issuers with no upper limit on interest. Joe Biden was involved in that and Hunter got a nepot VP of MNBA because of it back in the day. Eventually most all the issuers gravitated toward the highest interest states.
Posted by: whig at January 16, 2026 04:24 PM (WDjG6)
152
>>> They'd better not say my sex dungeon and slave pit is out of fashion.
Posted by: Archimedes at January 16, 2026 04:20 PM (Riz8t)
If you converted your garage into another room and it's in there, yes. That was a bad home investment. Buyers still want garages.
One of my friends turned her garage into a personal gym and yoga studio. She sold it recently, and I never asked her if it messed with her resale value or buyer interest.
Posted by: Archimedes at January 16, 2026 04:20 PM (Riz8t)
If you converted your garage into another room and it's in there, yes. That was a bad home investment. Buyers still want garages.
One of my friends turned her garage into a personal gym and yoga studio. She sold it recently, and I never asked her if it messed with her resale value or buyer interest.
Posted by: LizLem at January 16, 2026 04:25 PM (gWBY1)
153
We bought at 6.5. Va loan. A few months ago refi soon I hope.
Posted by: Usntakim at January 16, 2026 04:25 PM (Kwwen)
154
I was remodeling our first house and added a den to the back of it. A few blocks away is a quint little village called Bellaire that at time was knocking down WWII era bungalows and replacing then with McMansions.
I pulled shiplap that was placed diagonally on the inside of one that was about to be torn down to use as a decorative wall on my new addition.
That little bungalow also had the same type of covering laid horizontal on the outside with asbestos shingles covering that. Talk about a solid structure!
I pulled shiplap that was placed diagonally on the inside of one that was about to be torn down to use as a decorative wall on my new addition.
That little bungalow also had the same type of covering laid horizontal on the outside with asbestos shingles covering that. Talk about a solid structure!
Posted by: DanMan at January 16, 2026 04:26 PM (8uzBS)
155
I progressively upgraded my homes until I was able to sell and downsize to where I have no mortgage.
Posted by: Opinion fact at January 16, 2026 04:26 PM (KDPiq)
156
I have heard for years that tax structure discourages large inventory"
This. It was an easy target.
This. It was an easy target.
Posted by: man at January 16, 2026 04:26 PM (XuXeR)
157
Another way to fix housing would be to create a sort of Quarters Act for illegals. If we can tie a liberal directly to a statement, verbal or written, that illegals deserve to stay in the U.S., the government puts four illegals in said liberal's house on their dime.
Posted by: The_Hoser at January 16, 2026 04:00 PM
--
Wait whu?
Posted by: The_Hoser at January 16, 2026 04:00 PM
--
Wait whu?
Posted by: 3rd Amendment Scholar Hearing the 3rd Amendment Hot Line at January 16, 2026 04:26 PM (Qr8uh)
158
Oh, and conversation pits in your living room are coming back! Does anyone remember those? I was always worried I'd accidentally fall into it in the dark when I was half asleep, if I owned one.
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
159
Just put my new dart board up on the over 100 year old farmhouse's ship lap wall. It's blue though, but definitely distressed. Don't mind it getting full of holes. This wall was also signed (carved) by "Peggy" and "Bill" in 1958.
Posted by: Lady Who at January 16, 2026 04:27 PM (JCLJi)
160
Gimme so me love! So who's the gambler here, cuties?
Posted by: David Bromstad, Gay Realtor at January 16, 2026 04:27 PM (UjdFS)
161
Larry O'Connor pointed out that the CNN cows had "faces longer than Secretariat " ...
-------------
The judges would have also accepted John F'ing Kerry.
Posted by: ShainS
Or Sarah Jessica Parket
-------------
The judges would have also accepted John F'ing Kerry.
Posted by: ShainS
Or Sarah Jessica Parket
Posted by: rickb223 at January 16, 2026 04:28 PM (sui1r)
162
In my area, most people use their garages as storage units. I don't get it. Get rid of that crap you don't ever see or use.
Posted by: Guy Mohawk at January 16, 2026 04:28 PM (n5tGW)
163
> It's unsecured debt. It's a terrible investment for the banks unless they are making a ton of interest.
I get that. Financial institutions sometimes have to be saved from themselves. If the formula's telling the bank the customer needs to be greater than 10% to make financial sense for the bank, they can go without credit.
I get that. Financial institutions sometimes have to be saved from themselves. If the formula's telling the bank the customer needs to be greater than 10% to make financial sense for the bank, they can go without credit.
Posted by: bonhomme at January 16, 2026 04:28 PM (Yp6az)
164
155 I progressively upgraded my homes until I was able to sell and downsize to where I have no mortgage.
Posted by: Opinion fact
That is part of the problem with large investors buying houses---they buy up the cheap ones so families can't get started. And the large investors are operating on low cost loans via Wall Street so can easily outbid and pay cash versus a seller having to wait for loan approval for family buyers.
Posted by: Opinion fact
That is part of the problem with large investors buying houses---they buy up the cheap ones so families can't get started. And the large investors are operating on low cost loans via Wall Street so can easily outbid and pay cash versus a seller having to wait for loan approval for family buyers.
Posted by: whig at January 16, 2026 04:28 PM (WDjG6)
165
I don't think laws against usury should exist. My farmer Dad bought one of his farms at a near-usurious interest rate. but made it work. It's another tool in the tool kit for those who can handle it.
Posted by: Bulg at January 16, 2026 04:28 PM (77rzZ)
166
Oh, and conversation pits in your living room are coming back! Does anyone remember those? I was always worried I'd accidentally fall into it in the dark when I was half asleep, if I owned one.
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
How about the fire places in the middle of the room?
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
How about the fire places in the middle of the room?
Posted by: Aetius451AD work phone at January 16, 2026 04:28 PM (zZu0s)
167
Oh, and conversation pits in your living room are coming back! Does anyone remember those? I was always worried I'd accidentally fall into it in the dark when I was half asleep, if I owned one.
A guy who used to work for me bought a house with one. He filled it with plastic balls, a la Chuckie Cheese. His kids liked it.
A guy who used to work for me bought a house with one. He filled it with plastic balls, a la Chuckie Cheese. His kids liked it.
Posted by: Archimedes at January 16, 2026 04:28 PM (Riz8t)
168
Typos are courtesy of hydrocodone. Sorry.
Posted by: rickb223 at January 16, 2026 04:28 PM (sui1r)
169
158 Oh, and conversation pits in your living room are coming back! Does anyone remember those? I was always worried I'd accidentally fall into it in the dark when I was half asleep, if I owned one.
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
I don't get unnecessary stairs/changes in elevation in homes. "Yes, I enjoy comfort and safety. But trip/fall hazards add a little spice."
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
I don't get unnecessary stairs/changes in elevation in homes. "Yes, I enjoy comfort and safety. But trip/fall hazards add a little spice."
Posted by: bear with asymmetrical balls at January 16, 2026 04:29 PM (zUe/H)
170
158 Oh, and conversation pits in your living room are coming back! Does anyone remember those? I was always worried I'd accidentally fall into it in the dark when I was half asleep, if I owned one.
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
This is where the shag carpeting can save lives.
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
This is where the shag carpeting can save lives.
Posted by: Peaches at January 16, 2026 04:29 PM (VyqMH)
171
You want to sell a house quickly in today's market, ship lap everything. These millennial douchebags seem to love the ship lap."
Really?
Makes your house look like a shotgun shack in Frog's Nipple, Louisiana.
Really?
Makes your house look like a shotgun shack in Frog's Nipple, Louisiana.
Posted by: naturalfake at January 16, 2026 04:29 PM (iJfKG)
172
Trying to decide if I want to leave early and take myself out to lunch on the way home.
I love the waterfront. Nice spots. And it’s sunny.
I love the waterfront. Nice spots. And it’s sunny.
Posted by: nurse ratched at January 16, 2026 04:29 PM (W2Pud)
173
By the way, did you hear about the guy who bought his mail-order bride on credit?
He paid a uxorious interest rate.
He paid a uxorious interest rate.
Posted by: Bulg at January 16, 2026 04:29 PM (77rzZ)
174
This post sounds suspiciously like math. But considering the amount of winning here, I'll allow it.
Just don't make it a habit, Wicket.
This post sounds suspiciously like math. But considering the amount of winning here, I'll allow it.
Just don't make it a habit, Wicket.
Posted by: IllTemperedCur at January 16, 2026 04:29 PM (y9nCu)
175
Who knows? Maybe a significant number of people will fix their finances if they can't get credit. Wouldn't that be nice?
Posted by: bonhomme at January 16, 2026 04:30 PM (Yp6az)
Posted by: Tonypete at January 16, 2026 04:30 PM (cYBz/)
177
142 124 Ship lap siding has a inverted L shap groove on bottom and top has a L shape on top so two pieces lap iver each other
Posted by: Skip
The true stuff does, many of the replicas are basically pressboard with a finish and the joints are simulated. Back when wood was cheap, you would actually see house interior walls built with tongue and groove wood boards. Grandparent's house was built like that.
Posted by: whig at January 16
I have real shiplap on either side of the fireplace over built ins. I wasn’t interested in the fake stuff, if we were doing it, it needed to be real. And then I painted it black fox, just like the brick on my fireplace and the island in my kitchen. 🤣. I made this entire house Greek Villa or Black Fox, except my foyer. I wallpapered the hades out of that room and it’s my favorite. I wonder about myself sometimes.
Posted by: Skip
The true stuff does, many of the replicas are basically pressboard with a finish and the joints are simulated. Back when wood was cheap, you would actually see house interior walls built with tongue and groove wood boards. Grandparent's house was built like that.
Posted by: whig at January 16
I have real shiplap on either side of the fireplace over built ins. I wasn’t interested in the fake stuff, if we were doing it, it needed to be real. And then I painted it black fox, just like the brick on my fireplace and the island in my kitchen. 🤣. I made this entire house Greek Villa or Black Fox, except my foyer. I wallpapered the hades out of that room and it’s my favorite. I wonder about myself sometimes.
Posted by: Piper at January 16, 2026 04:30 PM (OoFl2)
178
My mom just had a 70-unit apartment complex plopped down next to her upscale gated community. Strangely, it is almost empty after being open for six months.
I'm pretty sure the targeted tenants were to be Government-subsidized illegals and Somali-style fraudsters.
Oops! Oopsie!
Posted by: Idaho Spudboy at January 16, 2026 04:04 PM (GjEvj)
==
What will be interesting is that there has been a rush to build more rentals, because prices were so high. SO potentially the complex was built with a certain price point in mind, a price point no longer supported. They will have to lower rents to fill up.
I'm pretty sure the targeted tenants were to be Government-subsidized illegals and Somali-style fraudsters.
Oops! Oopsie!
Posted by: Idaho Spudboy at January 16, 2026 04:04 PM (GjEvj)
==
What will be interesting is that there has been a rush to build more rentals, because prices were so high. SO potentially the complex was built with a certain price point in mind, a price point no longer supported. They will have to lower rents to fill up.
Posted by: Black JEM at January 16, 2026 04:30 PM (GZYu7)
179
I don't get unnecessary stairs/changes in elevation in homes. "Yes, I enjoy comfort and safety. But trip/fall hazards add a little spice."
Posted by: bear with asymmetrical balls at January 16, 2026 04:29 PM (zUe/H)
Personally, I think it was the drugs in the 70s.
Posted by: bear with asymmetrical balls at January 16, 2026 04:29 PM (zUe/H)
Personally, I think it was the drugs in the 70s.
Posted by: Aetius451AD work phone at January 16, 2026 04:30 PM (zZu0s)
180
> Oh, and conversation pits in your living room are coming back! Does anyone remember those?
----------
My mom and dad took us to look at some new homes back in the early - mid 70's. Saw that, and some other wildly 70's stuff. Like a phonebooth, in the den. Wallpaper murals. Weirdly shaped ceiling lights. Intercoms and trash compactors. And our first look at a skylight.
----------
My mom and dad took us to look at some new homes back in the early - mid 70's. Saw that, and some other wildly 70's stuff. Like a phonebooth, in the den. Wallpaper murals. Weirdly shaped ceiling lights. Intercoms and trash compactors. And our first look at a skylight.
Posted by: Martini Farmer at January 16, 2026 04:30 PM (U2OZr)
181
>>> 175 Who knows? Maybe a significant number of people will fix their finances if they can't get credit. Wouldn't that be nice?
Posted by: bonhomme at January 16, 2026 04:30 PM (Yp6az)
Crazy talk!
Posted by: bonhomme at January 16, 2026 04:30 PM (Yp6az)
Crazy talk!
Posted by: Helena Handbasket at January 16, 2026 04:30 PM (ULPxl)
Posted by: Bulg at January 16, 2026 04:30 PM (77rzZ)
183
Makes your house look like a shotgun shack in Frog's Nipple, Louisiana.
Posted by: naturalfake
There are a few places for sale in Stinking Creek near here.
Posted by: naturalfake
There are a few places for sale in Stinking Creek near here.
Posted by: Tonypete at January 16, 2026 04:31 PM (cYBz/)
184
That is part of the problem with large investors buying houses---they buy up the cheap ones"
And rent them. Your government at work.
(Of course, said companies use flowery language to "address the concerns of the local community", but in reality it's section 8 in 2 5 seconds)
And rent them. Your government at work.
(Of course, said companies use flowery language to "address the concerns of the local community", but in reality it's section 8 in 2 5 seconds)
Posted by: man at January 16, 2026 04:31 PM (XuXeR)
Posted by: Lady Who at January 16, 2026 04:32 PM (JCLJi)
186
> That is part of the problem with large investors buying houses---they buy up the cheap ones so families can't get started.
Mike Lee proposed freeing up some federal land in Utah for more housing. People freaked out like he was proposing we fill in Bryce Canyon or plug up Old Faithful or something.
Mike Lee proposed freeing up some federal land in Utah for more housing. People freaked out like he was proposing we fill in Bryce Canyon or plug up Old Faithful or something.
Posted by: bonhomme at January 16, 2026 04:32 PM (Yp6az)
187
Nope. The banks will simply cancel the cards of anyone who doesn't have great credit and the income to pay the card balances. They aren't stupid.
Posted by: CharlieBrown'sDildo
==
That's exactly what would happen.
Something like 70% of Credit cards would probably be cancelled overnight by the banks.
If you can get 5% interest "risk free" no way you lend 10% interest for unsecured debt unless it's a perfect borrower.
I'm hoping this is just boon bait for the uneducated voters out there that have a lot of cc interest, but it's very reminiscent of student loans being cancelled.
Nope. The banks will simply cancel the cards of anyone who doesn't have great credit and the income to pay the card balances. They aren't stupid.
Posted by: CharlieBrown'sDildo
==
That's exactly what would happen.
Something like 70% of Credit cards would probably be cancelled overnight by the banks.
If you can get 5% interest "risk free" no way you lend 10% interest for unsecured debt unless it's a perfect borrower.
I'm hoping this is just boon bait for the uneducated voters out there that have a lot of cc interest, but it's very reminiscent of student loans being cancelled.
Posted by: Leupold at January 16, 2026 04:32 PM (eIzlH)
188
(Of course, said companies use flowery language to "address the concerns of the local community", but in reality it's section 8 in 2 5 seconds)
Can't they just rent places in a Carnival Cruise liner? The ship wouldn't even have to come back to port.
Can't they just rent places in a Carnival Cruise liner? The ship wouldn't even have to come back to port.
Posted by: Archimedes at January 16, 2026 04:33 PM (Riz8t)
189
Mike Lee proposed freeing up some federal land in Utah for more housing. People freaked out like he was proposing we fill in Bryce Canyon or plug up Old Faithful or something.
Posted by: bonhomme
======
The West has a serious problem where a lot of the land is federally owned. The East doesn't have that problem as much.
And the Federales have more land than they can actually afford to take care off in the West leading to them being bad neighbors often.
Posted by: bonhomme
======
The West has a serious problem where a lot of the land is federally owned. The East doesn't have that problem as much.
And the Federales have more land than they can actually afford to take care off in the West leading to them being bad neighbors often.
Posted by: whig at January 16, 2026 04:34 PM (WDjG6)
190
162 In my area, most people use their garages as storage units. I don't get it. Get rid of that crap you don't ever see or use.
Posted by: Guy Mohawk
We have a four car garage. A double wide and a single that's extra deep. Technically you could fit two cars stacked in the single bay. We have no superfluous clutter in the garage area. I use my double deep garage as a shop. Our neighbor basically has the same layout. All of their vehicles park in the driveway because the huge garage is stuffed with junk to the ceiling. They're liberals.
Posted by: Guy Mohawk
We have a four car garage. A double wide and a single that's extra deep. Technically you could fit two cars stacked in the single bay. We have no superfluous clutter in the garage area. I use my double deep garage as a shop. Our neighbor basically has the same layout. All of their vehicles park in the driveway because the huge garage is stuffed with junk to the ceiling. They're liberals.
Posted by: Maj. Healey at January 16, 2026 04:34 PM (abIsI)
191
Shiplap is where the catfish sits when the boat folds up on the reef.
Posted by: Elrond Hubbard at January 16, 2026 04:34 PM (WQDw6)
192
Oh, and conversation pits in your living room are coming back! Does anyone remember those? I was always worried I'd accidentally fall into it in the dark when I was half asleep, if I owned one.
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
This is where the shag carpeting can save lives.
Posted by: Peaches at January 16, 2026 04:29 PM (VyqMH)
====
Mary Tyler Peaches
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
This is where the shag carpeting can save lives.
Posted by: Peaches at January 16, 2026 04:29 PM (VyqMH)
====
Mary Tyler Peaches
Posted by: San Franpsycho at January 16, 2026 04:34 PM (RIvkX)
Posted by: Tonypete at January 16, 2026 04:34 PM (cYBz/)
194
The reason houses have become a compelling investment is that we are pushing too many people into relatively small parts of the US.
Since the demand has been constantly increasing and the supply is limited that raises prices...and against consistently over time.
Rather then ban large corporations from buying homes, which might be tricky legally you could get a more direct effect by:
1) Deporting illegals
2) Stopping immigration
3) Reducing federal/state bureaucratic jobs in the big blue cities.
All three of these would lower demand and therefore price. It would also hurt companies with a large investment in houses/apartments in these areas.
Since the demand has been constantly increasing and the supply is limited that raises prices...and against consistently over time.
Rather then ban large corporations from buying homes, which might be tricky legally you could get a more direct effect by:
1) Deporting illegals
2) Stopping immigration
3) Reducing federal/state bureaucratic jobs in the big blue cities.
All three of these would lower demand and therefore price. It would also hurt companies with a large investment in houses/apartments in these areas.
Posted by: 18-1 at January 16, 2026 04:35 PM (sKqQm)
195
I'm all for opening up federal lands for more housing, but that's like a 20 year plan.
How about a freeze on Wall Street/Private Equity owning single family housing?
How about having a code that doesn't reward Airbnb housing ?
This is low hanging fruit.
How about a freeze on Wall Street/Private Equity owning single family housing?
How about having a code that doesn't reward Airbnb housing ?
This is low hanging fruit.
Posted by: Leupold at January 16, 2026 04:36 PM (eIzlH)
196
The market has cooled here. We bought 60k under original ask Not even a year ago.
Posted by: Usntakim at January 16, 2026 04:36 PM (Kwwen)
197
Mike Lee proposed freeing up some federal land in Utah for more housing.
In Europe they are seizing farmland to build tenements for "new comers"
In Europe they are seizing farmland to build tenements for "new comers"
Posted by: 18-1 at January 16, 2026 04:36 PM (sKqQm)
198
off topic: please take a moment to consider the plight of state of Texas employees...Monday sees Confederate Heroes Day fall directly on top of MLK day.
CHD falls on January 19th every year. MLK is the closest Monday to Jan 19th. What a rip-off!!
Friday 1/19 creates the best kind of four day weekend.
CHD falls on January 19th every year. MLK is the closest Monday to Jan 19th. What a rip-off!!
Friday 1/19 creates the best kind of four day weekend.
Posted by: DanMan at January 16, 2026 04:36 PM (8uzBS)
199
What will be interesting is that there has been a rush to build more rentals, because prices were so high"
Nah. It's the handouts. Our tax dollars at work. But hey, the diversity! (And the white women who say "everyone deserves a nice place to live")
Nah. It's the handouts. Our tax dollars at work. But hey, the diversity! (And the white women who say "everyone deserves a nice place to live")
Posted by: man at January 16, 2026 04:36 PM (XuXeR)
200
They should move all federal offices to north Greenland.
Posted by: banana Dream at January 16, 2026 04:36 PM (3uBP9)
201
Rather then ban large corporations from buying homes, which might be tricky legally you could get a more direct effect by:
1) Deporting illegals
2) Stopping immigration
3) Reducing federal/state bureaucratic jobs in the big blue cities.
All three of these would lower demand and therefore price. It would also hurt companies with a large investment in houses/apartments in these areas.
This is my preference. Most of the problems are government created. I don't want to give them another opportunity to screw things up.
1) Deporting illegals
2) Stopping immigration
3) Reducing federal/state bureaucratic jobs in the big blue cities.
All three of these would lower demand and therefore price. It would also hurt companies with a large investment in houses/apartments in these areas.
This is my preference. Most of the problems are government created. I don't want to give them another opportunity to screw things up.
Posted by: Archimedes at January 16, 2026 04:37 PM (Riz8t)
202
a lot of would be sellers refuse to sell because they locked in a unprecedentedly low mortgage so no matter what they do if they sold and bought another house they'd have to opt into a new mortgage at a much higher rate
hence the fuckery we're in now
Posted by: The Unvaxxed and Homeless Ranger
=====
This would be us!
Posted by: Piper
Us as well. 2.75%. 30 year note. We'll be paying it off ten years early.
a lot of would be sellers refuse to sell because they locked in a unprecedentedly low mortgage so no matter what they do if they sold and bought another house they'd have to opt into a new mortgage at a much higher rate
hence the fuckery we're in now
Posted by: The Unvaxxed and Homeless Ranger
=====
This would be us!
Posted by: Piper
Us as well. 2.75%. 30 year note. We'll be paying it off ten years early.
Posted by: BifBewalski - at January 16, 2026 04:37 PM (QVmho)
203
How about having a code that doesn't reward Airbnb housing ?
This came up in my town and so I looked and...there is one rather sad AirBnB property. That isn't why prices doubled under the Junta - instead its demand (immigration) and inflation
This came up in my town and so I looked and...there is one rather sad AirBnB property. That isn't why prices doubled under the Junta - instead its demand (immigration) and inflation
Posted by: 18-1 at January 16, 2026 04:37 PM (sKqQm)
204
158 Oh, and conversation pits in your living room are coming back! Does anyone remember those? I was always worried I'd accidentally fall into it in the dark when I was half asleep, if I owned one.
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
I have the half step down to my great room in my townhome...considered raising the floor to get rid of it when my mom was sick, but she passed before I went in on doing that for her...
Posted by: LizLem at January 16, 2026 04:26 PM (gWBY1)
I have the half step down to my great room in my townhome...considered raising the floor to get rid of it when my mom was sick, but she passed before I went in on doing that for her...
Posted by: Nova Local at January 16, 2026 04:37 PM (tOcjL)
205
Posted by: Idaho Spudboy at January 16, 2026 04:04 PM (GjEvj)
Yeah the government requires a certain amount of low income housing within the planned community area. The Woodlands in Texas has subsidized apartment complexes relatively near multi million dollar homes.
Yeah the government requires a certain amount of low income housing within the planned community area. The Woodlands in Texas has subsidized apartment complexes relatively near multi million dollar homes.
Posted by: Opinion fact at January 16, 2026 04:37 PM (KDPiq)
206
Recessed floors are dumb; my parents had to modify a couple to make them normal. BUT, when you floor over them, they make an awesome spot for a false floor.
Posted by: Yudhishthira's Dice at January 16, 2026 04:37 PM (BI5O2)
207
I'll admit to still having lots of clutter along the sides of our spacious garage. But after having having to scrape windshields in the morning and shiver for the first 10 minutes of my commute in my early driving days I simply cannot grok giving up a garage just to hang on to extra stuff.
Posted by: PaleRider at January 16, 2026 04:38 PM (hhkIi)
208
I have real shiplap on either side of the fireplace over built ins. I wasn’t interested in the fake stuff, if we were doing it, it needed to be real. And then I painted it black fox, just like the brick on my fireplace and the island in my kitchen. 🤣. I made this entire house Greek Villa or Black Fox, except my foyer. I wallpapered the hades out of that room and it’s my favorite. I wonder about myself sometimes.
Posted by: Piper
======
Repainting is no big deal, removal of shiplap, slightly more if you have to replace the drywall behind it. Wallpaper is okay except when people don't size the drywall (if new and unpainted) before hanging the wall paper. Also people that keep applying new wallpaper over old or painting the old wallpaper.
Both are major PITA to remove. The first because it causes drywall damage to remove, the second because steamers and chemicals aren't designed to remove multiple layers of wall paper.
Posted by: Piper
======
Repainting is no big deal, removal of shiplap, slightly more if you have to replace the drywall behind it. Wallpaper is okay except when people don't size the drywall (if new and unpainted) before hanging the wall paper. Also people that keep applying new wallpaper over old or painting the old wallpaper.
Both are major PITA to remove. The first because it causes drywall damage to remove, the second because steamers and chemicals aren't designed to remove multiple layers of wall paper.
Posted by: whig at January 16, 2026 04:39 PM (WDjG6)
209
This came up in my town and so I looked and...there is one rather sad AirBnB property. That isn't why prices doubled under the Junta - instead its demand (immigration) and inflation
Posted by: 18-1
==
All real estate is local.
This is very much an issue in large swaths of the US.
For some ridiculous reason, the tax code allows accelerated depreciation ONLY if you make it an AirBnB. Short term rentals.
These things are basically just hotel properties.
Posted by: 18-1
==
All real estate is local.
This is very much an issue in large swaths of the US.
For some ridiculous reason, the tax code allows accelerated depreciation ONLY if you make it an AirBnB. Short term rentals.
These things are basically just hotel properties.
Posted by: Leupold at January 16, 2026 04:40 PM (eIzlH)
210
I’m still here, and tonight I’m having dinner with Congress. Again. My treat!!
Posted by: Electoral Fraud at January 16, 2026 04:40 PM (63An5)
211
a lot of would be sellers refuse to sell because they locked in a unprecedentedly low mortgage so no matter what they do if they sold and bought another house they'd have to opt into a new mortgage at a much higher rate
hence the fuckery we're in now
There is that and then also the problem of taxes too. Do to the Junta's policies my house almost doubled in value. Now its gone down a little under Trump.
If I were to sell, I would first have to consider that my mortgage rate for a new house would be higher BUT also I don't want to sell it in a year where I am making a good salary since it will increase the taxes I have to pay...
hence the fuckery we're in now
There is that and then also the problem of taxes too. Do to the Junta's policies my house almost doubled in value. Now its gone down a little under Trump.
If I were to sell, I would first have to consider that my mortgage rate for a new house would be higher BUT also I don't want to sell it in a year where I am making a good salary since it will increase the taxes I have to pay...
Posted by: 18-1 at January 16, 2026 04:40 PM (sKqQm)
212
Every time I see a 70's house with a "conversation pit" I hear porn music and see nothing but unkempt bushes and 'staches all over those things.
Posted by: ballistic at January 16, 2026 04:40 PM (5aZAZ)
213
Buying (or building) a house, living in it*, improving it and selling it has been the lifeblood of this country -- this world -- since mobility became a thing 200 years ago. The liquidity that arose from this built a new civilization.
*the most important part, for an orderr of magnitude of reasons.
*the most important part, for an orderr of magnitude of reasons.
Posted by: SloPitch Whiffer at January 16, 2026 04:40 PM (Qr8uh)
214
196 The market has cooled here. We bought 60k under original ask Not even a year ago.
Posted by: Usntakim at January
It hasn’t cooled much here, maybe a little in that things stay on the market just a bit longer. But the prices are honestly insane where I am and where Toby is. If you go out just a hair, it’s more reasonable. I am not willing to do that, however, and I guess no one else is either, hence the pricing.
Posted by: Usntakim at January
It hasn’t cooled much here, maybe a little in that things stay on the market just a bit longer. But the prices are honestly insane where I am and where Toby is. If you go out just a hair, it’s more reasonable. I am not willing to do that, however, and I guess no one else is either, hence the pricing.
Posted by: Piper at January 16, 2026 04:41 PM (OoFl2)
215
205 Posted by: Idaho Spudboy at January 16, 2026 04:04 PM (GjEvj)
Yeah the government requires a certain amount of low income housing within the planned community area. The Woodlands in Texas has subsidized apartment complexes relatively near multi million dollar homes.
Posted by: Opinion fact at January 16, 2026 04:37 PM
Double plus ungood in zombietimes.
Yeah the government requires a certain amount of low income housing within the planned community area. The Woodlands in Texas has subsidized apartment complexes relatively near multi million dollar homes.
Posted by: Opinion fact at January 16, 2026 04:37 PM
Double plus ungood in zombietimes.
Posted by: Eromero at January 16, 2026 04:41 PM (cd3eP)
216
Bonus points no stars. Lift in the garage. I can roll in and out. No thresholds anywhere. Roll in shower. Grab bars. Roll out deck. Fully accessible. And under list. Great buy.
Posted by: Usntakim at January 16, 2026 04:41 PM (Kwwen)
217
If I were to sell, I would first have to consider that my mortgage rate for a new house would be higher BUT also I don't want to sell it in a year where I am making a good salary since it will increase the taxes I have to pay...
Posted by: 18-1
==
You get the first $500k "tax free" of gains when you sell your home.
There's obviously a lot of people that have blown past this, but it's a pretty big cushion.
Posted by: 18-1
==
You get the first $500k "tax free" of gains when you sell your home.
There's obviously a lot of people that have blown past this, but it's a pretty big cushion.
Posted by: Leupold at January 16, 2026 04:42 PM (eIzlH)
218
People freaked out like he was proposing we fill in Bryce Canyon or plug up Old Faithful or something.
Posted by: bonhomme at January 16, 2026 04:32 PM (Yp6az)
Where else can old desiccated hippies pass you on the hiking trail and berate you for walking leisurely rather than adjutant walking? I used to get the same fucking hippie couple passing me clapping with big smiles of contempt as they barked "C'mon, pick up the pace!" as if they were "encouraging" me. Even though I was doing a 9 mile loop to the summit, and they were only doing a quick 1.5 to 2 miles. I swear, that's the only thing that wilderness land is good for to the hippies, as a means of expressing their contempt for lesser untermenschen.
They don't like it when you growl at them to mind their own goddam business.
People freaked out like he was proposing we fill in Bryce Canyon or plug up Old Faithful or something.
Posted by: bonhomme at January 16, 2026 04:32 PM (Yp6az)
Where else can old desiccated hippies pass you on the hiking trail and berate you for walking leisurely rather than adjutant walking? I used to get the same fucking hippie couple passing me clapping with big smiles of contempt as they barked "C'mon, pick up the pace!" as if they were "encouraging" me. Even though I was doing a 9 mile loop to the summit, and they were only doing a quick 1.5 to 2 miles. I swear, that's the only thing that wilderness land is good for to the hippies, as a means of expressing their contempt for lesser untermenschen.
They don't like it when you growl at them to mind their own goddam business.
Posted by: IllTemperedCur at January 16, 2026 04:43 PM (y9nCu)
219
Trump is like Sisyphus, rolling the rock of economic growth up the mountain of globalist fraud.
Posted by: Thomas Paine at January 16, 2026 04:43 PM (0U5gm)
220
I have a bunch of shiplap based 70's era murals stashed in my storage unit.
Posted by: Tonypete at January 16, 2026 04:43 PM (cYBz/)
221
Recessed floors are dumb; my parents had to modify a couple to make them normal. BUT, when you floor over them, they make an awesome spot for a false floor.
Posted by: Yudhishthira's Dice
The small town I grew up in in SW Michigan was host to several sites on the Underground Railroad. The street that my house was on had a huge mansion on the corner. My older brother was friends with the kid whose family lived there, and he remembers their playing in secret compartments in the walls that were used to hide escaped slaves.
Posted by: Yudhishthira's Dice
The small town I grew up in in SW Michigan was host to several sites on the Underground Railroad. The street that my house was on had a huge mansion on the corner. My older brother was friends with the kid whose family lived there, and he remembers their playing in secret compartments in the walls that were used to hide escaped slaves.
Posted by: Bulg at January 16, 2026 04:43 PM (77rzZ)
222
Yeah the government requires a certain amount of low income housing within the planned community area. The Woodlands in Texas has subsidized apartment complexes relatively near multi million dollar homes.
Posted by: Opinion
This is exactly the kind of fuckery i want Trump to get rid of. I know not all of them are scum bag criminals, but if i wanted a house in a low income hood, i would have deliberately stolen one and killed off the gang bangers already there.
Yeah the government requires a certain amount of low income housing within the planned community area. The Woodlands in Texas has subsidized apartment complexes relatively near multi million dollar homes.
Posted by: Opinion
This is exactly the kind of fuckery i want Trump to get rid of. I know not all of them are scum bag criminals, but if i wanted a house in a low income hood, i would have deliberately stolen one and killed off the gang bangers already there.
Posted by: BifBewalski - at January 16, 2026 04:44 PM (QVmho)
223
This is very much an issue in large swaths of the US.
I've stayed in AirBnBs in touristy areas and there are certainly a lot more there.
But...if the AirBnBs weren't there some of that housing land would be formal hotels anyway wouldn't it?
And I mean when I compare areas that have been touristy for a long time with "new hotness" areas the primary difference is fewer hotels and more AirBnBs in those "new hotness" areas - but honestly it seems like a push. There is demand for temporary housing of one type or another.
I've stayed in AirBnBs in touristy areas and there are certainly a lot more there.
But...if the AirBnBs weren't there some of that housing land would be formal hotels anyway wouldn't it?
And I mean when I compare areas that have been touristy for a long time with "new hotness" areas the primary difference is fewer hotels and more AirBnBs in those "new hotness" areas - but honestly it seems like a push. There is demand for temporary housing of one type or another.
Posted by: 18-1 at January 16, 2026 04:44 PM (sKqQm)
224
They don't like it when you growl at them to mind their own goddam business.
Posted by: IllTemperedCur at January 16, 2026 04:43 PM (y9nCu)
-----
If I had a buck for every time I got some dumbass comment from some old dipshit in a Patagonia vest and Teva sandals I'd buy a really nice fishing rod.
Those people are friggin terrible.
Posted by: IllTemperedCur at January 16, 2026 04:43 PM (y9nCu)
-----
If I had a buck for every time I got some dumbass comment from some old dipshit in a Patagonia vest and Teva sandals I'd buy a really nice fishing rod.
Those people are friggin terrible.
Posted by: ballistic at January 16, 2026 04:44 PM (5aZAZ)
225
The Joe Biden Library is his garage.
The Obama's garage is where Big Mike does her Pilates and yoga.
The Obama's garage is where Big Mike does her Pilates and yoga.
Posted by: Rev. Wishbone at January 16, 2026 04:45 PM (BSdIE)
226
I swear, that's the only thing that wilderness land is good for to the hippies, as a means of expressing their contempt for lesser untermenschen.
Posted by: IllTemperedCur
You miss a perfect opportunity to deploy the bear spray.
Posted by: IllTemperedCur
You miss a perfect opportunity to deploy the bear spray.
Posted by: Tonypete at January 16, 2026 04:45 PM (cYBz/)
227
You get the first $500k "tax free" of gains when you sell your home.
That's for married couples.
And yes I am over the single filer allotment.
I mean I'm not exactly complaining though it has exploded my taxes and I bought this house to live in not flip for a sales investment.
That's for married couples.
And yes I am over the single filer allotment.
I mean I'm not exactly complaining though it has exploded my taxes and I bought this house to live in not flip for a sales investment.
Posted by: 18-1 at January 16, 2026 04:45 PM (sKqQm)
Posted by: FenelonSpoke at January 16, 2026 04:46 PM (8Xy/A)
229
But...if the AirBnBs weren't there some of that housing land would be formal hotels anyway wouldn't it?
Posted by: 18-1 at January 16, 2026 04:44 PM (sKqQm)
====
Not without the land being A) sold to a developer and B) rezoned from Residential to Commercial by the local authority.
STRs are a fucking blight.
Posted by: 18-1 at January 16, 2026 04:44 PM (sKqQm)
====
Not without the land being A) sold to a developer and B) rezoned from Residential to Commercial by the local authority.
STRs are a fucking blight.
Posted by: ballistic at January 16, 2026 04:47 PM (5aZAZ)
230
I've stayed in AirBnBs in touristy areas and there are certainly a lot more there.
But...if the AirBnBs weren't there some of that housing land would be formal hotels anyway wouldn't it?
And I mean when I compare areas that have been touristy for a long time with "new hotness" areas the primary difference is fewer hotels and more AirBnBs in those "new hotness" areas - but honestly it seems like a push. There is demand for temporary housing of one type or another.
Posted by: 18-1
==
The problem isn't space, it's taking supply off the market. If a new hotel goes up in a commercial part of town, it's not going to effect the american dream of home ownership.
Where do you live? You clearly dont live in an area where this is a thing.
There's entire blocks in my area that are just AirBnB houses.
I've had friends try and buy houses for to just live in and out of state AirBnb investors swoop in and outbid them.
But...if the AirBnBs weren't there some of that housing land would be formal hotels anyway wouldn't it?
And I mean when I compare areas that have been touristy for a long time with "new hotness" areas the primary difference is fewer hotels and more AirBnBs in those "new hotness" areas - but honestly it seems like a push. There is demand for temporary housing of one type or another.
Posted by: 18-1
==
The problem isn't space, it's taking supply off the market. If a new hotel goes up in a commercial part of town, it's not going to effect the american dream of home ownership.
Where do you live? You clearly dont live in an area where this is a thing.
There's entire blocks in my area that are just AirBnB houses.
I've had friends try and buy houses for to just live in and out of state AirBnb investors swoop in and outbid them.
Posted by: Leupold at January 16, 2026 04:47 PM (eIzlH)
231
As I mentioned before, states need to raise residential property taxes while drastically cutting their rates for the homestead exemption. This will flush all those short term rentals out of corporate hands and make them more affordable for first time homebuyers.
Posted by: Jack Squat Bupkis at January 16, 2026 04:47 PM (FO06m)
232
222 Posted by: BifBewalski
Bwahahahaahaha! That last post was my Army MOS, i was a 222B, then a 222C.
222 Posted by: BifBewalski
Bwahahahaahaha! That last post was my Army MOS, i was a 222B, then a 222C.
Posted by: BifBewalski - at January 16, 2026 04:47 PM (QVmho)
233
O/T FNC's running with live coverage from Utah in the courtroom with the dweeb lib judge listening to the back and forth about the prosecution saying the killing was witnessed by Kirk's wife and baby.
I'm yelling at the TV, hey, HEY, can we just get on with the trial and convict this asshole?
No, we cannot. This "due process" shit will drag on and on and on, the left throwing any stone the can in the road, to sow doubt.
There is not a jurisdiction in this huge wide country that could impanel a jury free from at least one leftist juror.
This killer is going to strut out at the end of this joke of a trial, a free man, a hero of the left.
I'm yelling at the TV, hey, HEY, can we just get on with the trial and convict this asshole?
No, we cannot. This "due process" shit will drag on and on and on, the left throwing any stone the can in the road, to sow doubt.
There is not a jurisdiction in this huge wide country that could impanel a jury free from at least one leftist juror.
This killer is going to strut out at the end of this joke of a trial, a free man, a hero of the left.
Posted by: M. Gaga at January 16, 2026 04:48 PM (KiBMU)
234
I mean I'm not exactly complaining though it has exploded my taxes and I bought this house to live in not flip for a sales investment.
Posted by: 18-1 at January 16, 2026 04
And if you sell, you will be spending just as much on something else, and moving is a pain, so why bother.
Posted by: 18-1 at January 16, 2026 04
And if you sell, you will be spending just as much on something else, and moving is a pain, so why bother.
Posted by: Piper at January 16, 2026 04:48 PM (OoFl2)
235
>> C'mon, pick up the pace!" as if they were "encouraging" me.
A lot of the same type are now mountaineering.
When I watch the shows on climbing Everest I’m usually cheering for the mountain.
Does that make me a bad person?
A lot of the same type are now mountaineering.
When I watch the shows on climbing Everest I’m usually cheering for the mountain.
Does that make me a bad person?
Posted by: Marcus T at January 16, 2026 04:48 PM (AaEou)
236
I really wanted Iran to fall by now. Was really looking forward to it. Guess I’ll have to wait till next week. Bummer.
Posted by: sniffybigtoe at January 16, 2026 04:49 PM (QEEX1)
237
The reason mortgage rates are down is due to a Biden administration PowerPoint slide deck that explained the meaning of affordable. Once again Trump is just coat tailing on all this.
Posted by: Alteria Pilgram - My President has convictions. at January 16, 2026 04:49 PM (HTCU3)
238
Whenever I talk to LIVs I do try and take this back to a simple discussion of supply and demand.
Why is a house out in the boonies generally worth less? Well there is less demand right? If its not near jobs or scenery or weather a home owner might want fewer people want that house and therefore the price is lower.
Now, consider we've been importing 10s of millions of people. Doesn't matter legal, illegal, whatever, they have to live somewhere. And therefore they are going to raise the demand and therefore the cost...and especially in blue areas "friendly to immigrants". So Mr LIV you are directly voting to raise the cost of houses and apartments where you live. Now you tell me its a right, fine, then you have to accept this is the cost you are going to pay for that. Or...maybe you aren't so sure its a right considering how much it is costing you directly?
Why is a house out in the boonies generally worth less? Well there is less demand right? If its not near jobs or scenery or weather a home owner might want fewer people want that house and therefore the price is lower.
Now, consider we've been importing 10s of millions of people. Doesn't matter legal, illegal, whatever, they have to live somewhere. And therefore they are going to raise the demand and therefore the cost...and especially in blue areas "friendly to immigrants". So Mr LIV you are directly voting to raise the cost of houses and apartments where you live. Now you tell me its a right, fine, then you have to accept this is the cost you are going to pay for that. Or...maybe you aren't so sure its a right considering how much it is costing you directly?
Posted by: 18-1 at January 16, 2026 04:49 PM (sKqQm)
239
219 Trump is like Sisyphus, rolling the rock of economic growth up the mountain of globalist fraud.
Posted by: Thomas Paine
========
One of the major components was to deengage from globalism by destroying the big sucking sound of American wealth that Wall Street firms relied upon to make bank.
That 20 percent drop in Chinese imports means more jobs here in the US and thus increased GDP.
Posted by: Thomas Paine
========
One of the major components was to deengage from globalism by destroying the big sucking sound of American wealth that Wall Street firms relied upon to make bank.
That 20 percent drop in Chinese imports means more jobs here in the US and thus increased GDP.
Posted by: whig at January 16, 2026 04:50 PM (WDjG6)
240
As I mentioned before, states need to raise residential property taxes while drastically cutting their rates for the homestead exemption. This will flush all those short term rentals out of corporate hands and make them more affordable for first time homebuyers.
Posted by: Jack Squat Bupkis
==
I'd support that, but just the federal tax code is absurd.
If you buy a home as a resident, you don't get to immediately "depreciate" that off your taxes. If you buy a rental property, you dont get this tax treatment either.
But if you buy a SHORT TERM rental property, you get this crazy amount of depreciation you can write off.
Posted by: Jack Squat Bupkis
==
I'd support that, but just the federal tax code is absurd.
If you buy a home as a resident, you don't get to immediately "depreciate" that off your taxes. If you buy a rental property, you dont get this tax treatment either.
But if you buy a SHORT TERM rental property, you get this crazy amount of depreciation you can write off.
Posted by: Leupold at January 16, 2026 04:50 PM (eIzlH)
241
No more septic systems and I must have natural gas. Is that too much to ask?
Apparently it is in many places.
Apparently it is in many places.
Posted by: Marcus T at January 16, 2026 04:51 PM (AaEou)
242
This killer is going to strut out at the end of this joke of a trial, a free man, a hero of the left.
Posted by: M. Gaga
======
I doubt it.
Posted by: M. Gaga
======
I doubt it.
Posted by: whig at January 16, 2026 04:51 PM (WDjG6)
243
I booked an AirBnB recently and every house within 2 blocks in every direction was an AirBnB. Very nice property, but I suspect some large corporation rolled in and scooped it all up.
Certainly priced way out the range of a single family.
Certainly priced way out the range of a single family.
Posted by: Rev. Wishbone at January 16, 2026 04:51 PM (BSdIE)
244
Oh lads! GREAT video, and Lefty tears, over on this Reddit thread:
https://tinyurl.com/4ftnepkm
A local fire department shows up with a ladder truck to help ICE go up and detain illegals. Libs cry, betrayed by the fire dept lol.
https://tinyurl.com/4ftnepkm
A local fire department shows up with a ladder truck to help ICE go up and detain illegals. Libs cry, betrayed by the fire dept lol.
Posted by: Intercepted Reddit Transmissions brought by the Intrepid AoS Liaison at January 16, 2026 04:51 PM (ycI94)
245
Our last mortgage was 3.25% in 2018. I don't know when or if ever we will see rates like that again.
Posted by: Mister Scott (Formerly GWS) at January 16, 2026 03:59 PM (0N4FZ)
When I moved a few years ago, very early 2021, I had to buy this house before selling the last house. I had no mortgage so it was doable. We borrowed around 280K, the rate was a little under 3%.
Posted by: Mister Scott (Formerly GWS) at January 16, 2026 03:59 PM (0N4FZ)
When I moved a few years ago, very early 2021, I had to buy this house before selling the last house. I had no mortgage so it was doable. We borrowed around 280K, the rate was a little under 3%.
Posted by: Berserker-Dragonheads Division at January 16, 2026 04:52 PM (snZF9)
246
That 20 percent drop in Chinese imports means more jobs here in the US and thus increased GDP.
Posted by: whig
That has no impact on our economy at all.
That 20 percent drop in Chinese imports means more jobs here in the US and thus increased GDP.
Posted by: whig
That has no impact on our economy at all.
Posted by: The diminutive, and ignorant, Robert Reich at January 16, 2026 04:52 PM (cYBz/)
247
Off Topic, but do you think most Americans can distinguish Korean, Japanese, or Chinese when they hear them spoke What about French, German, and Italian? Or are all foreign languages just gabba gabba goo to most people?
Posted by: Victor Tango Kilo at January 16, 2026 04:53 PM (f0sNM)
248
Congress needs to get off its lazy ass and increase the capital gains exemption for the sale of private homes.
I'm not holding my breath.
I'm not holding my breath.
Posted by: CharlieBrown'sDildo at January 16, 2026 04:53 PM (n9ltV)
249
Why wouldn't the response be for card issuers to just not issue cards to people who they feel are too big a risk given the cap?
---
THAT'S RAAAAAYYYYCIIIISSSSSSSS!!!!!!
---
THAT'S RAAAAAYYYYCIIIISSSSSSSS!!!!!!
Posted by: Lemmiwinks at January 16, 2026 04:53 PM (syu79)
250
I booked an AirBnB recently and every house within 2 blocks in every direction was an AirBnB. Very nice property, but I suspect some large corporation rolled in and scooped it all up.
Certainly priced way out the range of a single family.
Posted by: Rev. Wishbone
===
Exactly, and to what benefit?
I'd rather young families be able to buy that housing than some private Equity group making a few extra bucks.
If you want to know why young people are gravitating towards socialism, it's this. The feel like they are serfs.
People get way more conservative when they own their own house.
Certainly priced way out the range of a single family.
Posted by: Rev. Wishbone
===
Exactly, and to what benefit?
I'd rather young families be able to buy that housing than some private Equity group making a few extra bucks.
If you want to know why young people are gravitating towards socialism, it's this. The feel like they are serfs.
People get way more conservative when they own their own house.
Posted by: Leupold at January 16, 2026 04:53 PM (eIzlH)
251
Apparently it is in many places.
Posted by: Marcus T at January 16, 2026 04:51 PM (AaEou)
Stick to your guns, Marcus. In my naivete I bought an all-electric place and I'd pretty much kill for gas (stove/furnace). I could do it for about 10 grand total but I'm too old to deal with the inconvenience of having that scope of work done.
Posted by: Marcus T at January 16, 2026 04:51 PM (AaEou)
Stick to your guns, Marcus. In my naivete I bought an all-electric place and I'd pretty much kill for gas (stove/furnace). I could do it for about 10 grand total but I'm too old to deal with the inconvenience of having that scope of work done.
Posted by: Peaches at January 16, 2026 04:53 PM (VyqMH)
252
The problem isn't space, it's taking supply off the market. If a new hotel goes up in a commercial part of town, it's not going to effect the american dream of home ownership.
Where do you live? You clearly dont live in an area where this is a thing.
Like I said, I'm not in a touristy area. But aren't those touristy areas just going to slowly move away from home ownership to temporary housing anyway whether its hotels or AirBnBs. Yes in the short term zoning is different but in the long term that doesn't matter - the money people are looking to spend will get the town to change that zoning eventually so if you do restrict one type of temporary housing you'll just get the other.
And to be clear I don't own any rental properties so I'm not trying to justify an investment I myself made.
Where do you live? You clearly dont live in an area where this is a thing.
Like I said, I'm not in a touristy area. But aren't those touristy areas just going to slowly move away from home ownership to temporary housing anyway whether its hotels or AirBnBs. Yes in the short term zoning is different but in the long term that doesn't matter - the money people are looking to spend will get the town to change that zoning eventually so if you do restrict one type of temporary housing you'll just get the other.
And to be clear I don't own any rental properties so I'm not trying to justify an investment I myself made.
Posted by: 18-1 at January 16, 2026 04:54 PM (sKqQm)
253
If Ace doesn't have a Kathleen Kennedy post in the pipeline or about to post, then I don't know what to think about the world.
Posted by: Comrade Flounder, Disinformation Demon at January 16, 2026 04:54 PM (dK+Kv)
254
Japanese always sounds harsher to me.
Chinese and Korean I'd be at a loss.
German, Italian and Spanish I could tell.
Chinese and Korean I'd be at a loss.
German, Italian and Spanish I could tell.
Posted by: Aetius451AD work phone at January 16, 2026 04:54 PM (zZu0s)
255
Seiko sent me a new watch because the one Amazon sold me was irreparable. Yeah, it was set to Tokyo time.
Posted by: Braenyard - some Absent Friends are more equal than others _ at January 16, 2026 04:54 PM (3UR/I)
256
Stick to your guns, Marcus. In my naivete I bought an all-electric place and I'd pretty much kill for gas (stove/furnace). I could do it for about 10 grand total but I'm too old to deal with the inconvenience of having that scope of work done.
Posted by: Peaches
===
I'd probably pay the $10k to have the gas. Just for the grill alone.
Posted by: Peaches
===
I'd probably pay the $10k to have the gas. Just for the grill alone.
Posted by: Leupold at January 16, 2026 04:55 PM (eIzlH)
257
247 Off Topic, but do you think most Americans can distinguish Korean, Japanese, or Chinese when they hear them spoke What about French, German, and Italian? Or are all foreign languages just gabba gabba goo to most people?
Posted by: Victor Tango Kilo at January 16, 2026 04:53 PM (f0sNM)
------
I can discern most of the ones you listed. I don't think I'd be able to discern any of the Nordic languages from one another, just because I've not been exposed to them. Japanese vs. Chinese is easy. Korean is a little more difficult. Thai, Lao, and Vietnamese are trickier for me.
Posted by: Victor Tango Kilo at January 16, 2026 04:53 PM (f0sNM)
------
I can discern most of the ones you listed. I don't think I'd be able to discern any of the Nordic languages from one another, just because I've not been exposed to them. Japanese vs. Chinese is easy. Korean is a little more difficult. Thai, Lao, and Vietnamese are trickier for me.
Posted by: ballistic at January 16, 2026 04:55 PM (5aZAZ)
258
booked an AirBnB recently and every house within 2 blocks in every direction was an AirBnB"
So, demand filled. No problem, and frankly, they aren't starter homes, either.
So, demand filled. No problem, and frankly, they aren't starter homes, either.
Posted by: man at January 16, 2026 04:55 PM (XuXeR)
259
Seiko sent me a new watch because the one Amazon sold me was irreparable. Yeah, it was set to Tokyo time.
So you are saying you had to tune in Tokyo?
So you are saying you had to tune in Tokyo?
Posted by: Girls Just Want to Have Fun at January 16, 2026 04:56 PM (sKqQm)
260
>> Posted by: Peaches at January 16, 2026 04:53 PM (VyqMH)
I love the look on a real estate agents face when I tell them this is required. Especially in Texas.
I love the look on a real estate agents face when I tell them this is required. Especially in Texas.
Posted by: Marcus T at January 16, 2026 04:56 PM (AaEou)
261
Posted by: Victor Tango Kilo at January 16, 2026 04:53 PM (f0sNM)
Euro languages? Sure. Asian languages, fuck no.
Euro languages? Sure. Asian languages, fuck no.
Posted by: Peaches at January 16, 2026 04:56 PM (VyqMH)
262
Off Topic, but do you think most Americans can distinguish Korean, Japanese, or Chinese when they hear them spoke What about French, German, and Italian? Or are all foreign languages just gabba gabba goo to most people?
Posted by: Victor Tango Kilo at January 16, 2026 04:53 PM (f0sNM)
I do far better with European languages than I do the Eastern. Partly because I speak some German. French, German Spanish and Italian are very easy. Dutch sounds like an American trying to speak German. Portuguese will trip me up sometimes. Scandavhoovian, not really good. They all sound like icebacks to me.
Posted by: Victor Tango Kilo at January 16, 2026 04:53 PM (f0sNM)
I do far better with European languages than I do the Eastern. Partly because I speak some German. French, German Spanish and Italian are very easy. Dutch sounds like an American trying to speak German. Portuguese will trip me up sometimes. Scandavhoovian, not really good. They all sound like icebacks to me.
Posted by: Pug Mahon, Rock 'n' Roll Martian at January 16, 2026 04:57 PM (0aYVJ)
263
People get way more conservative when they own their own house.
Wouldn't the bigger problem really be urbanization then? Which also tends to make people more leftwing
I've been arguing the right should have specific anti-urban policies for a while TBH - get people out of the cities and they'll be a lot less collectivist...
Wouldn't the bigger problem really be urbanization then? Which also tends to make people more leftwing
I've been arguing the right should have specific anti-urban policies for a while TBH - get people out of the cities and they'll be a lot less collectivist...
Posted by: 18-1 at January 16, 2026 04:57 PM (sKqQm)
264
Stick to your guns, Marcus. In my naivete I bought an all-electric place and I'd pretty much kill for gas (stove/furnace). I could do it for about 10 grand total but I'm too old to deal with the inconvenience of having that scope of work done.
Posted by: Peaches
One thing I refuse to have in a house is an electric stove and furnace. My first house as a 22 year old, I didn't know that, but learned quickly.
Posted by: Peaches
One thing I refuse to have in a house is an electric stove and furnace. My first house as a 22 year old, I didn't know that, but learned quickly.
Posted by: Thomas Paine at January 16, 2026 04:58 PM (0U5gm)
265
Off Topic, but do you think most Americans can distinguish Korean, Japanese, or Chinese when they hear them spoke What about French, German, and Italian? Or are all foreign languages just gabba gabba goo to most people?
Since I briefly studied Mandarin in college, I can usually discern it, or a related language.
And maybe Japanese, from words and phrases I picked up from guys in the Navy.
Korean? Not a clue, except in writing. It's writing is the one with the circles.
Since I briefly studied Mandarin in college, I can usually discern it, or a related language.
And maybe Japanese, from words and phrases I picked up from guys in the Navy.
Korean? Not a clue, except in writing. It's writing is the one with the circles.
Posted by: Bulg at January 16, 2026 04:58 PM (77rzZ)
266
If Ace doesn't have a Kathleen Kennedy post in the pipeline or about to post, then I don't know what to think about the world.
Posted by: Comrade Flounder
Probably still dealing with a four hour problem. Pray for garrett and his croks.
If Ace doesn't have a Kathleen Kennedy post in the pipeline or about to post, then I don't know what to think about the world.
Posted by: Comrade Flounder
Probably still dealing with a four hour problem. Pray for garrett and his croks.
Posted by: BifBewalski - at January 16, 2026 04:59 PM (QVmho)
267
262 Off Topic, but do you think most Americans can distinguish Korean, Japanese, or Chinese when they hear them spoke What about French, German, and Italian? Or are all foreign languages just gabba gabba goo to most people?
Posted by: Victor Tango Kilo at January 16, 2026 04:53 PM (f0sNM)
Rosie O'Donnell can help with that:
https://youtu.be/0qINiw6ub5U
Posted by: Victor Tango Kilo at January 16, 2026 04:53 PM (f0sNM)
Rosie O'Donnell can help with that:
https://youtu.be/0qINiw6ub5U
Posted by: Quarter Twenty at January 16, 2026 04:59 PM (2Ez/1)
268
>>> 247 Off Topic, but do you think most Americans can distinguish Korean, Japanese, or Chinese when they hear them spoke What about French, German, and Italian? Or are all foreign languages just gabba gabba goo to most people?
Posted by: Victor Tango Kilo at January 16, 2026 04:53 PM (f0sNM)
I would bet no for Korean / Japanese / Chinese and yes for French / German / Italian.
Posted by: Victor Tango Kilo at January 16, 2026 04:53 PM (f0sNM)
I would bet no for Korean / Japanese / Chinese and yes for French / German / Italian.
Posted by: Helena Handbasket at January 16, 2026 05:00 PM (ULPxl)
269
Our little town on the lake has all kinds of problems getting the short term rental market sorted out.
Having summer visitors is great, even if they are FIP's, but it does create a wacky real estate market.
Fortunately, the Hoosiers don't stay the night. After a day on the beach spent emptying their mags at each other, they go home. Or to jail.
Having summer visitors is great, even if they are FIP's, but it does create a wacky real estate market.
Fortunately, the Hoosiers don't stay the night. After a day on the beach spent emptying their mags at each other, they go home. Or to jail.
Posted by: Leo Dicaprio at January 16, 2026 05:00 PM (8AONa)
270
Recessed floors are dumb; my parents had to modify a couple to make them normal. BUT, when you floor over them, they make an awesome spot for a false floor.
Posted by: Yudhishthira's Dice at January 16, 2026 04:37 PM
You keep your weed in there.
Posted by: Yudhishthira's Dice at January 16, 2026 04:37 PM
You keep your weed in there.
Posted by: toby928(c) at January 16, 2026 05:00 PM (jc0TO)
271
Probably still dealing with a four hour problem. Pray for garrett and his croks.
Posted by: BifBewalski - at January 16, 2026 04:59 PM (QVmho)
Ace rocked Garrett's crocs off?
Posted by: BifBewalski - at January 16, 2026 04:59 PM (QVmho)
Ace rocked Garrett's crocs off?
Posted by: Comrade Flounder, Disinformation Demon at January 16, 2026 05:00 PM (dK+Kv)
272
Korean? Not a clue, except in writing. It's writing is the one with the circles.
Posted by: Bulg at January 16, 2026 04:58 PM (77rzZ)
----
Thai says hello.
But yeah the Hangul alphabet is super easy to differentiate from all the others.
Posted by: Bulg at January 16, 2026 04:58 PM (77rzZ)
----
Thai says hello.
But yeah the Hangul alphabet is super easy to differentiate from all the others.
Posted by: ballistic at January 16, 2026 05:00 PM (5aZAZ)
273
I've been arguing the right should have specific anti-urban policies for a while TBH - get people out of the cities and they'll be a lot less collectivist...
Posted by: 18-1
I've always thought a tax rate based on the density of your living area would help. The more dense, the higher the rates. Although, sprawl does cost a lot more in terms of government services...
Posted by: 18-1
I've always thought a tax rate based on the density of your living area would help. The more dense, the higher the rates. Although, sprawl does cost a lot more in terms of government services...
Posted by: Intercepted Reddit Transmissions brought by the Intrepid AoS Liaison at January 16, 2026 05:00 PM (ycI94)
274
I can tell difference of Spanish and Portuguese
And get eastern European but never sure what, like Hungarian or not.
French, Geman and Italian are easy to tell
And get eastern European but never sure what, like Hungarian or not.
French, Geman and Italian are easy to tell
Posted by: Skip at January 16, 2026 05:00 PM (Ia/+0)
275
Wouldn't the bigger problem really be urbanization then? Which also tends to make people more leftwing
I've been arguing the right should have specific anti-urban policies for a while TBH - get people out of the cities and they'll be a lot less collectivist...
Posted by: 18-1
==
The short term rental issue is definitely effecting non-urban areas. Suburbs especially. Single family housing.
There's not a lot of single family housing in say NYC or other dense urban areas.
If anything, I think the huge cost increases might be pushing people into the cities and just renting apartments.
It used to be you went out to the suburbs and could afford a decent sized house.
I've been arguing the right should have specific anti-urban policies for a while TBH - get people out of the cities and they'll be a lot less collectivist...
Posted by: 18-1
==
The short term rental issue is definitely effecting non-urban areas. Suburbs especially. Single family housing.
There's not a lot of single family housing in say NYC or other dense urban areas.
If anything, I think the huge cost increases might be pushing people into the cities and just renting apartments.
It used to be you went out to the suburbs and could afford a decent sized house.
Posted by: Leupold at January 16, 2026 05:01 PM (eIzlH)
276
I recognize Cantonese.
Posted by: toby928(c) at January 16, 2026 05:02 PM (jc0TO)
Posted by: Kratwurst at January 16, 2026 05:02 PM (36bTp)
278
241 No more septic systems and I must have natural gas. Is that too much to ask?
Apparently it is in many places.
Posted by: Marcus T
Nothing wrong with septic unless you are raising elephants.
Apparently it is in many places.
Posted by: Marcus T
Nothing wrong with septic unless you are raising elephants.
Posted by: If It Don't Flush, Don't Fuss, Call Us at January 16, 2026 05:02 PM (oftw2)
279
>>> 257
------
I can discern most of the ones you listed. I don't think I'd be able to discern any of the Nordic languages from one another, just because I've not been exposed to them. Japanese vs. Chinese is easy. Korean is a little more difficult. Thai, Lao, and Vietnamese are trickier for me.
Posted by: ballistic at January 16, 2026 04:55 PM (5aZAZ)
Aren't Swedish / Norwegian / Danish essentially the same with slight pronunciation and written language variations?
------
I can discern most of the ones you listed. I don't think I'd be able to discern any of the Nordic languages from one another, just because I've not been exposed to them. Japanese vs. Chinese is easy. Korean is a little more difficult. Thai, Lao, and Vietnamese are trickier for me.
Posted by: ballistic at January 16, 2026 04:55 PM (5aZAZ)
Aren't Swedish / Norwegian / Danish essentially the same with slight pronunciation and written language variations?
Posted by: Helena Handbasket at January 16, 2026 05:03 PM (ULPxl)
280
The problem we see here 20 miles outside of Austin is that it's very difficult for small businesses like restaurants, bars, salons, etc. to stay open, because the people that work those jobs cannot afford to live near their place of employment, and as soon as they find a job they don't have to commute an hour to, they take that job, and we're short yet another waitress.
Posted by: ballistic at January 16, 2026 05:03 PM (5aZAZ)
281
Stick to your guns, Marcus. In my naivete I bought an all-electric place and I'd pretty much kill for gas (stove/furnace). I could do it for about 10 grand total but I'm too old to deal with the inconvenience of having that scope of work done.
Our current house was all electric when we moved in. First thing I did was bring in gas. CenterPoint installed the meter for no charge.
"dang! free!?!"
yep. when your neighbors find out they'll want it too.
He was right, six years later they be getting gas all over the place. Might have been the generator that did it but now I have stove, tankless water heater and grill. Will add house heater and dryer when they get replaced.
Our current house was all electric when we moved in. First thing I did was bring in gas. CenterPoint installed the meter for no charge.
"dang! free!?!"
yep. when your neighbors find out they'll want it too.
He was right, six years later they be getting gas all over the place. Might have been the generator that did it but now I have stove, tankless water heater and grill. Will add house heater and dryer when they get replaced.
Posted by: DanMan at January 16, 2026 05:03 PM (8uzBS)
282
243 I booked an AirBnB recently and every house within 2 blocks in every direction was an AirBnB. Very nice property, but I suspect some large corporation rolled in and scooped it all up.
Certainly priced way out the range of a single family.
Posted by: Rev. Wishbone at January 16, 2026 04:51 PM (BSdIE)
All the small, early 20th century homes in San Antonio near the Pearl and downtown are either deferred maintenance (because they knew they could sell to investors who would fix them up so why bother?) or short term rentals.
Certainly priced way out the range of a single family.
Posted by: Rev. Wishbone at January 16, 2026 04:51 PM (BSdIE)
All the small, early 20th century homes in San Antonio near the Pearl and downtown are either deferred maintenance (because they knew they could sell to investors who would fix them up so why bother?) or short term rentals.
Posted by: Jack Squat Bupkis at January 16, 2026 05:04 PM (FO06m)
Posted by: Helena Handbasket at January 16, 2026 05:07 PM (ULPxl)
284
Fortunately, the Hoosiers don't stay the night. After a day on the beach spent emptying their mags at each other, they go home. Or to jail.
Posted by: Leo Dicaprio at January 16, 2026 05:00 PM (8AONa)
More properly referred to as Indianimals.
Posted by: Leo Dicaprio at January 16, 2026 05:00 PM (8AONa)
More properly referred to as Indianimals.
Posted by: Peaches at January 16, 2026 05:08 PM (VyqMH)
285
French, German and Italian, both me and my wife can handle. Lived in Europe for a years. Asian languages are beyond me, I don't even try.
Posted by: Lincolntf at January 16, 2026 05:09 PM (vV6n9)
286
We have ship lap in our house - every interior wall. The house was built in 1907, and back then they would stretch cheesecloth over the entire wall, then paste wallpaper over that.
No insulation to speak of - so as we remodeled each room, we took the ship lap down, installed insulation batting, then put the ship lap back in place. Covered the walls with sheet rock and went from there.
One thing is for sure - our house isn't gonna fall down anytime soon!
No insulation to speak of - so as we remodeled each room, we took the ship lap down, installed insulation batting, then put the ship lap back in place. Covered the walls with sheet rock and went from there.
One thing is for sure - our house isn't gonna fall down anytime soon!
Posted by: Teresa in Fort Worth, Texas, AoSHQ's Plucky Wee One - Eat the Cheesecake, Buy the Yarn. at January 16, 2026 05:09 PM (79IuU)
287
No more septic systems and I must have natural gas. Is that too much to ask?
Apparently it is in many places.
Posted by: Marcus T at January 16, 2026 04:51 PM (AaEou)
Its a big piss off with me. At one end of my street they got sewers, at my end we got septic. Up at the top of the street, 100 yards past me, they got gas lines. Again, we got squat, so I have oil. At the top of my street is an area between 2 different gas companies. The gas company that has jurisdiction says tough shit, no gas for you. The gas company right there at the line says no problem, we can run you gas, but the other company has to sign off on it, and they won't. The reason? Dickhead gas company says it would make them look bad for not running gas. My neighbor has been fighting for years to get gas. He filled me in on all this bullshit.
Apparently it is in many places.
Posted by: Marcus T at January 16, 2026 04:51 PM (AaEou)
Its a big piss off with me. At one end of my street they got sewers, at my end we got septic. Up at the top of the street, 100 yards past me, they got gas lines. Again, we got squat, so I have oil. At the top of my street is an area between 2 different gas companies. The gas company that has jurisdiction says tough shit, no gas for you. The gas company right there at the line says no problem, we can run you gas, but the other company has to sign off on it, and they won't. The reason? Dickhead gas company says it would make them look bad for not running gas. My neighbor has been fighting for years to get gas. He filled me in on all this bullshit.
Posted by: Berserker-Dragonheads Division at January 16, 2026 05:11 PM (snZF9)
288
A lot of the same type are now mountaineering.
When I watch the shows on climbing Everest I’m usually cheering for the mountain.
Does that make me a bad person?
Posted by: Marcus T at January 16, 2026 04:48 PM (AaEou)
Have you seen photos of the Everest base camps? The higher you go, the more they look like a city municipal dump, or a homeless camp under the interstate. Trash everywhere, because dumbass white environmentalists aren't fit enough to be able to pack out all their refuse.
A lot of the same type are now mountaineering.
When I watch the shows on climbing Everest I’m usually cheering for the mountain.
Does that make me a bad person?
Posted by: Marcus T at January 16, 2026 04:48 PM (AaEou)
Have you seen photos of the Everest base camps? The higher you go, the more they look like a city municipal dump, or a homeless camp under the interstate. Trash everywhere, because dumbass white environmentalists aren't fit enough to be able to pack out all their refuse.
Posted by: IllTemperedCur at January 16, 2026 05:12 PM (y9nCu)
289
Honestly, I'm strongly opposed to corporations owning single family homes. I'd also get rid of the short-term rental market, to the extent that the owner must live onsite to rent out rooms or guest houses. No corporations or distant owners.
Posted by: El Mariachi - Attorney at Law at January 16, 2026 05:36 PM (tV890)
290
5% growth is stunning. That is 5% with tariffs, with illegals getting the boot, with a war in Ukraine, with the D shut down, with Ds doing everything possible to sabotage everything, etc. is staggering. It'd be 7% absent all that crap.
Posted by: El Mariachi - Attorney at Law at January 16, 2026 05:39 PM (tV890)
291
Making things cost less is racist.
Posted by: You Got To Be Shitting Me at January 16, 2026 05:54 PM (ylYlz)
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